State credit union · Newport, Vermont · NCUA charter #64782
Orlex Government Employees
Health score 77/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 77
- Health / 100
- $6.7M
- Total assets
- 1,284
- Members
- 10.0%
- Net-worth ratio
Orlex Government Employees scores 77/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $6.7M; members 1,284; net-worth ratio 9.97%; health rank #3,121 of 4,374; healthier than 28th of scored peers.
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NCUA 5300 Call Report Masthead
#3,121 of 4,374 health · 2025Q4Orlex Government Employees · health 77/100 · $6.7M · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Orlex Government Employees vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Orlex Government Employees sits in 75-79 with 502 others.
77 28th percentile higher than 28% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Orlex Government Employees
- Loan-to-Share Ratio leads the peer set - 86.04% here, 63.60% peer average (+22.44 pp).
- Largest lag: Net Worth Ratio at 9.97% vs peer 19.06% (-9.09 pp).
Where Orlex Government Employees sits in Vermont
- Vermont health ordinal: #8 of 14.
- By total assets, Orlex Government Employees is #12 of 14 in Vermont.
- Membership ranks #12 of 14 among Vermont CUs with a reported count (1,284 members).
- One place up in Vermont, Northern Lights (#7) scores 85/100, 8 points higher; one place down, Members 1st (#9) scores 69/100, 8 points lower.
Orlex Government Employees Call Report trajectory
Orlex Government Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.4% from $6.7M (2025Q4) to $7.0M (2026Q1).
- Net-worth ratio shifted -0.61 pp (10.58% → 9.97%).
This credit union's 9.97% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 77/100 score is built
Orlex Government Employees gives up 23 points in total. Return on Assets costs the most, 15 of its 15; Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 29.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 0.0 pts
- Member Growth 6.6 pts
- Loan-to-Share Ratio 15.5 pts
Orlex Government Employees health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.97% | -9.09 pp |
| Delinquency Rate | 0.39% | -1.42 pp |
| Return on Assets | -0.73% | -1.18 pp |
| Member Growth | -1.31% | - |
| Loan-to-Share Ratio | 86.04% | +22.44 pp |
Peer averages: $2M–$10M cohort, 566 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $7.0M | - |
| 2025Q4 | $6.7M | 1,284 |
| 2024Q4 | $7.0M | 1,301 |
| 2023Q4 | $7.4M | 1,327 |
Credit Union Details
- Charter Number
- 64782
- Type
- State
- Field of Membership
- Other
- Peer Group
- $2M–$10M
- State
- Vermont
- City
- Newport
- Data Quarter
- 2025Q4
Branch Locations (2)
Orlex Government Employees operates 2 offices in Newport, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| ORLEX Government Employees Credit Union (Main Office) | Newport, VT |
| ORLEX Government Employees Credit Union | Newport, VT |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Vermont
Other federally-insured credit unions in Vermont, closest first by peer group and asset size.
- NORTHEAST SCHOOLS AND HOSPITALNewport, VT · $2M–$10M66Health
- CENTRAL VERMONT MEDICAL CENTER,INC.BARRE, VT · $10M–$50M54Health
- ST. PATRICK'S PARISHFairfield, VT · Under $2M68Health
- MEMBERS 1STBrattleboro, VT · $10M–$50M69Health
- NORTHERN LIGHTSSaint Johnsbury, VT · $10M–$50M85Health
Compare Orlex Government Employees vs NORTHEAST SCHOOLS AND HOSPITAL
Orlex Government Employees nationwide neighbourhoods
Similar health score
Using this data
- Orlex Government Employees ranks #3,121 of 4,374 nationally on financial health and #8 of 14 in VT -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Northeast Schools and Hospital is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Northeast Schools and Hospital
Frequently Asked Questions
Is Orlex Government Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Orlex Government Employees scores 77/100 (Very Good), with a 9.97% net worth ratio and 0.39% of loans delinquent. It ranks #3,121 of 4,374 nationally on health and #8 of 14 in Vermont.
How does Orlex Government Employees compare to other credit unions?
Orlex Government Employees scores 77/100, higher than 28% of the 4,374 scored credit unions. Against the 566 peers in the $2M–$10M cohort, its widest edge is loan-to-share ratio (86.04% vs 63.60%). Its widest shortfall is net worth ratio (9.97% vs 19.06%).
How can I join Orlex Government Employees?
Membership eligibility for Orlex Government Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Orlex Government Employees directly for current membership requirements and application steps.
Is my money safe at Orlex Government Employees?
Orlex Government Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Orlex Government Employees's net worth ratio of 9.97% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.