State credit union · Johnson City, Tennessee · NCUA charter #67701
Greater Eastern
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $56.5M
- Total assets
- 4,020
- Members
- 13.8%
- Net-worth ratio
Greater Eastern scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.5M; members 4,020; net-worth ratio 13.79%; health rank #1,436 of 4,374; healthier than 65th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#1,436 of 4,374 health · 2025Q4Greater Eastern · health 88/100 · $56.5M · 2025Q4
Call Report peers
Greater Eastern in the assets neighbourhood
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Greater Eastern vs every NCUA-scored credit union
Greater Eastern sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Where Greater Eastern diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +15.77 pp (78.37% vs 62.60%).
- Widest shortfall vs peers is Delinquency Rate: +0.34 pp (1.30% vs 0.96%).
Tennessee standing for Greater Eastern
- Health composite ranks #45 of 127 among scored Tennessee credit unions.
- Assets rank #59 of 127 inside Tennessee ($56.5M reported).
- Member book place in Tennessee: #64 of 127.
- One place up in Tennessee, Hardin County Hospital Employees (#44) scores 89/100, 1 point higher; one place down, Alcoa Tenn (#46) ties at 88/100.
Greater Eastern: 2025Q4 → 2026Q1
Greater Eastern: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.7% from $56.5M (2025Q4) to $57.0M (2026Q1).
- Net-worth ratio shifted -0.24 pp (14.03% → 13.79%).
This credit union's 13.79% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Greater Eastern gives up 12 points in total. Delinquency Rate costs the most, 7.3 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.7 pts
- Return on Assets 14.5 pts
- Member Growth 10.5 pts
- Loan-to-Share Ratio 15.3 pts
Greater Eastern health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.79% | +0.17 pp |
| Delinquency Rate | 1.30% | +0.34 pp |
| Return on Assets | 0.47% | -0.19 pp |
| Member Growth | 1.26% | - |
| Loan-to-Share Ratio | 78.37% | +15.77 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Greater Eastern quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $57.0M | - |
| 2025Q4 | $56.5M | 4,020 |
| 2024Q4 | $55.9M | 3,970 |
| 2023Q4 | $55.4M | 4,005 |
Credit Union Details
- Charter Number
- 67701
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Tennessee
- City
- Johnson City
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, Greater Eastern runs 3 offices in 2 different cities.
| Office | City |
|---|---|
| Mountcastle Office (Main Office) | Johnson City, TN |
| VA Office | Johnson City, TN |
| Jonesborough Office | Jonesborough, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Greater Eastern nationwide neighbourhoods
Using this data
- Greater Eastern ranks #1,436 of 4,374 nationally on financial health and #45 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- VERITAS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with VERITAS
Frequently Asked Questions
Is Greater Eastern financially healthy?
On its 2025Q4 NCUA 5300 filing, Greater Eastern scores 88/100 (Excellent), with a 13.79% net worth ratio and 1.30% of loans delinquent. It ranks #1,436 of 4,374 nationally on health and #45 of 127 in Tennessee.
How does Greater Eastern compare to other credit unions?
Greater Eastern scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (78.37% vs 62.60%). Its widest shortfall is delinquency rate (1.30% vs 0.96%).
How can I join Greater Eastern?
Membership eligibility for Greater Eastern depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Greater Eastern directly for current membership requirements and application steps.
Is my money safe at Greater Eastern?
Greater Eastern is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Eastern's net worth ratio of 13.79% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.