State credit union · Savannah, Tennessee · NCUA charter #68120
Hardin County Hospital Employees
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $987K
- Total assets
- 308
- Members
- 8.5%
- Net-worth ratio
Hardin County Hospital Employees scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $987K; members 308; net-worth ratio 8.46%; health rank #1,354 of 4,374; healthier than 69th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,354 of 4,374 health · 2025Q4Hardin County Hospital · health 89/100 · $987K · 2025Q4
Call Report peers
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Hardin County Hospital Employees vs every NCUA-scored credit union
Hardin County Hospital Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Hardin County Hospital Employees
- Loan-to-Share Ratio leads the peer set - 65.59% here, 52.70% peer average (+12.89 pp).
- Largest lag: Net Worth Ratio at 8.46% vs peer 22.93% (-14.47 pp).
Hardin County Hospital Employees in Tennessee
- Tennessee health ordinal: #44 of 127.
- By total assets, Hardin County Hospital Employees is #125 of 127 in Tennessee.
- Tennessee membership ordinal: #121 of 127.
- One place up in Tennessee, U. T. (#43) ties at 89/100; one place down, Greater Eastern (#45) scores 88/100, 1 point lower.
How Hardin County Hospital Employees's 5300 filing moved
Hardin County Hospital Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +7.1% from $987K (2025Q4) to $1.1M (2026Q1).
- Net-worth ratio shifted -0.57 pp (9.03% → 8.46%).
8.46% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Hardin County Hospital Employees gives up 11 points in total. Member Growth costs the most, 4.4 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 26.1 pts
- Delinquency Rate 25.0 pts
- Return on Assets 13.4 pts
- Member Growth 10.6 pts
- Loan-to-Share Ratio 13.9 pts
Call Report ratios for Hardin County Hospital Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.46% | -14.47 pp |
| Delinquency Rate | 0.00% | -4.48 pp |
| Return on Assets | 0.40% | +0.17 pp |
| Member Growth | 1.32% | - |
| Loan-to-Share Ratio | 65.59% | +12.89 pp |
Peer averages: Under $2M cohort, 243 credit unions, 2025Q4 filing.
Hardin County Hospital Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.1M | - |
| 2025Q4 | $987K | 308 |
| 2024Q4 | $1.2M | 304 |
| 2023Q4 | $979K | 294 |
Credit Union Details
- Charter Number
- 68120
- Type
- State
- Field of Membership
- Other
- Peer Group
- Under $2M
- State
- Tennessee
- City
- Savannah
- Data Quarter
- 2025Q4
Branch Location
Hardin County Hospital Employees operates a single office in Savannah, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Hardin County Hospital (Main Office) | Savannah, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
More federally-insured credit unions based in Tennessee, ordered by peer group match and asset size.
Hardin County Hospital Employees nationwide neighbourhoods
Similar health score
Using this data
- Hardin County Hospital Employees ranks #1,354 of 4,374 nationally on financial health and #44 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Wcg Employees is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Wcg Employees
Frequently Asked Questions
Is Hardin County Hospital Employees financially healthy?
Hardin County Hospital Employees has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,354 of 4,374 nationally on health and #44 of 127 in Tennessee. Its net worth ratio is 8.46% and its delinquency rate 0.00%.
How does Hardin County Hospital Employees compare to other credit unions?
Hardin County Hospital Employees scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 243 peers in the Under $2M cohort, its widest edge is loan-to-share ratio (65.59% vs 52.70%). Its widest shortfall is net worth ratio (8.46% vs 22.93%).
How can I join Hardin County Hospital Employees?
Membership eligibility for Hardin County Hospital Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Hardin County Hospital Employees directly for current membership requirements and application steps.
Is my money safe at Hardin County Hospital Employees?
Hardin County Hospital Employees is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Hardin County Hospital Employees's net worth ratio of 8.46% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.