State credit union · Sunrise, Florida · NCUA charter #67444
Priorityone Credit Union of Florida
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $160.5M
- Total assets
- 9,697
- Members
- 10.5%
- Net-worth ratio
Priorityone Credit Union of Florida scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $160.5M; members 9,697; net-worth ratio 10.50%; health rank #1,999 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,999 of 4,374 health · 2025Q4Priorityone · health 85/100 · $160.5M · 2025Q4
- PHOTO 85/100
- BOOK 10.5%
- CHARTER 0.23%
- NCUSIF 0.92%
- CAMELS $160.5M
- HEALTH 9,697
- NW #1,999/4,374
- DELQ Pioneer Valley
- ROA 67444
Call Report peers
Priorityone Credit Union of Florida in the assets neighbourhood
Priorityone Credit Union of Florida's $160.5M assets sit next to Pioneer Valley ($160.4M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Priorityone Credit Union of Florida vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Priorityone Credit Union of Florida - Share Insurance Coverage
Charter #67444's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Priorityone Credit Union of Florida diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 88.93% vs peer 72.20% (+16.73 pp).
- Net Worth Ratio trails the peer set - 10.50% here, 12.11% peer average (-1.61 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Priorityone Credit Union of Florida sits in Florida
- Florida health ordinal: #61 of 109.
- Assets rank #59 of 109 inside Florida ($160.5M reported).
- Membership ranks #62 of 109 among Florida CUs with a reported count (9,697 members).
In-state ordinals use the live credit_unions table for FL only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Priorityone Credit Union of Florida's 5300 filing moved
Priorityone Credit Union of Florida: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.3% from $160.5M (2025Q4) to $162.7M (2026Q1).
- Net-worth ratio shifted +0.18 pp (10.32% → 10.50%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 10.50%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.4 pts
- Loan-to-Share Ratio 14.6 pts
Priorityone health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.50% | -1.61 pp |
| Delinquency Rate | 0.23% | -0.66 pp |
| Return on Assets | 0.92% | +0.30 pp |
| Member Growth | -4.77% | - |
| Loan-to-Share Ratio | 88.93% | +16.73 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Priorityone Credit Union of Florida
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $162.7M | - |
| 2025Q4 | $160.5M | 9,697 |
| 2024Q4 | $153.2M | 10,183 |
| 2023Q4 | $141.7M | 9,848 |
Credit Union Details
- Charter Number
- 67444
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Florida
- City
- Sunrise
- Data Quarter
- 2025Q4
Branch Locations (2)
Priorityone Credit Union of Florida operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Sunrise Branch (Main Office) | Sunrise, FL |
| Coral Springs | Coral Springs, FL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
A look at other Florida credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Priorityone Credit Union of Florida, both outside Florida so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($160.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- Priorityone Credit Union of Florida ranks #1,999 of 4,374 nationally on financial health and #61 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Blue Coast is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Blue Coast
- Rates and health both vary by institution, not just by state -- see how Florida credit unions compare overall before assuming this one is typical. Florida state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Priorityone Credit Union of Florida financially healthy?
Priorityone Credit Union of Florida has a financial health score of 85/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,999 of 4,374; by total assets it ranks #1,446 of 4,374 nationally (same basis as /rankings/largest); and #59 of 109 within Florida. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 10.50% and delinquency rate of 0.23%.
How does Priorityone Credit Union of Florida compare to other credit unions?
On PlainCU's health composite, Priorityone Credit Union of Florida lands at 85/100, compared to a peer group average for $100M–$500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Priorityone Credit Union of Florida?
Membership eligibility for Priorityone Credit Union of Florida depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Priorityone Credit Union of Florida directly for current membership requirements and application steps.
Is my money safe at Priorityone Credit Union of Florida?
Federal credit unions like Priorityone Credit Union of Florida are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Priorityone Credit Union of Florida's net worth ratio of 10.50% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Priorityone Credit Union of Florida offer compared to banks?
Credit unions like Priorityone Credit Union of Florida are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Priorityone Credit Union of Florida directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.