Federal credit union · JACKSON, Mississippi · NCUA charter #48
Eagle Express
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $65.2M
- Total assets
- 3,944
- Members
- 20.1%
- Net-worth ratio
Eagle Express scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.2M; members 3,944; net-worth ratio 20.08%; health rank #3,235 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,235 of 4,374 health · 2025Q4Eagle Express · health 75/100 · $65.2M · 2025Q4
- NW 75/100
- DELQ 20.1%
- ROA 1.07%
- ASSETS 0.26%
- MEM $65.2M
- RANK 3,944
- PHOTO #3,235/4,374
- BOOK New Hampshire Postal
- CHARTER 48
Call Report peers
Eagle Express in the assets neighbourhood
Eagle Express's $65.2M assets sit next to New Hampshire Postal ($65.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eagle Express vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Eagle Express - Share Insurance Coverage
Charter #48's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Eagle Express diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +6.46 pp (20.08% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -18.67 pp (43.93% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Eagle Express sits in Mississippi
- Mississippi health ordinal: #38 of 55.
- Assets rank #18 of 55 inside Mississippi ($65.2M reported).
- Membership ranks #21 of 55 among Mississippi CUs with a reported count (3,944 members).
In-state ordinals use the live credit_unions table for MS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Eagle Express's 5300 filing moved
Eagle Express: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +2.5% from $65.2M (2025Q4) to $66.8M (2026Q1).
- Net-worth ratio shifted -0.78 pp (20.86% → 20.08%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
20.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 75.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 11.4 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Eagle Express
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.08% | +6.46 pp |
| Delinquency Rate | 1.07% | +0.11 pp |
| Return on Assets | 0.26% | -0.40 pp |
| Member Growth | -2.57% | - |
| Loan-to-Share Ratio | 43.93% | -18.67 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.8M | - |
| 2025Q4 | $65.2M | 3,944 |
| 2024Q4 | $63.9M | 4,048 |
| 2023Q4 | $65.0M | 4,121 |
Credit Union Details
- Charter Number
- 48
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- Mississippi
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Eagle Express, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Jackson, MS |
| Vital Records | Johns Creek, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Eagle Express
Cross-state asset and health neighbours for Eagle Express - kept outside Mississippi; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($65.2M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (75/100 here).
Using this data
- Eagle Express ranks #3,235 of 4,374 nationally on financial health and #38 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Meridian Mutual is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Meridian Mutual
- Rates and health both vary by institution, not just by state -- see how Mississippi credit unions compare overall before assuming this one is typical. Mississippi state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Eagle Express financially healthy?
A 20.08% net worth ratio and a 1.07% delinquency rate feed into Eagle Express's financial health score of 75/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,235 of 4,374; by total assets it ranks #2,192 of 4,374 nationally (same basis as /rankings/largest); and #18 of 55 within Mississippi. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Eagle Express compare to other credit unions?
PlainCU's health composite puts Eagle Express at 75/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Eagle Express?
Eagle Express carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Eagle Express directly to confirm current membership steps.
Is my money safe at Eagle Express?
Federal credit unions like Eagle Express are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle Express's net worth ratio of 20.08% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Eagle Express offer compared to banks?
Credit unions like Eagle Express are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Eagle Express directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.