State credit union · Austin, Texas · NCUA charter #67604
Travis County
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $42.3M
- Total assets
- 3,370
- Members
- 9.3%
- Net-worth ratio
Travis County scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.3M; members 3,370; net-worth ratio 9.35%; health rank #702 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#702 of 4,374 health · 2025Q4Travis County · health 93/100 · $42.3M · 2025Q4
Call Report peers
Travis County in the assets neighbourhood
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Travis County vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Travis County sits in 90-94 with 747 others.
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Travis County
- Loan-to-Share Ratio leads the peer set - 63.47% here, 59.80% peer average (+3.67 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.51 pp (9.35% vs 14.86%).
Travis County: in-state Call Report ranks
- In Texas, health place is #64 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #201 of 386 inside Texas ($42.3M reported).
- Member book place in Texas: #205 of 386.
- One place up in Texas, FREESTONE (#63) ties at 93/100; one place down, Local 24 Employees (#65) scores 92/100, 1 point lower.
Quarter path for Travis County
Travis County: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.5% from $42.3M (2025Q4) to $42.5M (2026Q1).
- Net-worth ratio shifted +0.06 pp (9.29% → 9.35%).
At 9.35%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Travis County gives up 7 points in total. Member Growth costs the most, 4 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.0 pts
- Loan-to-Share Ratio 13.6 pts
Travis County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.35% | -5.51 pp |
| Delinquency Rate | 0.37% | -0.77 pp |
| Return on Assets | 0.58% | -0.12 pp |
| Member Growth | 1.63% | - |
| Loan-to-Share Ratio | 63.47% | +3.67 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Travis County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.5M | - |
| 2025Q4 | $42.3M | 3,370 |
| 2024Q4 | $42.0M | 3,316 |
| 2023Q4 | $40.8M | 3,234 |
Credit Union Details
- Charter Number
- 67604
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Austin
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Travis County runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Austin, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Travis County nationwide neighbourhoods
Using this data
- Travis County ranks #702 of 4,374 nationally on financial health and #64 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cabot Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cabot Community
Frequently Asked Questions
Is Travis County financially healthy?
On its 2025Q4 NCUA 5300 filing, Travis County scores 93/100 (Excellent), with a 9.35% net worth ratio and 0.37% of loans delinquent. It ranks #702 of 4,374 nationally on health and #64 of 386 in Texas.
How does Travis County compare to other credit unions?
Travis County scores 93/100, higher than 84% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (63.47% vs 59.80%). Its widest shortfall is net worth ratio (9.35% vs 14.86%).
How can I join Travis County?
Membership eligibility for Travis County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Travis County directly for current membership requirements and application steps.
Is my money safe at Travis County?
Travis County is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Travis County's net worth ratio of 9.35% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.