State credit union · Pasadena, California · NCUA charter #60755
L. a. Electrical Workers Credit Un.
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $52.1M
- Total assets
- 8,432
- Members
- 19.9%
- Net-worth ratio
L. a. Electrical Workers Credit Un. scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $52.1M; members 8,432; net-worth ratio 19.91%; health rank #2,812 of 4,374; healthier than 33rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,812 of 4,374 health · 2025Q4L. a. Electrical Workers Cr… · health 79/100 · $52.1M · 2025Q4
Call Report peers
L. a. Electrical Workers Credit Un. in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
L. a. Electrical Workers Credit Un. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); L. a. Electrical Workers Credit Un. sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
L. a. Electrical Workers Credit Un. vs $50M–$100M peers
- Net Worth Ratio leads the peer set - 19.91% here, 13.62% peer average (+6.29 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.41 pp (29.19% vs 62.60%).
Where L. a. Electrical Workers Credit Un. sits in California
- In California, health place is #165 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, L. a. Electrical Workers Credit Un. is #184 of 243 in California.
- Membership ranks #132 of 243 among California CUs with a reported count (8,432 members).
- One place up in California, Sun Pacific (#164) ties at 79/100; one place down, Sea West Coast Guard (#166) ties at 79/100.
L. a. Electrical Workers Credit Un. Call Report trajectory
L. a. Electrical Workers Credit Un.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $52.1M (2025Q4) to $54.0M (2026Q1).
- Net-worth ratio shifted -0.58 pp (20.49% → 19.91%).
At 19.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
L. a. Electrical Workers Credit Un. gives up 21 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for L. a. Electrical Workers Credit Un.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.91% | +6.29 pp |
| Delinquency Rate | 0.20% | -0.76 pp |
| Return on Assets | 0.51% | -0.15 pp |
| Member Growth | -11.00% | - |
| Loan-to-Share Ratio | 29.19% | -33.41 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $54.0M | - |
| 2025Q4 | $52.1M | 8,432 |
| 2024Q4 | $51.1M | 9,474 |
| 2023Q4 | $56.0M | 9,116 |
Credit Union Details
- Charter Number
- 60755
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- California
- City
- Pasadena
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, L. a. Electrical Workers Credit Un. runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| L.A.ELECTRICAL WORKERS CU (Main Office) | Pasadena, CA |
| L.A. ELECTRICAL WORKERS CREDIT UNION | COMMERCE, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
- INLAND VALLEYfontana, CA · $50M–$100M71Health
- HUNTINGTON BEACHHuntington Beac, CA · $50M–$100M86Health
- JACOMlos angeles, CA · $50M–$100M71Health
- MOKELUMNELodi, CA · $50M–$100M91Health
- DELTA SCHOOLSANTIOCH, CA · $50M–$100M86Health
Compare L. a. Electrical Workers Credit Un. vs INLAND VALLEY
Other-state peers near L. a. Electrical Workers Credit Un.
Similar total assets
Using this data
- L. a. Electrical Workers Credit Un. ranks #2,812 of 4,374 nationally on financial health and #165 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Inland Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inland Valley
Frequently Asked Questions
Is L. a. Electrical Workers Credit Un. financially healthy?
On its 2025Q4 NCUA 5300 filing, L. a. Electrical Workers Credit Un. scores 79/100 (Very Good), with a 19.91% net worth ratio and 0.20% of loans delinquent. It ranks #2,812 of 4,374 nationally on health and #165 of 243 in California.
How does L. a. Electrical Workers Credit Un. compare to other credit unions?
L. a. Electrical Workers Credit Un. scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (19.91% vs 13.62%). Its widest shortfall is loan-to-share ratio (29.19% vs 62.60%).
How can I join L. a. Electrical Workers Credit Un.?
Membership eligibility for L. a. Electrical Workers Credit Un. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact L. a. Electrical Workers Credit Un. directly for current membership requirements and application steps.
Is my money safe at L. a. Electrical Workers Credit Un.?
L. a. Electrical Workers Credit Un. is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. L. a. Electrical Workers Credit Un.'s net worth ratio of 19.91% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.