State credit union · Fall River, Massachusetts · NCUA charter #67605
St. Anne's
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $1.38B
- Total assets
- 61,616
- Members
- 9.6%
- Net-worth ratio
St. Anne's scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $1.38B; members 61,616; net-worth ratio 9.57%; health rank #1,325 of 4,374; healthier than 69th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,325 of 4,374 health · 2025Q4St. Anne's · health 89/100 · $1.38B · 2025Q4
- DELQ 89/100
- ROA 9.6%
- ASSETS 0.48%
- MEM 0.21%
- RANK $1.38B
- PHOTO 61,616
- BOOK #1,325/4,374
- CHARTER SHARONVIEW
- NCUSIF 67605
Call Report peers
St. Anne's in the assets neighbourhood
St. Anne's's $1.38B assets sit next to SHARONVIEW ($1.37B) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
St. Anne's vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
St. Anne's - Share Insurance Coverage
Charter #67605's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Peer-gap read for St. Anne's
- Loan-to-Share Ratio leads the peer set - 97.53% here, 83.90% peer average (+13.63 pp).
- Net Worth Ratio trails the peer set - 9.57% here, 11.18% peer average (-1.61 pp).
Peer averages are NCUA 5300 means for the Over $500M cohort (749 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
St. Anne's in Massachusetts
- Massachusetts health ordinal: #38 of 126.
- Massachusetts assets place: #11 of 126.
- Member book place in Massachusetts: #11 of 126.
In-state ordinals use the live credit_unions table for MA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
St. Anne's: 2025Q4 → 2026Q1
St. Anne's: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -2.2% from $1.38B (2025Q4) to $1.35B (2026Q1).
- Net-worth ratio shifted +0.36 pp (9.21% → 9.57%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 9.57%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 89.
- Net Worth Ratio 28.9 pts
- Delinquency Rate 25.0 pts
- Return on Assets 10.6 pts
- Member Growth 12.4 pts
- Loan-to-Share Ratio 12.1 pts
St. Anne's health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 9.57% | -1.61 pp |
| Delinquency Rate | 0.48% | -0.39 pp |
| Return on Assets | 0.21% | -0.30 pp |
| Member Growth | 2.87% | - |
| Loan-to-Share Ratio | 97.53% | +13.63 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: Over $500M (749 CUs).
Call Report history - St. Anne's
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $1.35B | - |
| 2025Q4 | $1.38B | 61,616 |
| 2024Q4 | $1.35B | 59,898 |
| 2023Q4 | $1.20B | 57,330 |
Credit Union Details
- Charter Number
- 67605
- Type
- State
- Field of Membership
- Other
- Peer Group
- Over $500M
- State
- Massachusetts
- City
- Fall River
- Data Quarter
- 2025Q4
Branch Locations (12)
Per its most recent NCUA branch filing, St. Anne's runs 12 offices in 8 different cities.
| Office | City |
|---|---|
| Corporate Office (Main Office) | Fall River, MA |
| Dartmouth | Dartmouth, MA |
| Fairhaven | Fairhaven, MA |
| Main Office | Fall River, MA |
| South Main | Fall River, MA |
| President Ave | Fall River, MA |
| Pleasant Street | Fall River, MA |
| New Bedford Branch | New Bedford, MA |
| Somerset | Somerset, MA |
| Swansea | Swansea, MA |
| Taunton | Taunton, MA |
| Westport | Westport, MA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Massachusetts
Other federally-insured credit unions in Massachusetts, closest first by peer group and asset size.
St. Anne's nationwide neighbourhoods
St. Anne's's nationwide photo peers by assets and by health score, excluding Massachusetts charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($1.38B here).
Similar health score
Nearest other-state credit unions by five-factor health composite (89/100 here).
Using this data
- St. Anne's ranks #1,325 of 4,374 nationally on financial health and #38 of 126 in MA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Sharon & Crescent United is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Sharon & Crescent United
- Rates and health both vary by institution, not just by state -- see how Massachusetts credit unions compare overall before assuming this one is typical. Massachusetts state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is St. Anne's financially healthy?
A 9.57% net worth ratio and a 0.48% delinquency rate feed into St. Anne's's financial health score of 89/100 (Excellent), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,325 of 4,374; by total assets it ranks #362 of 4,374 nationally (same basis as /rankings/largest); and #11 of 126 within Massachusetts. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does St. Anne's compare to other credit unions?
On PlainCU's health composite, St. Anne's lands at 89/100, compared to a peer group average for Over $500M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join St. Anne's?
Membership eligibility for St. Anne's depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact St. Anne's directly for current membership requirements and application steps.
Is my money safe at St. Anne's?
Federal credit unions like St. Anne's are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. St. Anne's's net worth ratio of 9.57% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does St. Anne's offer compared to banks?
Credit unions like St. Anne's are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact St. Anne's directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.