Federal credit union · fresno, California · NCUA charter #97096
Fresno Police Department
Health score 82/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 82
- Health / 100
- $48.8M
- Total assets
- 2,514
- Members
- 22.9%
- Net-worth ratio
Fresno Police Department scores 82/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $48.8M; members 2,514; net-worth ratio 22.91%; health rank #2,373 of 4,374; healthier than 43rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,373 of 4,374 health · 2025Q4Fresno Police Department · health 82/100 · $48.8M · 2025Q4
Call Report peers
Fresno Police Department in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Fresno Police Department vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Fresno Police Department sits in 80-84 with 767 others.
82 43rd percentile higher than 43% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Fresno Police Department: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +8.05 pp (22.91% vs 14.86%).
- Largest lag: Loan-to-Share Ratio at 29.63% vs peer 59.80% (-30.17 pp).
Fresno Police Department in California
- In California, health place is #144 of 243 on the same NCUA-ratio sort used nationally.
- California assets place: #186 of 243.
- Member book place in California: #189 of 243.
- One place up in California, COASTHILLS (#143) scores 83/100, 1 point higher; one place down, DENOCOS (#145) ties at 82/100.
Quarter path for Fresno Police Department
Fresno Police Department: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $48.8M (2025Q4) to $50.1M (2026Q1).
- Net-worth ratio shifted -0.42 pp (23.33% → 22.91%).
At 22.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 82/100 score is built
Fresno Police Department gives up 18 points in total. Member Growth costs the most, 10.3 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 14.1 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 8.2 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.91% | +8.05 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.44% | -0.26 pp |
| Member Growth | -2.41% | - |
| Loan-to-Share Ratio | 29.63% | -30.17 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $50.1M | - |
| 2025Q4 | $48.8M | 2,514 |
| 2024Q4 | $50.2M | 2,576 |
| 2023Q4 | $50.3M | 2,617 |
Credit Union Details
- Charter Number
- 97096
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- California
- City
- fresno
- Data Quarter
- 2025Q4
Branch Locations (2)
Fresno Police Department operates 2 offices in Fresno, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| FPDCU (Main Office) | Fresno, CA |
| Vital Records | Fresno, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
A look at other California credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Fresno Police Department
Similar total assets
Using this data
- Fresno Police Department ranks #2,373 of 4,374 nationally on financial health and #144 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dow Great Western is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dow Great Western
Frequently Asked Questions
Is Fresno Police Department financially healthy?
Fresno Police Department has a financial health score of 82/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,373 of 4,374 nationally on health and #144 of 243 in California. Its net worth ratio is 22.91% and its delinquency rate 0.00%.
How does Fresno Police Department compare to other credit unions?
Fresno Police Department scores 82/100, higher than 43% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (22.91% vs 14.86%). Its widest shortfall is loan-to-share ratio (29.63% vs 59.80%).
How can I join Fresno Police Department?
Membership eligibility for Fresno Police Department depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Fresno Police Department directly for current membership requirements and application steps.
Is my money safe at Fresno Police Department?
Fresno Police Department is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Fresno Police Department's net worth ratio of 22.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.