State credit union · MARION, Ohio · NCUA charter #61324
PILLAR
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $124.4M
- Total assets
- 10,032
- Members
- 10.6%
- Net-worth ratio
PILLAR scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $124.4M; members 10,032; net-worth ratio 10.64%; health rank #972 of 4,374; healthier than 77th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#972 of 4,374 health · 2025Q4PILLAR · health 91/100 · $124.4M · 2025Q4
Call Report peers
PILLAR in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
PILLAR vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); PILLAR sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for PILLAR
- Loan-to-Share Ratio trails the peer set - 66.60% here, 72.20% peer average (-5.60 pp).
PILLAR: in-state Call Report ranks
- Health composite ranks #37 of 196 among scored Ohio credit unions.
- Ohio assets place: #68 of 196.
- Ohio membership ordinal: #64 of 196.
- One place up in Ohio, Bay Area (#36) ties at 91/100; one place down, Pathways Financial (#38) ties at 91/100.
PILLAR: 2025Q4 → 2026Q1
PILLAR: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.9% from $124.4M (2025Q4) to $128.0M (2026Q1).
- Net-worth ratio shifted -0.08 pp (10.72% → 10.64%).
At 10.64%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 91/100 score is built
PILLAR gives up 9 points in total. Delinquency Rate costs the most, 4.5 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.5 pts
- Return on Assets 15.0 pts
- Member Growth 11.2 pts
- Loan-to-Share Ratio 14.3 pts
PILLAR vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.64% | -1.47 pp |
| Delinquency Rate | 0.95% | +0.05 pp |
| Return on Assets | 0.59% | -0.03 pp |
| Member Growth | 1.83% | - |
| Loan-to-Share Ratio | 66.60% | -5.60 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - PILLAR
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $128.0M | - |
| 2025Q4 | $124.4M | 10,032 |
| 2024Q4 | $113.0M | 9,852 |
| 2023Q4 | $107.0M | 9,772 |
Credit Union Details
- Charter Number
- 61324
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- MARION
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, PILLAR runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| BARKS ROAD (Main Office) | MARION, OH |
| Meadow Dr | Mount Gilead, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
PILLAR nationwide neighbourhoods
Using this data
- PILLAR ranks #972 of 4,374 nationally on financial health and #37 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Community One Credit Union of Ohio is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Community One Credit Union of Ohio
Frequently Asked Questions
Is PILLAR financially healthy?
On its 2025Q4 NCUA 5300 filing, PILLAR scores 91/100 (Excellent), with a 10.64% net worth ratio and 0.95% of loans delinquent. It ranks #972 of 4,374 nationally on health and #37 of 196 in Ohio.
How does PILLAR compare to other credit unions?
PILLAR scores 91/100, higher than 77% of the 4,374 scored credit unions. Its widest shortfall is loan-to-share ratio (66.60% vs 72.20%).
How can I join PILLAR?
Membership eligibility for PILLAR depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact PILLAR directly for current membership requirements and application steps.
Is my money safe at PILLAR?
PILLAR is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. PILLAR's net worth ratio of 10.64% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.