State credit union · Phoenix, Arizona · NCUA charter #60165
ALHAMBRA
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $33.2M
- Total assets
- 4,045
- Members
- 9.0%
- Net-worth ratio
ALHAMBRA scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $33.2M; members 4,045; net-worth ratio 9.03%; health rank #3,018 of 4,374; healthier than 31st of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,018 of 4,374 health · 2025Q4ALHAMBRA · health 78/100 · $33.2M · 2025Q4
Call Report peers
ALHAMBRA in the assets neighbourhood
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ALHAMBRA vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALHAMBRA sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where ALHAMBRA diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 73.81% vs peer 59.80% (+14.01 pp).
- Net Worth Ratio trails the peer set - 9.03% here, 14.86% peer average (-5.83 pp).
ALHAMBRA in Arizona
- In Arizona, health place is #26 of 33 on the same NCUA-ratio sort used nationally.
- By total assets, ALHAMBRA is #27 of 33 in Arizona.
- Arizona membership ordinal: #27 of 33.
- One place up in Arizona, Rim Country (#25) ties at 78/100; one place down, Avenir Financial (#27) scores 73/100, 5 points lower.
ALHAMBRA Call Report trajectory
ALHAMBRA: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $33.2M (2025Q4) to $34.2M (2026Q1).
- Net-worth ratio shifted -0.50 pp (9.53% → 9.03%).
9.03% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 78/100 score is built
ALHAMBRA gives up 22 points in total. Delinquency Rate costs the most, 9 of its 25; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 27.6 pts
- Delinquency Rate 16.0 pts
- Return on Assets 10.0 pts
- Member Growth 9.0 pts
- Loan-to-Share Ratio 15.4 pts
ALHAMBRA vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.03% | -5.83 pp |
| Delinquency Rate | 1.53% | +0.39 pp |
| Return on Assets | 0.17% | -0.54 pp |
| Member Growth | 0.02% | - |
| Loan-to-Share Ratio | 73.81% | +14.01 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
ALHAMBRA filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $34.2M | - |
| 2025Q4 | $33.2M | 4,045 |
| 2024Q4 | $31.2M | 4,044 |
| 2023Q4 | $31.0M | 3,614 |
Credit Union Details
- Charter Number
- 60165
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Arizona
- City
- Phoenix
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for ALHAMBRA, spread across 2 cities.
| Office | City |
|---|---|
| Alhambra Credit Union (Main Office) | Phoenix, AZ |
| Alhambra Credit Union | Litchfield Park, AZ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arizona
Other federally-insured credit unions in Arizona, closest first by peer group and asset size.
Cross-state Call Report peers for ALHAMBRA
Similar total assets
Using this data
- ALHAMBRA ranks #3,018 of 4,374 nationally on financial health and #26 of 33 in AZ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Rim Country is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Rim Country
Frequently Asked Questions
Is ALHAMBRA financially healthy?
ALHAMBRA has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,018 of 4,374 nationally on health and #26 of 33 in Arizona. Its net worth ratio is 9.03% and its delinquency rate 1.53%.
How does ALHAMBRA compare to other credit unions?
ALHAMBRA scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (73.81% vs 59.80%). Its widest shortfall is net worth ratio (9.03% vs 14.86%).
How can I join ALHAMBRA?
Membership eligibility for ALHAMBRA depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact ALHAMBRA directly for current membership requirements and application steps.
Is my money safe at ALHAMBRA?
ALHAMBRA is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALHAMBRA's net worth ratio of 9.03% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.