State credit union · Levelland, Texas · NCUA charter #67516
Hockley County
Health score 86/100 (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 86
- Health / 100
- $43.3M
- Total assets
- 4,095
- Members
- 9.7%
- Net-worth ratio
Hockley County - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67516. See our deposit-insurance coverage note.
Hockley County - Five Health Pillars
This credit union's pillar breakdown: five 0-100 sub-scores below, which weight-and-sum to the headline health score above. Same underlying NCUA 5300 figures throughout, no normalisation tricks.
- Capital (net worth ratio)97
- Asset quality (delinquency)87
- Earnings (ROA)38
- Member growth100
- Liquidity (loan-to-share)94
Weighted composite: 86/100 - each bar is the 0–100 sub-score; the composite weights them 30/25/15/15/15.
At 9.66%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
Financial Health Metrics
| Metric | Value | Weight |
|---|---|---|
| Net Worth Ratio | 9.66% | 30% |
| Delinquency Rate | 0.82% | 25% |
| Return on Assets | 0.03% | 15% |
| Member Growth | 9.03% | 15% |
| Loan-to-Share Ratio | 66.19% | 15% |
Health score = weighted composite of above metrics. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2025Q4 | $43.3M | 4,095 |
| 2024Q4 | $39.3M | 3,756 |
| 2023Q4 | $37.7M | 3,460 |
Credit Union Details
- Charter Number
- 67516
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Levelland
- Data Quarter
- 2025Q4
What This Data Says About Hockley County
The five-factor composite scores Hockley County at 86/100 (Excellent), reflecting a net worth ratio of 9.66% - above the 7.0% NCUA "well capitalized" threshold under Prompt Corrective Action rules. This state credit union, headquartered in Levelland, Texas, reports 4,095 members, $43.3M in total assets, and $25.5M in outstanding loans as of Q4 2025 under charter #67516 (peer group $10M–$50M, a cohort of 1163 similarly-sized institutions).
On loan book quality: 0.82% of loans are 60+ days past due against the total loan book - the peer group average for $10M–$50M credit unions sits at 1.145%, so this institution is running tighter than peers. Meanwhile a 66.19% loan-to-share ratio shows how aggressively member deposits get deployed into lending, within the 60-80% range most industry analysts consider optimally balanced between yield and liquidity. Return on assets stands at 0.03% on net income of $12K for the period; a not-for-profit cooperative typically runs a modest positive ROA, returning surplus to members through better rates and lower fees rather than to shareholders.
Year-over-year membership changed by 9.03%. All of the above reflects the 2025Q4 quarterly NCUA 5300 Call Report. Who can join depends on the field of membership (currently: Other); our disclaimer covers NCUSIF deposit-insurance coverage and how to use this data responsibly.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Sources & disclaimer
Source: NCUA 5300 Call Report, Q4 2025. Source: NCUA Share Insurance Fund (NCUSIF), federal deposit insurance up to $250,000. Not affiliated with NCUA. For informational purposes only.
Frequently Asked Questions
Is Hockley County financially healthy?
Hockley County has a financial health score of 86/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 9.66% and delinquency rate of 0.82%.
How does Hockley County compare to other credit unions?
On PlainCU's health composite, Hockley County lands at 86/100, compared to a peer group average for $10M–$50M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Hockley County?
Membership eligibility for Hockley County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hockley County directly for current membership requirements and application steps.
Is my money safe at Hockley County?
Federal credit unions like Hockley County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hockley County's net worth ratio of 9.66% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Hockley County offer compared to banks?
Credit unions like Hockley County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Hockley County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Read our methodology - how this data is sourced, computed, and verified.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.