State credit union · Austin, Texas · NCUA charter #67604
Travis County
Health score 93/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 93
- Health / 100
- $42.3M
- Total assets
- 3,370
- Members
- 9.3%
- Net-worth ratio
Travis County scores 93/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.3M; members 3,370; net-worth ratio 9.35%; health rank #702 of 4,374; healthier than 84th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#702 of 4,374 health · 2025Q4Travis County · health 93/100 · $42.3M · 2025Q4
- CAMELS 93/100
- HEALTH 9.3%
- NW 0.37%
- DELQ 0.58%
- ROA $42.3M
- ASSETS 3,370
- MEM #702/4,374
- RANK LAKESIDE
- PHOTO 67604
Call Report peers
Travis County in the assets neighbourhood
Travis County's $42.3M assets sit next to LAKESIDE ($42.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Travis County vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
93 Top 16% higher than 84% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Travis County - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #67604, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Travis County
- Loan-to-Share Ratio leads the peer set - 63.47% here, 59.80% peer average (+3.67 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.51 pp (9.35% vs 14.86%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Travis County: in-state Call Report ranks
- In Texas, health place is #64 of 386 on the same NCUA-ratio sort used nationally.
- Assets rank #201 of 386 inside Texas ($42.3M reported).
- Member book place in Texas: #205 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for Travis County
Travis County: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $42.3M (2025Q4) to $42.5M (2026Q1).
- Net-worth ratio shifted +0.06 pp (9.29% → 9.35%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.35%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 93/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 93.
- Net Worth Ratio 28.4 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 11.0 pts
- Loan-to-Share Ratio 13.6 pts
Travis County vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.35% | -5.51 pp |
| Delinquency Rate | 0.37% | -0.77 pp |
| Return on Assets | 0.58% | -0.12 pp |
| Member Growth | 1.63% | - |
| Loan-to-Share Ratio | 63.47% | +3.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Travis County quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $42.5M | - |
| 2025Q4 | $42.3M | 3,370 |
| 2024Q4 | $42.0M | 3,316 |
| 2023Q4 | $40.8M | 3,234 |
Credit Union Details
- Charter Number
- 67604
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Austin
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, Travis County runs one office.
| Office | City |
|---|---|
| Main Office (Main Office) | Austin, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Travis County nationwide neighbourhoods
Travis County's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($42.3M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (93/100 here).
Using this data
- Travis County ranks #702 of 4,374 nationally on financial health and #64 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Cabot Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Cabot Community
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Travis County financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Travis County carries a financial health score of 93/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #702 of 4,374; by total assets it ranks #2,546 of 4,374 nationally (same basis as /rankings/largest); and #201 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 9.35% net worth ratio and a 0.37% delinquency rate.
How does Travis County compare to other credit unions?
Travis County scores 93/100 on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Travis County?
Membership eligibility for Travis County depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Travis County directly for current membership requirements and application steps.
Is my money safe at Travis County?
Federal credit unions like Travis County are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Travis County's net worth ratio of 9.35% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Travis County offer compared to banks?
Credit unions like Travis County are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Travis County directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.