Federal credit union · Palestine, Texas · NCUA charter #9880
Anderson County
Health score 86/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $26.7M
- Total assets
- 2,273
- Members
- 16.8%
- Net-worth ratio
Anderson County scores 86/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $26.7M; members 2,273; net-worth ratio 16.81%; health rank #1,764 of 4,374; healthier than 57th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,764 of 4,374 health · 2025Q4Anderson County · health 86/100 · $26.7M · 2025Q4
Call Report peers
Anderson County in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Anderson County vs every NCUA-scored credit union
Anderson County sits in the busiest band, 85-89, alongside 857 other credit unions.
86 Top 43% higher than 57% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Anderson County
- Strongest edge vs 1163 $10M–$50M peers is Net Worth Ratio: +1.95 pp (16.81% vs 14.86%).
- Loan-to-Share Ratio trails the peer set - 37.86% here, 59.80% peer average (-21.94 pp).
Texas standing for Anderson County
- Texas health ordinal: #161 of 386.
- Texas assets place: #235 of 386.
- Membership ranks #242 of 386 among Texas CUs with a reported count (2,273 members).
- One place up in Texas, Scurry County School (#160) ties at 86/100; one place down, United Energy (#162) ties at 86/100.
How Anderson County's 5300 filing moved
Anderson County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $26.7M (2025Q4) to $27.4M (2026Q1).
- Net-worth ratio shifted +0.08 pp (16.73% → 16.81%).
At 16.81%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 86/100 score is built
Anderson County gives up 14 points in total. Delinquency Rate costs the most, 5.7 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.3 pts
- Return on Assets 15.0 pts
- Member Growth 12.8 pts
- Loan-to-Share Ratio 8.9 pts
Anderson County health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.81% | +1.95 pp |
| Delinquency Rate | 1.10% | -0.05 pp |
| Return on Assets | 1.84% | +1.13 pp |
| Member Growth | 3.18% | - |
| Loan-to-Share Ratio | 37.86% | -21.94 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Anderson County
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $27.4M | - |
| 2025Q4 | $26.7M | 2,273 |
| 2024Q4 | $24.6M | 2,203 |
| 2023Q4 | $23.7M | 1,965 |
Credit Union Details
- Charter Number
- 9880
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Palestine
- Data Quarter
- 2025Q4
Branch Locations (3)
Anderson County operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Anderson County Federal Credit Union (Main Office) | Palestine, TX |
| MOPAC Employees F.C.U. | Palestine, TX |
| Cherokee County FCU | Rusk, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Anderson County nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Anderson County ranks #1,764 of 4,374 nationally on financial health and #161 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Dallas U.P. Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Dallas U.P. Employees
Frequently Asked Questions
Is Anderson County financially healthy?
Anderson County has a financial health score of 86/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,764 of 4,374 nationally on health and #161 of 386 in Texas. Its net worth ratio is 16.81% and its delinquency rate 1.10%.
How does Anderson County compare to other credit unions?
Anderson County scores 86/100, higher than 57% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (16.81% vs 14.86%). Its widest shortfall is loan-to-share ratio (37.86% vs 59.80%).
How can I join Anderson County?
Anderson County operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Anderson County directly for the exact boundaries and application steps.
Is my money safe at Anderson County?
Anderson County is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Anderson County's net worth ratio of 16.81% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.