Federal credit union · Queens Village, New York · NCUA charter #3947
QSIDE
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $51.5M
- Total assets
- 6,836
- Members
- 10.2%
- Net-worth ratio
QSIDE scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.5M; members 6,836; net-worth ratio 10.23%; health rank #1,146 of 4,374; healthier than 73rd of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#1,146 of 4,374 health · 2025Q4QSIDE · health 90/100 · $51.5M · 2025Q4
Call Report peers
QSIDE in the assets neighbourhood
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QSIDE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); QSIDE sits in 90-94 with 747 others.
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for QSIDE
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +10.52 pp (73.12% vs 62.60%).
- Widest shortfall vs peers is Net Worth Ratio: -3.39 pp (10.23% vs 13.62%).
New York standing for QSIDE
- In New York, health place is #62 of 272 on the same NCUA-ratio sort used nationally.
- By total assets, QSIDE is #126 of 272 in New York.
- Member book place in New York: #92 of 272.
- One place up in New York, C C S E (#61) ties at 90/100; one place down, Lockport Schools & Community (#63) ties at 90/100.
QSIDE Call Report trajectory
QSIDE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.2% from $51.5M (2025Q4) to $53.7M (2026Q1).
- Net-worth ratio shifted -0.14 pp (10.37% → 10.23%).
10.23% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 90/100 score is built
QSIDE gives up 10 points in total. Member Growth costs the most, 6.8 of its 15; Net Worth Ratio and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.8 pts
- Return on Assets 15.0 pts
- Member Growth 8.2 pts
- Loan-to-Share Ratio 15.0 pts
QSIDE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 10.23% | -3.39 pp |
| Delinquency Rate | 0.82% | -0.14 pp |
| Return on Assets | 0.63% | -0.02 pp |
| Member Growth | -0.47% | - |
| Loan-to-Share Ratio | 73.12% | +10.52 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
QSIDE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $53.7M | - |
| 2025Q4 | $51.5M | 6,836 |
| 2024Q4 | $52.3M | 6,868 |
| 2023Q4 | $53.3M | 6,945 |
Credit Union Details
- Charter Number
- 3947
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Queens Village
- Data Quarter
- 2025Q4
Branch Location
Per its most recent NCUA branch filing, QSIDE runs one office.
| Office | City |
|---|---|
| QSIDE FEDERAL CREDIT UNION (Main Office) | Queens Village, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Using this data
- QSIDE ranks #1,146 of 4,374 nationally on financial health and #62 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- MONEY is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MONEY
Frequently Asked Questions
Is QSIDE financially healthy?
QSIDE has a financial health score of 90/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,146 of 4,374 nationally on health and #62 of 272 in New York. Its net worth ratio is 10.23% and its delinquency rate 0.82%.
How does QSIDE compare to other credit unions?
QSIDE scores 90/100, higher than 73% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (73.12% vs 62.60%). Its widest shortfall is net worth ratio (10.23% vs 13.62%).
How can I join QSIDE?
QSIDE operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact QSIDE directly for the exact boundaries and application steps.
Is my money safe at QSIDE?
QSIDE is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. QSIDE's net worth ratio of 10.23% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.