Federal credit union · LITTLE ROCK, Arkansas · NCUA charter #24390
Truservice Community
Health score 78/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 78
- Health / 100
- $51.6M
- Total assets
- 5,246
- Members
- 8.9%
- Net-worth ratio
Truservice Community scores 78/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $51.6M; members 5,246; net-worth ratio 8.91%; health rank #3,021 of 4,374; healthier than 31st of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#3,021 of 4,374 health · 2025Q4Truservice Community · health 78/100 · $51.6M · 2025Q4
Truservice Community in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Truservice Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Truservice Community sits in 75-79 with 502 others.
78 31st percentile higher than 31% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Truservice Community: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 85.26% vs peer 62.60% (+22.66 pp).
- Widest shortfall vs peers is Net Worth Ratio: -4.71 pp (8.91% vs 13.62%).
Arkansas standing for Truservice Community
- Health composite ranks #33 of 48 among scored Arkansas credit unions.
- Assets rank #16 of 48 inside Arkansas ($51.6M reported).
- Arkansas membership ordinal: #16 of 48.
- One place up in Arkansas, Va Hospital (#32) ties at 78/100; one place down, White County (#34) scores 75/100, 3 points lower.
Truservice Community Call Report trajectory
Truservice Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.4% from $51.6M (2025Q4) to $51.8M (2026Q1).
- Net-worth ratio shifted +0.02 pp (8.89% → 8.91%).
At 8.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 78/100 score is built
Truservice Community gives up 22 points in total. Member Growth costs the most, 10.3 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 27.3 pts
- Delinquency Rate 23.1 pts
- Return on Assets 7.8 pts
- Member Growth 4.7 pts
- Loan-to-Share Ratio 15.1 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.91% | -4.71 pp |
| Delinquency Rate | 0.69% | -0.27 pp |
| Return on Assets | 0.07% | -0.58 pp |
| Member Growth | -2.38% | - |
| Loan-to-Share Ratio | 85.26% | +22.66 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Truservice Community filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $51.8M | - |
| 2025Q4 | $51.6M | 5,246 |
| 2024Q4 | $51.6M | 5,374 |
| 2023Q4 | $51.9M | 5,128 |
Credit Union Details
- Charter Number
- 24390
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Arkansas
- City
- LITTLE ROCK
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Truservice Community runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | LIttle Rock, AR |
| Hendrix Branch | Conway, AR |
| JFK | North Little Rock, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Arkansas
A look at other Arkansas credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Truservice Community
Using this data
- Truservice Community ranks #3,021 of 4,374 nationally on financial health and #33 of 48 in AR -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- River Valley Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with River Valley Community
Frequently Asked Questions
Is Truservice Community financially healthy?
Truservice Community has a financial health score of 78/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,021 of 4,374 nationally on health and #33 of 48 in Arkansas. Its net worth ratio is 8.91% and its delinquency rate 0.69%.
How does Truservice Community compare to other credit unions?
Truservice Community scores 78/100, higher than 31% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (85.26% vs 62.60%). Its widest shortfall is net worth ratio (8.91% vs 13.62%).
How can I join Truservice Community?
Truservice Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Truservice Community directly for the exact boundaries and application steps.
Is my money safe at Truservice Community?
Truservice Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Truservice Community's net worth ratio of 8.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.