State credit union · San Angelo, Texas · NCUA charter #67835
Trans Texas Southwest
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $51.8M
- Total assets
- 2,531
- Members
- 13.2%
- Net-worth ratio
Trans Texas Southwest scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.8M; members 2,531; net-worth ratio 13.18%; health rank #1,243 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,243 of 4,374 health · 2025Q4Trans Texas Southwest · health 89/100 · $51.8M · 2025Q4
Call Report peers
Trans Texas Southwest in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Trans Texas Southwest vs every NCUA-scored credit union
Trans Texas Southwest sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Trans Texas Southwest diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +16.48 pp (79.08% vs 62.60%).
- Net Worth Ratio trails the peer set - 13.18% here, 13.62% peer average (-0.44 pp).
Trans Texas Southwest in Texas
- Texas health ordinal: #113 of 386.
- By total assets, Trans Texas Southwest is #189 of 386 in Texas.
- Texas membership ordinal: #232 of 386.
- One place up in Texas, Covenant Savings (#112) ties at 89/100; one place down, MTCU (#114) ties at 89/100.
Quarter path for Trans Texas Southwest
Trans Texas Southwest: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.8% from $51.8M (2025Q4) to $50.9M (2026Q1).
- Net-worth ratio shifted +0.39 pp (12.79% → 13.18%).
At 13.18%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Trans Texas Southwest gives up 11 points in total. Member Growth costs the most, 10.6 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 4.4 pts
- Loan-to-Share Ratio 14.6 pts
Trans Texas Southwest vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.18% | -0.44 pp |
| Delinquency Rate | 0.40% | -0.56 pp |
| Return on Assets | 0.56% | -0.10 pp |
| Member Growth | -2.54% | - |
| Loan-to-Share Ratio | 79.08% | +16.48 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Trans Texas Southwest filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $50.9M | - |
| 2025Q4 | $51.8M | 2,531 |
| 2024Q4 | $50.1M | 2,597 |
| 2023Q4 | $48.5M | 2,666 |
Credit Union Details
- Charter Number
- 67835
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- San Angelo
- Data Quarter
- 2025Q4
Branch Locations (3)
Trans Texas Southwest operates 3 offices in San Angelo, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Trans Texas Southwest Credit Union (Main Office) | San Angelo, TX |
| First Financial Bank | San Angelo, TX |
| Concho Valley Credit Union | San Angelo, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Using this data
- Trans Texas Southwest ranks #1,243 of 4,374 nationally on financial health and #113 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Highway District 21 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Highway District 21
Frequently Asked Questions
Is Trans Texas Southwest financially healthy?
On its 2025Q4 NCUA 5300 filing, Trans Texas Southwest scores 89/100 (Excellent), with a 13.18% net worth ratio and 0.40% of loans delinquent. It ranks #1,243 of 4,374 nationally on health and #113 of 386 in Texas.
How does Trans Texas Southwest compare to other credit unions?
Trans Texas Southwest scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (79.08% vs 62.60%). Its widest shortfall is net worth ratio (13.18% vs 13.62%).
How can I join Trans Texas Southwest?
Membership eligibility for Trans Texas Southwest depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Trans Texas Southwest directly for current membership requirements and application steps.
Is my money safe at Trans Texas Southwest?
Trans Texas Southwest is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Trans Texas Southwest's net worth ratio of 13.18% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.