State credit union · Savannah, Georgia · NCUA charter #67892
Workmen's Circle Incorporated
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $135.9M
- Total assets
- 1,681
- Members
- 20.1%
- Net-worth ratio
Workmen's Circle Incorporated scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $135.9M; members 1,681; net-worth ratio 20.10%; health rank #882 of 4,374; healthier than 77th of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#882 of 4,374 health · 2025Q4Workmen's Circle Incorporat… · health 91/100 · $135.9M · 2025Q4
- ASSETS 91/100
- MEM 20.1%
- RANK 0.00%
- PHOTO 1.00%
- BOOK $135.9M
- CHARTER 1,681
- NCUSIF #882/4,374
- CAMELS Tru Fi
- HEALTH 67892
Call Report peers
Workmen's Circle Incorporated in the assets neighbourhood
Workmen's Circle Incorporated's $135.9M assets sit next to Tru Fi ($135.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Workmen's Circle Incorporated vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Workmen's Circle Incorporated - Share Insurance Coverage
Charter #67892's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Workmen's Circle Incorporated diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 98.31% vs peer 72.20% (+26.11 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Workmen's Circle Incorporated sits in Georgia
- Health composite ranks #22 of 74 among scored Georgia credit unions.
- Georgia assets place: #28 of 74.
- Membership ranks #52 of 74 among Georgia CUs with a reported count (1,681 members).
In-state ordinals use the live credit_unions table for GA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How Workmen's Circle Incorporated's 5300 filing moved
Workmen's Circle Incorporated: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $135.9M (2025Q4) to $135.9M (2026Q1).
- Net-worth ratio shifted +0.53 pp (19.57% → 20.10%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 20.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 11.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.10% | +7.99 pp |
| Delinquency Rate | 0.00% | -0.89 pp |
| Return on Assets | 1.00% | +0.38 pp |
| Member Growth | 0.84% | - |
| Loan-to-Share Ratio | 98.31% | +26.11 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Workmen's Circle Incorporated quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $135.9M | - |
| 2025Q4 | $135.9M | 1,681 |
| 2024Q4 | $125.9M | 1,667 |
| 2023Q4 | $119.7M | 1,646 |
Credit Union Details
- Charter Number
- 67892
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Savannah
- Data Quarter
- 2025Q4
Branch Locations (4)
Workmen's Circle Incorporated operates 4 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Workmen's Circle Credit Union (Main Office) | Savannah, GA |
| Commercial Business Systems | Goldsboro, NC |
| Member First Mortgage | Kennesaw, GA |
| South State Bank | Savannah, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for Workmen's Circle Incorporat…
Two NCUA Call Report peer sets for Workmen's Circle Incorporated, both outside Georgia so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($135.9M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Workmen's Circle Incorporated ranks #882 of 4,374 nationally on financial health and #22 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AFLAC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AFLAC
- Rates and health both vary by institution, not just by state -- see how Georgia credit unions compare overall before assuming this one is typical. Georgia state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Workmen's Circle Incorporated financially healthy?
Yes/no aside, the number is 91/100 (Excellent) - Workmen's Circle Incorporated's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #882 of 4,374; by total assets it ranks #1,570 of 4,374 nationally (same basis as /rankings/largest); and #28 of 74 within Georgia. Above 80 reads excellent, below 50 warrants closer monitoring; a 20.10% net worth ratio and 0.00% delinquency rate are the key drivers.
How does Workmen's Circle Incorporated compare to other credit unions?
PlainCU's health composite puts Workmen's Circle Incorporated at 91/100, compared to a peer group average for $100M–$500M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Workmen's Circle Incorporated?
Membership eligibility for Workmen's Circle Incorporated depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Workmen's Circle Incorporated directly for current membership requirements and application steps.
Is my money safe at Workmen's Circle Incorporated?
Federal credit unions like Workmen's Circle Incorporated are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Workmen's Circle Incorporated's net worth ratio of 20.10% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Workmen's Circle Incorporated offer compared to banks?
Credit unions like Workmen's Circle Incorporated are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Workmen's Circle Incorporated directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.