State credit union · MARIANNA, Florida · NCUA charter #67334
Jackson County 1st
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $47.3M
- Total assets
- 2,812
- Members
- 18.1%
- Net-worth ratio
Jackson County 1st scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $47.3M; members 2,812; net-worth ratio 18.08%; health rank #1,896 of 4,374; healthier than 54th of scored peers.
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NCUA 5300 Call Report Masthead
#1,896 of 4,374 health · 2025Q4Jackson County 1st · health 85/100 · $47.3M · 2025Q4
Call Report peers
Jackson County 1st in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Jackson County 1st vs every NCUA-scored credit union
Jackson County 1st sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Jackson County 1st
- Largest favorable gap: Net Worth Ratio at 18.08% vs peer 14.86% (+3.22 pp).
- Loan-to-Share Ratio trails the peer set - 48.32% here, 59.80% peer average (-11.48 pp).
Where Jackson County 1st sits in Florida
- Florida health ordinal: #57 of 109.
- Florida assets place: #82 of 109.
- Florida membership ordinal: #85 of 109.
- One place up in Florida, Tampa Bay (#56) scores 86/100, 1 point higher; one place down, EGLIN (#58) ties at 85/100.
Quarter path for Jackson County 1st
Jackson County 1st: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.4% from $47.3M (2025Q4) to $48.5M (2026Q1).
- Net-worth ratio shifted -0.31 pp (18.39% → 18.08%).
This credit union's 18.08% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 85/100 score is built
Jackson County 1st gives up 15 points in total. Member Growth costs the most, 10.8 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.2 pts
- Loan-to-Share Ratio 10.8 pts
Jackson County 1st health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.08% | +3.22 pp |
| Delinquency Rate | 0.12% | -1.02 pp |
| Return on Assets | 0.71% | +0.00 pp |
| Member Growth | -2.67% | - |
| Loan-to-Share Ratio | 48.32% | -11.48 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Jackson County 1st filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $48.5M | - |
| 2025Q4 | $47.3M | 2,812 |
| 2024Q4 | $42.3M | 2,889 |
| 2023Q4 | $40.7M | 3,082 |
Credit Union Details
- Charter Number
- 67334
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Florida
- City
- MARIANNA
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Jackson County 1st runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Jackson Co Teachers CU (Main Office) | Marianna, FL |
| CU South, Inc. | Fairhope, AL |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Florida
More federally-insured credit unions based in Florida, ordered by peer group match and asset size.
Other-state peers near Jackson County 1st
Using this data
- Jackson County 1st ranks #1,896 of 4,374 nationally on financial health and #57 of 109 in FL -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Ocala Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Ocala Community
Frequently Asked Questions
Is Jackson County 1st financially healthy?
On its 2025Q4 NCUA 5300 filing, Jackson County 1st scores 85/100 (Excellent), with a 18.08% net worth ratio and 0.12% of loans delinquent. It ranks #1,896 of 4,374 nationally on health and #57 of 109 in Florida.
How does Jackson County 1st compare to other credit unions?
Jackson County 1st scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is net worth ratio (18.08% vs 14.86%). Its widest shortfall is loan-to-share ratio (48.32% vs 59.80%).
How can I join Jackson County 1st?
Membership eligibility for Jackson County 1st depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Jackson County 1st directly for current membership requirements and application steps.
Is my money safe at Jackson County 1st?
Jackson County 1st is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Jackson County 1st's net worth ratio of 18.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.