State credit union · Saint Joseph, Missouri · NCUA charter #67801
STATIONERY
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $16.6M
- Total assets
- 1,991
- Members
- 14.0%
- Net-worth ratio
STATIONERY scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $16.6M; members 1,991; net-worth ratio 13.95%; health rank #1,228 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,228 of 4,374 health · 2025Q4STATIONERY · health 89/100 · $16.6M · 2025Q4
Call Report peers
STATIONERY in the assets neighbourhood
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STATIONERY vs every NCUA-scored credit union
STATIONERY sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
STATIONERY vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Return on Assets: +0.74 pp (1.44% vs 0.70%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -22.17 pp (37.63% vs 59.80%).
Where STATIONERY sits in Missouri
- In Missouri, health place is #32 of 89 on the same NCUA-ratio sort used nationally.
- By total assets, STATIONERY is #63 of 89 in Missouri.
- Membership ranks #58 of 89 among Missouri CUs with a reported count (1,991 members).
- One place up in Missouri, First Community (#31) scores 90/100, 1 point higher; one place down, VOLT (#33) ties at 89/100.
How STATIONERY's 5300 filing moved
STATIONERY: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.6% from $16.6M (2025Q4) to $17.0M (2026Q1).
- Net-worth ratio shifted -0.18 pp (14.13% → 13.95%).
13.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
STATIONERY gives up 11 points in total. Loan-to-Share Ratio costs the most, 5.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.8 pts
- Return on Assets 15.0 pts
- Member Growth 11.5 pts
- Loan-to-Share Ratio 9.7 pts
STATIONERY health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.95% | -0.91 pp |
| Delinquency Rate | 0.72% | -0.43 pp |
| Return on Assets | 1.44% | +0.74 pp |
| Member Growth | 2.05% | - |
| Loan-to-Share Ratio | 37.63% | -22.17 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $17.0M | - |
| 2025Q4 | $16.6M | 1,991 |
| 2024Q4 | $17.5M | 1,951 |
| 2023Q4 | $16.5M | 2,044 |
Credit Union Details
- Charter Number
- 67801
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Missouri
- City
- Saint Joseph
- Data Quarter
- 2025Q4
Branch Location
STATIONERY operates a single office in Saint Joseph, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Stationery Credit Union (Main Office) | Saint Joseph, MO |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Missouri
Other federally-insured credit unions in Missouri, closest first by peer group and asset size.
Other-state peers near STATIONERY
Similar total assets
Using this data
- STATIONERY ranks #1,228 of 4,374 nationally on financial health and #32 of 89 in MO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- PATRIOT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with PATRIOT
Frequently Asked Questions
Is STATIONERY financially healthy?
On its 2025Q4 NCUA 5300 filing, STATIONERY scores 89/100 (Excellent), with a 13.95% net worth ratio and 0.72% of loans delinquent. It ranks #1,228 of 4,374 nationally on health and #32 of 89 in Missouri.
How does STATIONERY compare to other credit unions?
STATIONERY scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is return on assets (1.44% vs 0.70%). Its widest shortfall is loan-to-share ratio (37.63% vs 59.80%).
How can I join STATIONERY?
Membership eligibility for STATIONERY depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact STATIONERY directly for current membership requirements and application steps.
Is my money safe at STATIONERY?
STATIONERY is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. STATIONERY's net worth ratio of 13.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.