Federal credit union · Snowflake, Arizona · NCUA charter #16190
Rim Country
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $25.4M
- Total assets
- 2,039
- Members
- 12.5%
- Net-worth ratio
Rim Country scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $25.4M; members 2,039; net-worth ratio 12.46%; health rank #2,978 of 4,374; healthier than 31st of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,978 of 4,374 health · 2025Q4Rim Country · health 78/100 · $25.4M · 2025Q4
Call Report peers
Rim Country in the assets neighbourhood
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Rim Country vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Rim Country sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Rim Country
- Loan-to-Share Ratio leads the peer set - 62.38% here, 59.80% peer average (+2.58 pp).
- Widest shortfall vs peers is Net Worth Ratio: -2.40 pp (12.46% vs 14.86%).
Where Rim Country sits in Arizona
- In Arizona, health place is #25 of 33 on the same NCUA-ratio sort used nationally.
- By total assets, Rim Country is #28 of 33 in Arizona.
- Member book place in Arizona: #30 of 33.
- One place up in Arizona, PYRAMID (#24) scores 80/100, 2 points higher; one place down, ALHAMBRA (#26) ties at 78/100.
Rim Country: 2025Q4 → 2026Q1
Rim Country: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $25.4M (2025Q4) to $25.0M (2026Q1).
- Net-worth ratio shifted +0.34 pp (12.12% → 12.46%).
At 12.46%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Rim Country gives up 22 points in total. Member Growth costs the most, 10.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 15.1 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 13.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.46% | -2.40 pp |
| Delinquency Rate | 1.66% | +0.51 pp |
| Return on Assets | 0.61% | -0.10 pp |
| Member Growth | -2.35% | - |
| Loan-to-Share Ratio | 62.38% | +2.58 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Rim Country
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $25.0M | - |
| 2025Q4 | $25.4M | 2,039 |
| 2024Q4 | $24.1M | 2,088 |
| 2023Q4 | $22.4M | 2,141 |
Credit Union Details
- Charter Number
- 16190
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Arizona
- City
- Snowflake
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Rim Country runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Snowflake, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
More federally-insured credit unions based in Arizona, ordered by peer group match and asset size.
Other-state peers near Rim Country
Using this data
- Rim Country ranks #2,978 of 4,374 nationally on financial health and #25 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ALHAMBRA is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ALHAMBRA
Frequently Asked Questions
Is Rim Country financially healthy?
On its 2025Q4 NCUA 5300 filing, Rim Country scores 78/100 (Very Good), with a 12.46% net worth ratio and 1.66% of loans delinquent. It ranks #2,978 of 4,374 nationally on health and #25 of 33 in Arizona.
How does Rim Country compare to other credit unions?
Rim Country scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (62.38% vs 59.80%). Its widest shortfall is net worth ratio (12.46% vs 14.86%).
How can I join Rim Country?
Rim Country operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Rim Country directly for the exact boundaries and application steps.
Is my money safe at Rim Country?
Rim Country is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Rim Country's net worth ratio of 12.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.