State credit union · DETROIT, Michigan · NCUA charter #64267
Electrical Workers Local 58
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $21.1M
- Total assets
- 1,874
- Members
- 11.9%
- Net-worth ratio
Electrical Workers Local 58 scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $21.1M; members 1,874; net-worth ratio 11.94%; health rank #2,865 of 4,374; healthier than 33rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,865 of 4,374 health · 2025Q4Electrical Workers Local 58 · health 79/100 · $21.1M · 2025Q4
Call Report peers
Electrical Workers Local 58 in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Electrical Workers Local 58 vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Electrical Workers Local 58 sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Electrical Workers Local 58 vs $10M–$50M peers
- Largest favorable gap: Delinquency Rate at 0.00% vs peer 1.15% (-1.15 pp).
- Largest lag: Loan-to-Share Ratio at 28.15% vs peer 59.80% (-31.65 pp).
Electrical Workers Local 58 in Michigan
- Michigan health ordinal: #144 of 171.
- By total assets, Electrical Workers Local 58 is #161 of 171 in Michigan.
- Membership ranks #157 of 171 among Michigan CUs with a reported count (1,874 members).
- One place up in Michigan, Total Community (#143) ties at 79/100; one place down, Downriver Community (#145) scores 78/100, 1 point lower.
How Electrical Workers Local 58's 5300 filing moved
Electrical Workers Local 58: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.9% from $21.1M (2025Q4) to $20.9M (2026Q1).
- Net-worth ratio shifted +0.47 pp (11.47% → 11.94%).
11.94% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 79/100 score is built
Electrical Workers Local 58 gives up 21 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Electrical Workers Local 58 vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.94% | -2.92 pp |
| Delinquency Rate | 0.00% | -1.15 pp |
| Return on Assets | 0.72% | +0.01 pp |
| Member Growth | -11.89% | - |
| Loan-to-Share Ratio | 28.15% | -31.65 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Electrical Workers Local 58
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $20.9M | - |
| 2025Q4 | $21.1M | 1,874 |
| 2024Q4 | $20.6M | 2,127 |
| 2023Q4 | $19.8M | 2,242 |
Credit Union Details
- Charter Number
- 64267
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Michigan
- City
- DETROIT
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Electrical Workers Local 58.
| Office | City |
|---|---|
| electrical workers credit union (Main Office) | DETROIT, MI |
| electrical workers credit union | DETROIT, MI |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Michigan
Other federally-insured credit unions in Michigan, closest first by peer group and asset size.
Other-state peers near Electrical Workers Local 58
Similar total assets
Using this data
- Electrical Workers Local 58 ranks #2,865 of 4,374 nationally on financial health and #144 of 171 in MI -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- United Churches is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with United Churches
Frequently Asked Questions
Is Electrical Workers Local 58 financially healthy?
Electrical Workers Local 58 has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,865 of 4,374 nationally on health and #144 of 171 in Michigan. Its net worth ratio is 11.94% and its delinquency rate 0.00%.
How does Electrical Workers Local 58 compare to other credit unions?
Electrical Workers Local 58 scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is delinquency rate (0.00% vs 1.15%). Its widest shortfall is loan-to-share ratio (28.15% vs 59.80%).
How can I join Electrical Workers Local 58?
Membership eligibility for Electrical Workers Local 58 depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Electrical Workers Local 58 directly for current membership requirements and application steps.
Is my money safe at Electrical Workers Local 58?
Electrical Workers Local 58 is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Electrical Workers Local 58's net worth ratio of 11.94% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.