State credit union · Fall River, Massachusetts · NCUA charter #67605
St. Anne's
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.38B
- Total assets
- 61,616
- Members
- 9.6%
- Net-worth ratio
St. Anne's scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.38B; members 61,616; net-worth ratio 9.57%; health rank #1,325 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,325 of 4,374 health · 2025Q4St. Anne's · health 89/100 · $1.38B · 2025Q4
Call Report peers
St. Anne's in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Anne's vs every NCUA-scored credit union
St. Anne's sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for St. Anne's
- Loan-to-Share Ratio leads the peer set - 97.53% here, 83.90% peer average (+13.63 pp).
- Net Worth Ratio trails the peer set - 9.57% here, 11.18% peer average (-1.61 pp).
St. Anne's in Massachusetts
- Massachusetts health ordinal: #38 of 126.
- Massachusetts assets place: #11 of 126.
- Member book place in Massachusetts: #11 of 126.
- One place up in Massachusetts, Common Trust (#37) ties at 89/100; one place down, Central One (#39) ties at 89/100.
St. Anne's: 2025Q4 → 2026Q1
St. Anne's: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -2.2% from $1.38B (2025Q4) to $1.35B (2026Q1).
- Net-worth ratio shifted +0.36 pp (9.21% → 9.57%).
At 9.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
St. Anne's gives up 11 points in total. Return on Assets costs the most, 4.4 of its 15; Delinquency Rate scores full marks.
- Net Worth Ratio 28.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.6 pts
- Member Growth 12.4 pts
- Loan-to-Share Ratio 12.1 pts
St. Anne's health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.57% | -1.61 pp |
| Delinquency Rate | 0.48% | -0.39 pp |
| Return on Assets | 0.21% | -0.30 pp |
| Member Growth | 2.87% | - |
| Loan-to-Share Ratio | 97.53% | +13.63 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - St. Anne's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.35B | - |
| 2025Q4 | $1.38B | 61,616 |
| 2024Q4 | $1.35B | 59,898 |
| 2023Q4 | $1.20B | 57,330 |
Credit Union Details
- Charter Number
- 67605
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Massachusetts
- City
- Fall River
- Data Quarter
- 2025Q4
Branch Locations (12)
Per its most recent NCUA branch filing, St. Anne's runs 12 offices in 8 different cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Fall River, MA |
| Dartmouth | Dartmouth, MA |
| Fairhaven | Fairhaven, MA |
| Main Office | Fall River, MA |
| South Main | Fall River, MA |
| President Ave | Fall River, MA |
| Pleasant Street | Fall River, MA |
| New Bedford Branch | New Bedford, MA |
| Somerset | Somerset, MA |
| Swansea | Swansea, MA |
| Taunton | Taunton, MA |
| Westport | Westport, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
St. Anne's nationwide neighbourhoods
Similar total assets
Similar health score
Using this data
- St. Anne's ranks #1,325 of 4,374 nationally on financial health and #38 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sharon & Crescent United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sharon & Crescent United
Frequently Asked Questions
Is St. Anne's financially healthy?
On its 2025Q4 NCUA 5300 filing, St. Anne's scores 89/100 (Excellent), with a 9.57% net worth ratio and 0.48% of loans delinquent. It ranks #1,325 of 4,374 nationally on health and #38 of 126 in Massachusetts.
How does St. Anne's compare to other credit unions?
St. Anne's scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is loan-to-share ratio (97.53% vs 83.90%). Its widest shortfall is net worth ratio (9.57% vs 11.18%).
How can I join St. Anne's?
Membership eligibility for St. Anne's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Anne's directly for current membership requirements and application steps.
Is my money safe at St. Anne's?
St. Anne's is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Anne's's net worth ratio of 9.57% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.