State credit union · Johnson City, Tennessee · NCUA charter #67701
Greater Eastern
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $56.5M
- Total assets
- 4,020
- Members
- 13.8%
- Net-worth ratio
Greater Eastern scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.5M; members 4,020; net-worth ratio 13.79%; health rank #1,436 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,436 of 4,374 health · 2025Q4Greater Eastern · health 88/100 · $56.5M · 2025Q4
- NW 88/100
- DELQ 13.8%
- ROA 1.30%
- ASSETS 0.47%
- MEM $56.5M
- RANK 4,020
- PHOTO #1,436/4,374
- BOOK RT
- CHARTER 67701
Call Report peers
Greater Eastern in the assets neighbourhood
Greater Eastern's $56.5M assets sit next to RT ($56.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Eastern vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Eastern - Share Insurance Coverage
Charter #67701's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Greater Eastern diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +15.77 pp (78.37% vs 62.60%).
- Widest shortfall vs peers is Delinquency Rate: +0.34 pp (1.30% vs 0.96%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Tennessee standing for Greater Eastern
- Health composite ranks #45 of 127 among scored Tennessee credit unions.
- Assets rank #59 of 127 inside Tennessee ($56.5M reported).
- Member book place in Tennessee: #64 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greater Eastern: 2025Q4 → 2026Q1
Greater Eastern: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.7% from $56.5M (2025Q4) to $57.0M (2026Q1).
- Net-worth ratio shifted -0.24 pp (14.03% → 13.79%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.79% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 88.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.7 pts
- Return on Assets 14.5 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 15.3 pts
Greater Eastern health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.79% | +0.17 pp |
| Delinquency Rate | 1.30% | +0.34 pp |
| Return on Assets | 0.47% | -0.19 pp |
| Member Growth | 1.26% | - |
| Loan-to-Share Ratio | 78.37% | +15.77 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Greater Eastern quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.0M | - |
| 2025Q4 | $56.5M | 4,020 |
| 2024Q4 | $55.9M | 3,970 |
| 2023Q4 | $55.4M | 4,005 |
Credit Union Details
- Charter Number
- 67701
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- Johnson City
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Greater Eastern runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Mountcastle Office (Main Office) | Johnson City, TN |
| VA Office | Johnson City, TN |
| Jonesborough Office | Jonesborough, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Greater Eastern nationwide neighbourhoods
Cross-state asset and health neighbours for Greater Eastern - kept outside Tennessee; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($56.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (88/100 here).
Using this data
- Greater Eastern ranks #1,436 of 4,374 nationally on financial health and #45 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VERITAS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VERITAS
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greater Eastern financially healthy?
Greater Eastern scores 88/100 (Excellent) on financial health, per the NCUA 5300 Call Report for Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #1,436 of 4,374; by total assets it ranks #2,306 of 4,374 nationally (same basis as /rankings/largest); and #59 of 127 within Tennessee. Anything above 80 is considered excellent, anything below 50 may need closer monitoring - this score reflects a 13.79% net worth ratio and a 1.30% delinquency rate.
How does Greater Eastern compare to other credit unions?
Five weighted metrics from NCUA filings produce Greater Eastern's 88/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greater Eastern?
Membership eligibility for Greater Eastern depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greater Eastern directly for current membership requirements and application steps.
Is my money safe at Greater Eastern?
Federal credit unions like Greater Eastern are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Eastern's net worth ratio of 13.79% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greater Eastern offer compared to banks?
Credit unions like Greater Eastern are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greater Eastern directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.