State credit union · Manchester, New Hampshire · NCUA charter #66207
New Hampshire Postal
Health score 85/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 85
- Health / 100
- $65.1M
- Total assets
- 3,049
- Members
- 22.9%
- Net-worth ratio
New Hampshire Postal scores 85/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $65.1M; members 3,049; net-worth ratio 22.86%; health rank #1,878 of 4,374; healthier than 54th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,878 of 4,374 health · 2025Q4New Hampshire Postal · health 85/100 · $65.1M · 2025Q4
- HEALTH 85/100
- NW 22.9%
- DELQ 0.06%
- ROA 2.23%
- ASSETS $65.1M
- MEM 3,049
- RANK #1,878/4,374
- PHOTO Eagle Express
- BOOK 66207
Call Report peers
New Hampshire Postal in the assets neighbourhood
New Hampshire Postal's $65.1M assets sit next to Eagle Express ($65.2M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New Hampshire Postal vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
85 Top 46% higher than 54% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New Hampshire Postal - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #66207 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
New Hampshire Postal: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 22.86% vs peer 13.62% (+9.24 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -34.38 pp (28.22% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where New Hampshire Postal sits in New Hampshire
- New Hampshire health ordinal: #6 of 12.
- By total assets, New Hampshire Postal is #10 of 12 in New Hampshire.
- Member book place in New Hampshire: #10 of 12.
In-state ordinals use the live credit_unions table for NH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Quarter path for New Hampshire Postal
New Hampshire Postal: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $65.1M (2025Q4) to $66.1M (2026Q1).
- Net-worth ratio shifted +0.15 pp (22.71% → 22.86%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 22.86%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 85/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 85.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 8.4 pts
Call Report ratios for New Hampshire Postal
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 22.86% | +9.24 pp |
| Delinquency Rate | 0.06% | -0.90 pp |
| Return on Assets | 2.23% | +1.57 pp |
| Member Growth | -1.33% | - |
| Loan-to-Share Ratio | 28.22% | -34.38 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $66.1M | - |
| 2025Q4 | $65.1M | 3,049 |
| 2024Q4 | $61.1M | 3,090 |
| 2023Q4 | $58.5M | 3,151 |
Credit Union Details
- Charter Number
- 66207
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- New Hampshire
- City
- Manchester
- Data Quarter
- 2025Q4
Branch Locations (2)
New Hampshire Postal operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| NH Postal CU (Main Office) | Manchester, NH |
| NH Postal CU | Concord, NH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New Hampshire
A look at other New Hampshire credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for New Hampshire Postal
Cross-state asset and health neighbours for New Hampshire Postal - kept outside New Hampshire; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($65.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (85/100 here).
Using this data
- New Hampshire Postal ranks #1,878 of 4,374 nationally on financial health and #6 of 12 in NH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PRECISION is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PRECISION
- Rates and health both vary by institution, not just by state -- see how New Hampshire credit unions compare overall before assuming this one is typical. New Hampshire state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New Hampshire Postal financially healthy?
New Hampshire Postal scores 85/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,878 of 4,374; by total assets it ranks #2,193 of 4,374 nationally (same basis as /rankings/largest); and #10 of 12 within New Hampshire. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 22.86% net worth ratio and a 0.06% delinquency rate.
How does New Hampshire Postal compare to other credit unions?
PlainCU's health composite puts New Hampshire Postal at 85/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New Hampshire Postal?
Membership eligibility for New Hampshire Postal depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact New Hampshire Postal directly for current membership requirements and application steps.
Is my money safe at New Hampshire Postal?
Federal credit unions like New Hampshire Postal are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New Hampshire Postal's net worth ratio of 22.86% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New Hampshire Postal offer compared to banks?
Credit unions like New Hampshire Postal are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New Hampshire Postal directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.