Federal credit union · JACKSON, Mississippi · NCUA charter #48
Eagle Express
Health score 75/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 75
- Health / 100
- $65.2M
- Total assets
- 3,944
- Members
- 20.1%
- Net-worth ratio
Eagle Express scores 75/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.2M; members 3,944; net-worth ratio 20.08%; health rank #3,235 of 4,374; healthier than 24th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#3,235 of 4,374 health · 2025Q4Eagle Express · health 75/100 · $65.2M · 2025Q4
Call Report peers
Eagle Express in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Eagle Express vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Eagle Express sits in 75-79 with 502 others.
75 24th percentile higher than 24% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Eagle Express diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +6.46 pp (20.08% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -18.67 pp (43.93% vs 62.60%).
Where Eagle Express sits in Mississippi
- Mississippi health ordinal: #38 of 55.
- Assets rank #18 of 55 inside Mississippi ($65.2M reported).
- Membership ranks #21 of 55 among Mississippi CUs with a reported count (3,944 members).
- One place up in Mississippi, Mississippi Public Employees (#37) scores 76/100, 1 point higher; one place down, HOPE (#39) ties at 75/100.
How Eagle Express's 5300 filing moved
Eagle Express: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.5% from $65.2M (2025Q4) to $66.8M (2026Q1).
- Net-worth ratio shifted -0.78 pp (20.86% → 20.08%).
20.08% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 75/100 score is built
Eagle Express gives up 25 points in total. Member Growth costs the most, 10.6 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.5 pts
- Return on Assets 11.4 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 9.7 pts
Call Report ratios for Eagle Express
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.08% | +6.46 pp |
| Delinquency Rate | 1.07% | +0.11 pp |
| Return on Assets | 0.26% | -0.40 pp |
| Member Growth | -2.57% | - |
| Loan-to-Share Ratio | 43.93% | -18.67 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.8M | - |
| 2025Q4 | $65.2M | 3,944 |
| 2024Q4 | $63.9M | 4,048 |
| 2023Q4 | $65.0M | 4,121 |
Credit Union Details
- Charter Number
- 48
- Type
- Federal
- Field of Membership
- Low Income
- Peer Group
- $50M–$100M
- State
- Mississippi
- City
- JACKSON
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Eagle Express, spread across 2 cities in 2 states.
| Office | City |
|---|---|
| Main Office (Main Office) | Jackson, MS |
| Vital Records | Johns Creek, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Mississippi
A look at other Mississippi credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Eagle Express
Similar total assets
Similar health score
Using this data
- Eagle Express ranks #3,235 of 4,374 nationally on financial health and #38 of 55 in MS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Meridian Mutual is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Meridian Mutual
Frequently Asked Questions
Is Eagle Express financially healthy?
Eagle Express has a financial health score of 75/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,235 of 4,374 nationally on health and #38 of 55 in Mississippi. Its net worth ratio is 20.08% and its delinquency rate 1.07%.
How does Eagle Express compare to other credit unions?
Eagle Express scores 75/100, higher than 24% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (20.08% vs 13.62%). Its widest shortfall is loan-to-share ratio (43.93% vs 62.60%).
How can I join Eagle Express?
Eagle Express carries an NCUA Low-Income Designation, which typically means anyone can join regardless of employer or location, and the credit union is eligible for supplemental capital and secondary capital rules not available to standard charters. Contact Eagle Express directly to confirm current membership steps.
Is my money safe at Eagle Express?
Eagle Express is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Eagle Express's net worth ratio of 20.08% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.