Federal credit union · Twin Falls, Idaho · NCUA charter #8749
Snake River
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $12.5M
- Total assets
- 1,281
- Members
- 15.4%
- Net-worth ratio
Snake River scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $12.5M; members 1,281; net-worth ratio 15.42%; health rank #1,596 of 4,374; healthier than 60th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,596 of 4,374 health · 2025Q4Snake River · health 87/100 · $12.5M · 2025Q4
Call Report peers
Snake River in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Snake River vs every NCUA-scored credit union
Snake River sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Snake River: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 97.93% vs peer 59.80% (+38.13 pp).
- Widest shortfall vs peers is Return on Assets: -0.51 pp (0.19% vs 0.70%).
Snake River: in-state Call Report ranks
- Idaho health ordinal: #13 of 26.
- By total assets, Snake River is #24 of 26 in Idaho.
- Membership ranks #23 of 26 among Idaho CUs with a reported count (1,281 members).
- One place up in Idaho, WESTMARK (#12) scores 88/100, 1 point higher; one place down, St Joe Valley (#14) ties at 87/100.
Snake River: 2025Q4 → 2026Q1
Snake River: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -5.5% from $12.5M (2025Q4) to $11.9M (2026Q1).
- Net-worth ratio shifted +1.07 pp (14.35% → 15.42%).
At 15.42%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
Snake River gives up 13 points in total. Member Growth costs the most, 5.2 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.4 pts
- Member Growth 9.8 pts
- Loan-to-Share Ratio 11.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.42% | +0.56 pp |
| Delinquency Rate | 0.47% | -0.68 pp |
| Return on Assets | 0.19% | -0.51 pp |
| Member Growth | 0.71% | - |
| Loan-to-Share Ratio | 97.93% | +38.13 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Snake River quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $11.9M | - |
| 2025Q4 | $12.5M | 1,281 |
| 2024Q4 | $11.7M | 1,272 |
| 2023Q4 | $11.3M | 1,300 |
Credit Union Details
- Charter Number
- 8749
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Idaho
- City
- Twin Falls
- Data Quarter
- 2025Q4
Branch Locations (2)
Snake River operates 2 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| 2361 (Main Office) | Twin Falls, ID |
| Vital | Salt Lake City, UT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Idaho
A look at other Idaho credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Snake River
Similar total assets
Similar health score
Using this data
- Snake River ranks #1,596 of 4,374 nationally on financial health and #13 of 26 in ID -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St Joe Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St Joe Valley
Frequently Asked Questions
Is Snake River financially healthy?
On its 2025Q4 NCUA 5300 filing, Snake River scores 87/100 (Excellent), with a 15.42% net worth ratio and 0.47% of loans delinquent. It ranks #1,596 of 4,374 nationally on health and #13 of 26 in Idaho.
How does Snake River compare to other credit unions?
Snake River scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (97.93% vs 59.80%). Its widest shortfall is return on assets (0.19% vs 0.70%).
How can I join Snake River?
Snake River operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Snake River directly for the exact boundaries and application steps.
Is my money safe at Snake River?
Snake River is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Snake River's net worth ratio of 15.42% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.