Federal credit union · OKLAHOMA CITY, Oklahoma · NCUA charter #3454
COMMUNICATION
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $2.29B
- Total assets
- 131,033
- Members
- 11.7%
- Net-worth ratio
COMMUNICATION scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $2.29B; members 131,033; net-worth ratio 11.66%; health rank #1,661 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,661 of 4,374 health · 2025Q4COMMUNICATION · health 87/100 · $2.29B · 2025Q4
Call Report peers
COMMUNICATION in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
COMMUNICATION vs every NCUA-scored credit union
COMMUNICATION sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for COMMUNICATION
- Net Worth Ratio leads the peer set - 11.66% here, 11.18% peer average (+0.48 pp).
- Largest lag: Loan-to-Share Ratio at 81.37% vs peer 83.90% (-2.53 pp).
Oklahoma standing for COMMUNICATION
- Oklahoma health ordinal: #19 of 53.
- Oklahoma assets place: #3 of 53.
- Membership ranks #3 of 53 among Oklahoma CUs with a reported count (131,033 members).
- One place up in Oklahoma, Red River (#18) ties at 87/100; one place down, Cooperative Employees (#20) scores 86/100, 1 point lower.
COMMUNICATION: 2025Q4 → 2026Q1
COMMUNICATION: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $2.29B (2025Q4) to $2.34B (2026Q1).
- Net-worth ratio shifted -0.07 pp (11.73% → 11.66%).
11.66% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 87/100 score is built
COMMUNICATION gives up 13 points in total. Delinquency Rate costs the most, 7.6 of its 25; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 17.4 pts
- Return on Assets 12.8 pts
- Member Growth 12.1 pts
- Loan-to-Share Ratio 14.7 pts
Call Report ratios for COMMUNICATION
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.66% | +0.48 pp |
| Delinquency Rate | 1.34% | +0.47 pp |
| Return on Assets | 0.35% | -0.15 pp |
| Member Growth | 2.58% | - |
| Loan-to-Share Ratio | 81.37% | -2.53 pp |
Peer averages: Over $500M cohort, 749 credit unions, 2025Q4 filing.
Call Report history - COMMUNICATION
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $2.34B | - |
| 2025Q4 | $2.29B | 131,033 |
| 2024Q4 | $2.20B | 127,740 |
| 2023Q4 | $2.06B | 121,762 |
Credit Union Details
- Charter Number
- 3454
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- Over $500M
- State
- Oklahoma
- City
- OKLAHOMA CITY
- Data Quarter
- 2025Q4
Branch Locations (25)
Per its most recent NCUA branch filing, COMMUNICATION runs 25 offices in 15 different cities across 2 states.
| Office | City |
|---|---|
| NW (Main Office) | Oklahoma City, OK |
| Ada-Mississippi Ave | Ada, OK |
| Ardmore | Ardmore, OK |
| Bixby | Bixby, OK |
| Broken Arrow | Broken Arrow, OK |
| Edmond South | Edmond, OK |
| Edmond Noth - I-35 | Edmond, OK |
| Deer Creek | Edmond, OK |
| Enid | Enid, OK |
| Goodyear | Lawton, OK |
| Lawton - Branch | Lawton, OK |
| Muskogee | Muskogee, OK |
| Norman | Norman, OK |
| Downtown | Oklahoma City, OK |
| South | Oklahoma City, OK |
| OG&E OKC | Oklahoma City, OK |
| South OKC/Moore | Oklahoma City, OK |
| 4901 NW Expressway | Oklahoma City, OK |
| Owasso Branch | Owasso, OK |
| Shawnee | Shawnee, OK |
| Wanamaker Branch | Topeka, KS |
| Boston | Tulsa, OK |
| Sheridan - Mall 31 | Tulsa, OK |
| Mustang Road Branch | Yukon, OK |
| Piedmont | Yukon, OK |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Oklahoma
A look at other Oklahoma credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for COMMUNICATION
Using this data
- COMMUNICATION ranks #1,661 of 4,374 nationally on financial health and #19 of 53 in OK -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TTCU is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TTCU
Frequently Asked Questions
Is COMMUNICATION financially healthy?
COMMUNICATION has a financial health score of 87/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,661 of 4,374 nationally on health and #19 of 53 in Oklahoma. Its net worth ratio is 11.66% and its delinquency rate 1.34%.
How does COMMUNICATION compare to other credit unions?
COMMUNICATION scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 749 peers in the Over $500M cohort, its widest edge is net worth ratio (11.66% vs 11.18%). Its widest shortfall is loan-to-share ratio (81.37% vs 83.90%).
How can I join COMMUNICATION?
COMMUNICATION operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact COMMUNICATION directly for the exact boundaries and application steps.
Is my money safe at COMMUNICATION?
COMMUNICATION is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. COMMUNICATION's net worth ratio of 11.66% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.