State credit union · Zanesville, Ohio · NCUA charter #68451
Genesis Employees
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $21.1M
- Total assets
- 3,539
- Members
- 14.0%
- Net-worth ratio
Genesis Employees scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.1M; members 3,539; net-worth ratio 13.95%; health rank #1,616 of 4,374; healthier than 60th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,616 of 4,374 health · 2025Q4Genesis Employees · health 87/100 · $21.1M · 2025Q4
Call Report peers
Genesis Employees in the assets neighbourhood
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Genesis Employees vs every NCUA-scored credit union
Genesis Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Genesis Employees: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 64.53% vs peer 59.80% (+4.73 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.91 pp (13.95% vs 14.86%).
Where Genesis Employees sits in Ohio
- In Ohio, health place is #72 of 196 on the same NCUA-ratio sort used nationally.
- Assets rank #141 of 196 inside Ohio ($21.1M reported).
- Ohio membership ordinal: #114 of 196.
- One place up in Ohio, QUEST (#71) scores 88/100, 1 point higher; one place down, Mcdonald Community (#73) ties at 87/100.
How Genesis Employees's 5300 filing moved
Genesis Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.0% from $21.1M (2025Q4) to $22.2M (2026Q1).
- Net-worth ratio shifted -0.33 pp (14.28% → 13.95%).
13.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
Genesis Employees gives up 13 points in total. Member Growth costs the most, 7.4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.1 pts
- Return on Assets 15.0 pts
- Member Growth 7.6 pts
- Loan-to-Share Ratio 13.3 pts
Call Report ratios for Genesis Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.95% | -0.91 pp |
| Delinquency Rate | 0.89% | -0.26 pp |
| Return on Assets | 1.55% | +0.85 pp |
| Member Growth | -0.78% | - |
| Loan-to-Share Ratio | 64.53% | +4.73 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Genesis Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $22.2M | - |
| 2025Q4 | $21.1M | 3,539 |
| 2024Q4 | $20.3M | 3,567 |
| 2023Q4 | $19.2M | 3,484 |
Credit Union Details
- Charter Number
- 68451
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Ohio
- City
- Zanesville
- Data Quarter
- 2025Q4
Branch Location
The NCUA branch filing lists a single physical office for Genesis Employees.
| Office | City |
|---|---|
| Genesis Employees' Credit Union (Main Office) | Zanesville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Genesis Employees nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- Genesis Employees ranks #1,616 of 4,374 nationally on financial health and #72 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Steel Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Steel Valley
Frequently Asked Questions
Is Genesis Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Genesis Employees scores 87/100 (Excellent), with a 13.95% net worth ratio and 0.89% of loans delinquent. It ranks #1,616 of 4,374 nationally on health and #72 of 196 in Ohio.
How does Genesis Employees compare to other credit unions?
Genesis Employees scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (64.53% vs 59.80%). Its widest shortfall is net worth ratio (13.95% vs 14.86%).
How can I join Genesis Employees?
Membership eligibility for Genesis Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Genesis Employees directly for current membership requirements and application steps.
Is my money safe at Genesis Employees?
Genesis Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Genesis Employees's net worth ratio of 13.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.