State credit union · Trenton, New Jersey · NCUA charter #66130
New Jersey Law and Public Safety
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $64.9M
- Total assets
- 7,437
- Members
- 19.1%
- Net-worth ratio
New Jersey Law and Public Safety scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $64.9M; members 7,437; net-worth ratio 19.14%; health rank #885 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#885 of 4,374 health · 2025Q4New Jersey Law · health 91/100 · $64.9M · 2025Q4
Call Report peers
New Jersey Law and Public Safety in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Jersey Law and Public Safety vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); New Jersey Law and Public Safety sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where New Jersey Law and Public Safety diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 75.85% vs peer 62.60% (+13.25 pp).
Where New Jersey Law and Public Safety sits in New Jersey
- New Jersey health ordinal: #6 of 127.
- New Jersey assets place: #39 of 127.
- Membership ranks #29 of 127 among New Jersey CUs with a reported count (7,437 members).
- One place up in New Jersey, P.S.E. & G. Nuclear Employees (#5) scores 92/100, 1 point higher; one place down, MID-STATE (#7) ties at 91/100.
New Jersey Law and Public Safety: 2025Q4 → 2026Q1
New Jersey Law and Public Safety: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.6% from $64.9M (2025Q4) to $63.9M (2026Q1).
- Net-worth ratio shifted +0.68 pp (18.46% → 19.14%).
At 19.14%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
New Jersey Law and Public Safety gives up 9 points in total. Member Growth costs the most, 9.5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 5.5 pts
- Loan-to-Share Ratio 15.5 pts
New Jersey Law health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.14% | +5.52 pp |
| Delinquency Rate | 0.12% | -0.84 pp |
| Return on Assets | 1.20% | +0.55 pp |
| Member Growth | -1.94% | - |
| Loan-to-Share Ratio | 75.85% | +13.25 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
New Jersey Law filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $63.9M | - |
| 2025Q4 | $64.9M | 7,437 |
| 2024Q4 | $60.7M | 7,584 |
| 2023Q4 | $55.7M | 7,717 |
Credit Union Details
- Charter Number
- 66130
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- New Jersey
- City
- Trenton
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for New Jersey Law and Public Safety, spread across 2 cities.
| Office | City |
|---|---|
| MAIN (Main Office) | Trenton, NJ |
| STATEPOLICE | Ewing, NJ |
| JUSTICE | Trenton, NJ |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Jersey
A look at other New Jersey credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near New Jersey Law and Public Safety
Using this data
- New Jersey Law and Public Safety ranks #885 of 4,374 nationally on financial health and #6 of 127 in NJ -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Fort Billings is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Fort Billings
Frequently Asked Questions
Is New Jersey Law and Public Safety financially healthy?
New Jersey Law and Public Safety has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #885 of 4,374 nationally on health and #6 of 127 in New Jersey. Its net worth ratio is 19.14% and its delinquency rate 0.12%.
How does New Jersey Law and Public Safety compare to other credit unions?
New Jersey Law and Public Safety scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (75.85% vs 62.60%).
How can I join New Jersey Law and Public Safety?
Membership eligibility for New Jersey Law and Public Safety depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact New Jersey Law and Public Safety directly for current membership requirements and application steps.
Is my money safe at New Jersey Law and Public Safety?
New Jersey Law and Public Safety is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Jersey Law and Public Safety's net worth ratio of 19.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.