Federal credit union · Attleboro, Massachusetts · NCUA charter #11400
GOLDMARK
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $48.8M
- Total assets
- 2,931
- Members
- 10.8%
- Net-worth ratio
GOLDMARK scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $48.8M; members 2,931; net-worth ratio 10.76%; health rank #1,996 of 4,374; healthier than 54th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,996 of 4,374 health · 2025Q4GOLDMARK · health 85/100 · $48.8M · 2025Q4
- MEM 85/100
- RANK 10.8%
- PHOTO 0.00%
- BOOK 0.50%
- CHARTER $48.8M
- NCUSIF 2,931
- CAMELS #1,996/4,374
- HEALTH Fresno Police Department
- NW 11400
Call Report peers
GOLDMARK in the assets neighbourhood
GOLDMARK's $48.8M assets sit next to Fresno Police Department ($48.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
GOLDMARK vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
GOLDMARK - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #11400, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Where GOLDMARK diverges from peer averages
- Delinquency Rate leads the peer set - 0.00% here, 1.15% peer average (-1.15 pp).
- Loan-to-Share Ratio trails the peer set - 44.52% here, 59.80% peer average (-15.28 pp).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Massachusetts standing for GOLDMARK
- Massachusetts health ordinal: #60 of 126.
- Massachusetts assets place: #73 of 126.
- Member book place in Massachusetts: #73 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How GOLDMARK's 5300 filing moved
GOLDMARK: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.0% from $48.8M (2025Q4) to $49.3M (2026Q1).
- Net-worth ratio shifted +0.02 pp (10.74% → 10.76%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.76%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.0 pts
- Loan-to-Share Ratio 10.0 pts
GOLDMARK health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.76% | -4.10 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.50% | -0.20 pp |
| Member Growth | -2.20% | - |
| Loan-to-Share Ratio | 44.52% | -15.28 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
GOLDMARK filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $49.3M | - |
| 2025Q4 | $48.8M | 2,931 |
| 2024Q4 | $46.6M | 2,997 |
| 2023Q4 | $41.7M | 2,983 |
Credit Union Details
- Charter Number
- 11400
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Massachusetts
- City
- Attleboro
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, GOLDMARK runs one office.
| Office | City |
|---|---|
| Goldmark office (Main Office) | Attleboro, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
A look at other Massachusetts credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near GOLDMARK
GOLDMARK's nationwide photo peers by assets and by health score, excluding Massachusetts charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($48.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- GOLDMARK ranks #1,996 of 4,374 nationally on financial health and #60 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Brookline Municipal is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Brookline Municipal
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is GOLDMARK financially healthy?
Yes/no aside, the number is 85/100 (Excellent) - GOLDMARK's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,996 of 4,374; by total assets it ranks #2,419 of 4,374 nationally (same basis as /rankings/largest); and #73 of 126 within Massachusetts. Above 80 reads excellent, below 50 warrants closer monitoring; a 10.76% net worth ratio and 0.00% delinquency rate are the key drivers.
How does GOLDMARK compare to other credit unions?
Five weighted metrics from NCUA filings produce GOLDMARK's 85/100 score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join GOLDMARK?
GOLDMARK operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact GOLDMARK directly for the exact boundaries and application steps.
Is my money safe at GOLDMARK?
Federal credit unions like GOLDMARK are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. GOLDMARK's net worth ratio of 10.76% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does GOLDMARK offer compared to banks?
Credit unions like GOLDMARK are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact GOLDMARK directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.