State credit union · Pasadena, California · NCUA charter #60755
L. a. Electrical Workers Credit Un.
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $52.1M
- Total assets
- 8,432
- Members
- 19.9%
- Net-worth ratio
L. a. Electrical Workers Credit Un. scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $52.1M; members 8,432; net-worth ratio 19.91%; health rank #2,812 of 4,374; healthier than 33rd of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#2,812 of 4,374 health · 2025Q4L. a. Electrical Workers Cr… · health 79/100 · $52.1M · 2025Q4
- CHARTER 79/100
- NCUSIF 19.9%
- CAMELS 0.20%
- HEALTH 0.51%
- NW $52.1M
- DELQ 8,432
- ROA #2,812/4,374
- ASSETS Maroon Financial
- MEM 60755
Call Report peers
L. a. Electrical Workers Credit Un. in the assets neighbourhood
L. a. Electrical Workers Credit Un.'s $52.1M assets sit next to Maroon Financial ($52.1M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
L. a. Electrical Workers Credit Un. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
L. a. Electrical Workers Credit Un. - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #60755 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
L. a. Electrical Workers Credit Un. vs $50M–$100M peers
- Net Worth Ratio leads the peer set - 19.91% here, 13.62% peer average (+6.29 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -33.41 pp (29.19% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where L. a. Electrical Workers Credit Un. sits in California
- In California, health place is #165 of 243 on the same NCUA-ratio sort used nationally.
- By total assets, L. a. Electrical Workers Credit Un. is #184 of 243 in California.
- Membership ranks #132 of 243 among California CUs with a reported count (8,432 members).
In-state ordinals use the live credit_unions table for CA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
L. a. Electrical Workers Credit Un. Call Report trajectory
L. a. Electrical Workers Credit Un.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $52.1M (2025Q4) to $54.0M (2026Q1).
- Net-worth ratio shifted -0.58 pp (20.49% → 19.91%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 19.91%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 9.0 pts
Call Report ratios for L. a. Electrical Workers Credit Un.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 19.91% | +6.29 pp |
| Delinquency Rate | 0.20% | -0.76 pp |
| Return on Assets | 0.51% | -0.15 pp |
| Member Growth | -11.00% | - |
| Loan-to-Share Ratio | 29.19% | -33.41 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $54.0M | - |
| 2025Q4 | $52.1M | 8,432 |
| 2024Q4 | $51.1M | 9,474 |
| 2023Q4 | $56.0M | 9,116 |
Credit Union Details
- Charter Number
- 60755
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- California
- City
- Pasadena
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, L. a. Electrical Workers Credit Un. runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| L.A.ELECTRICAL WORKERS CU (Main Office) | Pasadena, CA |
| L.A. ELECTRICAL WORKERS CREDIT UNION | COMMERCE, CA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in California
Other federally-insured credit unions in California, closest first by peer group and asset size.
- INLAND VALLEYfontana, CA · $50M–$100M71Health
- HUNTINGTON BEACHHuntington Beac, CA · $50M–$100M86Health
- JACOMlos angeles, CA · $50M–$100M71Health
- MOKELUMNELodi, CA · $50M–$100M91Health
- DELTA SCHOOLSANTIOCH, CA · $50M–$100M86Health
Compare L. a. Electrical Workers Credit Un. vs INLAND VALLEY
Other-state peers near L. a. Electrical Workers Credit Un.
Cross-state asset and health neighbours for L. a. Electrical Workers Credit Un. - kept outside California; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($52.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- L. a. Electrical Workers Credit Un. ranks #2,812 of 4,374 nationally on financial health and #165 of 243 in CA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Inland Valley is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Inland Valley
- Rates and health both vary by institution, not just by state -- see how California credit unions compare overall before assuming this one is typical. California state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is L. a. Electrical Workers Credit Un. financially healthy?
Yes/no aside, the number is 79/100 (Very Good) - L. a. Electrical Workers Credit Un.'s financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,812 of 4,374; by total assets it ranks #2,372 of 4,374 nationally (same basis as /rankings/largest); and #184 of 243 within California. Above 80 reads excellent, below 50 warrants closer monitoring; a 19.91% net worth ratio and 0.20% delinquency rate are the key drivers.
How does L. a. Electrical Workers Credit Un. compare to other credit unions?
On PlainCU's health composite, L. a. Electrical Workers Credit Un. lands at 79/100, compared to a peer group average for $50M–$100M credit unions. Five NCUA-reported metrics feed that number: net worth ratio (weighted 30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join L. a. Electrical Workers Credit Un.?
Membership eligibility for L. a. Electrical Workers Credit Un. depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact L. a. Electrical Workers Credit Un. directly for current membership requirements and application steps.
Is my money safe at L. a. Electrical Workers Credit Un.?
Federal credit unions like L. a. Electrical Workers Credit Un. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. L. a. Electrical Workers Credit Un.'s net worth ratio of 19.91% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does L. a. Electrical Workers Credit Un. offer compared to banks?
Credit unions like L. a. Electrical Workers Credit Un. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact L. a. Electrical Workers Credit Un. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.