Federal credit union · Columbia, South Carolina · NCUA charter #13828
ALLSOUTH
Health score 94/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 94
- Health / 100
- $1.47B
- Total assets
- 119,071
- Members
- 19.2%
- Net-worth ratio
ALLSOUTH scores 94/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.47B; members 119,071; net-worth ratio 19.20%; health rank #449 of 4,374; healthier than 87th of scored peers.
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NCUA 5300 Call Report Masthead
#449 of 4,374 health · 2025Q4ALLSOUTH · health 94/100 · $1.47B · 2025Q4
Call Report peers
ALLSOUTH in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
ALLSOUTH vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); ALLSOUTH sits in 90-94 with 747 others.
94 Top 13% higher than 87% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
ALLSOUTH: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 19.20% vs peer 11.18% (+8.02 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -19.95 pp (63.95% vs 83.90%).
South Carolina standing for ALLSOUTH
- Health composite ranks #8 of 46 among scored South Carolina credit unions.
- By total assets, ALLSOUTH is #5 of 46 in South Carolina.
- South Carolina membership ordinal: #5 of 46.
- One place up in South Carolina, GREENVILLE (#7) scores 95/100, 1 point higher; one place down, Family Trust (#9) ties at 94/100.
How ALLSOUTH's 5300 filing moved
ALLSOUTH: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.8% from $1.47B (2025Q4) to $1.51B (2026Q1).
- Net-worth ratio shifted -0.14 pp (19.34% → 19.20%).
At 19.20%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 94/100 score is built
ALLSOUTH gives up 6 points in total. Member Growth costs the most, 5.1 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.9 pts
- Loan-to-Share Ratio 14.1 pts
ALLSOUTH health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.20% | +8.02 pp |
| Delinquency Rate | 0.46% | -0.41 pp |
| Return on Assets | 1.65% | +1.14 pp |
| Member Growth | 0.73% | - |
| Loan-to-Share Ratio | 63.95% | -19.95 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.51B | - |
| 2025Q4 | $1.47B | 119,071 |
| 2024Q4 | $1.36B | 118,213 |
| 2023Q4 | $1.26B | 119,819 |
Credit Union Details
- Charter Number
- 13828
- Type
- Federal
- Field of Membership
- Other/Community
- Peer Group
- Over $500M
- State
- South Carolina
- City
- Columbia
- Data Quarter
- 2025Q4
Branch Locations (22)
ALLSOUTH operates 22 offices across 11 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Elmwood (Main Office) | Columbia, SC |
| Batesburg | Batesburg, SC |
| Camden | Camden, SC |
| Cayce | Cayce, SC |
| Celia Saxon | Columbia, SC |
| Garners Ferry | Columbia, SC |
| Northeast | Columbia, SC |
| Dutch Plaza | Columbia, SC |
| Killian Road | Columbia, SC |
| Beltline | Columbia, SC |
| 8352 Parklane | Columbia, SC |
| Irmo | Irmo, SC |
| Kennerly Crossing | Irmo, SC |
| Ballentine | Irmo, SC |
| Lexington | Lexington, SC |
| Platt Springs | Lexington, SC |
| Newberry | Newberry, SC |
| Orangeburg | Orangeburg, SC |
| Saluda | Saluda, SC |
| Broad Street Sumter | Sumter, SC |
| Sumter | Sumter, SC |
| Winnsboro | Winnsboro, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
More federally-insured credit unions based in South Carolina, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- ALLSOUTH ranks #449 of 4,374 nationally on financial health and #8 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Palmetto Citizens is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Palmetto Citizens
Frequently Asked Questions
Is ALLSOUTH financially healthy?
On its 2025Q4 NCUA 5300 filing, ALLSOUTH scores 94/100 (Excellent), with a 19.20% net worth ratio and 0.46% of loans delinquent. It ranks #449 of 4,374 nationally on health and #8 of 46 in South Carolina.
How does ALLSOUTH compare to other credit unions?
ALLSOUTH scores 94/100, higher than 87% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (19.20% vs 11.18%). Its widest shortfall is loan-to-share ratio (63.95% vs 83.90%).
How can I join ALLSOUTH?
ALLSOUTH operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact ALLSOUTH directly for the exact boundaries and application steps.
Is my money safe at ALLSOUTH?
ALLSOUTH is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. ALLSOUTH's net worth ratio of 19.20% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.