State credit union · Collegedale, Tennessee · NCUA charter #68167
COLLEGEDALE
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $43.3M
- Total assets
- 4,447
- Members
- 9.5%
- Net-worth ratio
COLLEGEDALE scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $43.3M; members 4,447; net-worth ratio 9.47%; health rank #1,512 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,512 of 4,374 health · 2025Q4COLLEGEDALE · health 88/100 · $43.3M · 2025Q4
Call Report peers
COLLEGEDALE in the assets neighbourhood
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COLLEGEDALE vs every NCUA-scored credit union
COLLEGEDALE sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where COLLEGEDALE diverges from peer averages
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +8.24 pp (68.04% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -5.39 pp (9.47% vs 14.86%).
Tennessee standing for COLLEGEDALE
- Tennessee health ordinal: #49 of 127.
- By total assets, COLLEGEDALE is #67 of 127 in Tennessee.
- Tennessee membership ordinal: #60 of 127.
- One place up in Tennessee, US Community (#48) ties at 88/100; one place down, Tennessee Department of Safety (#50) scores 87/100, 1 point lower.
COLLEGEDALE: 2025Q4 → 2026Q1
COLLEGEDALE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.2% from $43.3M (2025Q4) to $44.7M (2026Q1).
- Net-worth ratio shifted +0.08 pp (9.39% → 9.47%).
This credit union's 9.47% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
COLLEGEDALE gives up 12 points in total. Member Growth costs the most, 10.2 of its 15; Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 28.7 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.8 pts
- Loan-to-Share Ratio 14.5 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.47% | -5.39 pp |
| Delinquency Rate | 0.40% | -0.75 pp |
| Return on Assets | 0.57% | -0.13 pp |
| Member Growth | -2.31% | - |
| Loan-to-Share Ratio | 68.04% | +8.24 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
COLLEGEDALE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $44.7M | - |
| 2025Q4 | $43.3M | 4,447 |
| 2024Q4 | $41.5M | 4,552 |
| 2023Q4 | $44.9M | 4,810 |
Credit Union Details
- Charter Number
- 68167
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- Collegedale
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for COLLEGEDALE, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Collegedale, TN |
| CO-OP | Rancho Cucamonga, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
Other federally-insured credit unions in Tennessee, closest first by peer group and asset size.
COLLEGEDALE nationwide neighbourhoods
Using this data
- COLLEGEDALE ranks #1,512 of 4,374 nationally on financial health and #49 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ups Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ups Employees
Frequently Asked Questions
Is COLLEGEDALE financially healthy?
COLLEGEDALE has a financial health score of 88/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,512 of 4,374 nationally on health and #49 of 127 in Tennessee. Its net worth ratio is 9.47% and its delinquency rate 0.40%.
How does COLLEGEDALE compare to other credit unions?
COLLEGEDALE scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (68.04% vs 59.80%). Its widest shortfall is net worth ratio (9.47% vs 14.86%).
How can I join COLLEGEDALE?
Membership eligibility for COLLEGEDALE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact COLLEGEDALE directly for current membership requirements and application steps.
Is my money safe at COLLEGEDALE?
COLLEGEDALE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COLLEGEDALE's net worth ratio of 9.47% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.