State credit union · Manchester, New Hampshire · NCUA charter #66207
New Hampshire Postal
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $65.1M
- Total assets
- 3,049
- Members
- 22.9%
- Net-worth ratio
New Hampshire Postal scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.1M; members 3,049; net-worth ratio 22.86%; health rank #1,878 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,878 of 4,374 health · 2025Q4New Hampshire Postal · health 85/100 · $65.1M · 2025Q4
Call Report peers
New Hampshire Postal in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Hampshire Postal vs every NCUA-scored credit union
New Hampshire Postal sits in the busiest band, 85-89, alongside 857 other credit unions.
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Hampshire Postal: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 22.86% vs peer 13.62% (+9.24 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -34.38 pp (28.22% vs 62.60%).
Where New Hampshire Postal sits in New Hampshire
- New Hampshire health ordinal: #6 of 12.
- By total assets, New Hampshire Postal is #10 of 12 in New Hampshire.
- Member book place in New Hampshire: #10 of 12.
- One place up in New Hampshire, LIGHTHOUSE (#5) scores 91/100, 6 points higher; one place down, Members First Credit Union of N.H. (#7) ties at 85/100.
Quarter path for New Hampshire Postal
New Hampshire Postal: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $65.1M (2025Q4) to $66.1M (2026Q1).
- Net-worth ratio shifted +0.15 pp (22.71% → 22.86%).
At 22.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
New Hampshire Postal gives up 15 points in total. Member Growth costs the most, 8.4 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for New Hampshire Postal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.86% | +9.24 pp |
| Delinquency Rate | 0.06% | -0.90 pp |
| Return on Assets | 2.23% | +1.57 pp |
| Member Growth | -1.33% | - |
| Loan-to-Share Ratio | 28.22% | -34.38 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.1M | - |
| 2025Q4 | $65.1M | 3,049 |
| 2024Q4 | $61.1M | 3,090 |
| 2023Q4 | $58.5M | 3,151 |
Credit Union Details
- Charter Number
- 66207
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- New Hampshire
- City
- Manchester
- Data Quarter
- 2025Q4
Branch Locations (2)
New Hampshire Postal operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| NH Postal CU (Main Office) | Manchester, NH |
| NH Postal CU | Concord, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
A look at other New Hampshire credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for New Hampshire Postal
Using this data
- New Hampshire Postal ranks #1,878 of 4,374 nationally on financial health and #6 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PRECISION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PRECISION
Frequently Asked Questions
Is New Hampshire Postal financially healthy?
New Hampshire Postal has a financial health score of 85/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,878 of 4,374 nationally on health and #6 of 12 in New Hampshire. Its net worth ratio is 22.86% and its delinquency rate 0.06%.
How does New Hampshire Postal compare to other credit unions?
New Hampshire Postal scores 85/100, higher than 54% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (22.86% vs 13.62%). Its widest shortfall is loan-to-share ratio (28.22% vs 62.60%).
How can I join New Hampshire Postal?
Membership eligibility for New Hampshire Postal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact New Hampshire Postal directly for current membership requirements and application steps.
Is my money safe at New Hampshire Postal?
New Hampshire Postal is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Hampshire Postal's net worth ratio of 22.86% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.