Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #24390
Truservice Community
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $51.6M
- Total assets
- 5,246
- Members
- 8.9%
- Net-worth ratio
Truservice Community scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.6M; members 5,246; net-worth ratio 8.91%; health rank #3,021 of 4,374; healthier than 31st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,021 of 4,374 health · 2025Q4Truservice Community · health 78/100 · $51.6M · 2025Q4
- DELQ 78/100
- ROA 8.9%
- ASSETS 0.69%
- MEM 0.07%
- RANK $51.6M
- PHOTO 5,246
- BOOK #3,021/4,374
- CHARTER BAR-CONS
- NCUSIF 24390
Truservice Community in the assets neighbourhood
Truservice Community's $51.6M assets sit next to BAR-CONS ($51.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Truservice Community vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Truservice Community - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #24390 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Truservice Community: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 85.26% vs peer 62.60% (+22.66 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.71 pp (8.91% vs 13.62%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Arkansas standing for Truservice Community
- Health composite ranks #33 of 48 among scored Arkansas credit unions.
- Assets rank #16 of 48 inside Arkansas ($51.6M reported).
- Arkansas membership ordinal: #16 of 48.
In-state ordinals use the live credit_unions table for AR only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Truservice Community Call Report trajectory
Truservice Community: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.4% from $51.6M (2025Q4) to $51.8M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.89% → 8.91%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 8.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 78.
- Net Worth Ratio 27.3 pts
- Delinquency Rate 23.1 pts
- Return on Assets 7.8 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.91% | -4.71 pp |
| Delinquency Rate | 0.69% | -0.27 pp |
| Return on Assets | 0.07% | -0.58 pp |
| Member Growth | -2.38% | - |
| Loan-to-Share Ratio | 85.26% | +22.66 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Truservice Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.8M | - |
| 2025Q4 | $51.6M | 5,246 |
| 2024Q4 | $51.6M | 5,374 |
| 2023Q4 | $51.9M | 5,128 |
Credit Union Details
- Charter Number
- 24390
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Truservice Community runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | LIttle Rock, AR |
| Hendrix Branch | Conway, AR |
| JFK | North Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Truservice Community
Cross-state asset and health neighbours for Truservice Community - kept outside Arkansas; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($51.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (78/100 here).
Using this data
- Truservice Community ranks #3,021 of 4,374 nationally on financial health and #33 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- River Valley Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with River Valley Community
- Rates and health both vary by institution, not just by state -- see how Arkansas credit unions compare overall before assuming this one is typical. Arkansas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Truservice Community financially healthy?
Truservice Community has a financial health score of 78/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,021 of 4,374; by total assets it ranks #2,376 of 4,374 nationally (same basis as /rankings/largest); and #16 of 48 within Arkansas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 8.91% and delinquency rate of 0.69%.
How does Truservice Community compare to other credit unions?
Truservice Community scores 78/100 on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Truservice Community?
Truservice Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Truservice Community directly for the exact boundaries and application steps.
Is my money safe at Truservice Community?
Federal credit unions like Truservice Community are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Truservice Community's net worth ratio of 8.91% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Truservice Community offer compared to banks?
Credit unions like Truservice Community are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Truservice Community directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.