Federal credit union · Yonkers, New York · NCUA charter #2819
Yonkers Teachers
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $56.5M
- Total assets
- 2,602
- Members
- 15.1%
- Net-worth ratio
Yonkers Teachers scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $56.5M; members 2,602; net-worth ratio 15.14%; health rank #2,837 of 4,374; healthier than 33rd of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,837 of 4,374 health · 2025Q4Yonkers Teachers · health 79/100 · $56.5M · 2025Q4
Call Report peers
Yonkers Teachers in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Yonkers Teachers vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Yonkers Teachers sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Yonkers Teachers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +1.52 pp (15.14% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 6.08% here, 62.60% peer average (-56.52 pp).
New York standing for Yonkers Teachers
- New York health ordinal: #159 of 272.
- Assets rank #121 of 272 inside New York ($56.5M reported).
- Member book place in New York: #153 of 272.
- One place up in New York, Att-Wyo Correctional Employees (#158) ties at 79/100; one place down, First Choice Financial (#160) ties at 79/100.
Yonkers Teachers: 2025Q4 → 2026Q1
Yonkers Teachers: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.6% from $56.5M (2025Q4) to $56.8M (2026Q1).
- Net-worth ratio shifted -0.06 pp (15.20% → 15.14%).
This credit union's 15.14% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Yonkers Teachers gives up 21 points in total. Loan-to-Share Ratio costs the most, 8.5 of its 15; Net Worth Ratio scores full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.2 pts
- Return on Assets 12.0 pts
- Member Growth 7.1 pts
- Loan-to-Share Ratio 6.7 pts
Call Report ratios for Yonkers Teachers
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 15.14% | +1.52 pp |
| Delinquency Rate | 0.68% | -0.29 pp |
| Return on Assets | 0.30% | -0.36 pp |
| Member Growth | -1.06% | - |
| Loan-to-Share Ratio | 6.08% | -56.52 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Yonkers Teachers quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $56.8M | - |
| 2025Q4 | $56.5M | 2,602 |
| 2024Q4 | $58.9M | 2,630 |
| 2023Q4 | $64.2M | 2,693 |
Credit Union Details
- Charter Number
- 2819
- Type
- Federal
- Field of Membership
- Single Common Bond
- Peer Group
- $50M–$100M
- State
- New York
- City
- Yonkers
- Data Quarter
- 2025Q4
Branch Locations (3)
Yonkers Teachers operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Yonkers Teachers FCU (Main Office) | Yonkers, NY |
| Yonkers Teachers FCU | Mahopac, NY |
| Yonkers Teachers FCU | Yonkers, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Yonkers Teachers ranks #2,837 of 4,374 nationally on financial health and #159 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- RT is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with RT
Frequently Asked Questions
Is Yonkers Teachers financially healthy?
Yonkers Teachers has a financial health score of 79/100 (Very Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #2,837 of 4,374 nationally on health and #159 of 272 in New York. Its net worth ratio is 15.14% and its delinquency rate 0.68%.
How does Yonkers Teachers compare to other credit unions?
Yonkers Teachers scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (15.14% vs 13.62%). Its widest shortfall is loan-to-share ratio (6.08% vs 62.60%).
How can I join Yonkers Teachers?
Yonkers Teachers is chartered around a single common bond (Single Common Bond), membership is generally limited to employees of a specific employer or a defined occupational group and their immediate family. Contact Yonkers Teachers directly to confirm eligibility.
Is my money safe at Yonkers Teachers?
Yonkers Teachers is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Yonkers Teachers's net worth ratio of 15.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.