State credit union · Savannah, Georgia · NCUA charter #67892
Workmen's Circle Incorporated
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $135.9M
- Total assets
- 1,681
- Members
- 20.1%
- Net-worth ratio
Workmen's Circle Incorporated scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $135.9M; members 1,681; net-worth ratio 20.10%; health rank #882 of 4,374; healthier than 77th of scored peers.
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NCUA 5300 Call Report Masthead
#882 of 4,374 health · 2025Q4Workmen's Circle Incorporat… · health 91/100 · $135.9M · 2025Q4
Call Report peers
Workmen's Circle Incorporated in the assets neighbourhood
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Workmen's Circle Incorporated vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Workmen's Circle Incorporated sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Workmen's Circle Incorporated diverges from peer averages
- Largest favorable gap: Loan-to-Share Ratio at 98.31% vs peer 72.20% (+26.11 pp).
Where Workmen's Circle Incorporated sits in Georgia
- Health composite ranks #22 of 74 among scored Georgia credit unions.
- Georgia assets place: #28 of 74.
- Membership ranks #52 of 74 among Georgia CUs with a reported count (1,681 members).
- One place up in Georgia, Walker County Educators (#21) ties at 91/100; one place down, Coosa Valley (#23) ties at 91/100.
How Workmen's Circle Incorporated's 5300 filing moved
Workmen's Circle Incorporated: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.0% from $135.9M (2025Q4) to $135.9M (2026Q1).
- Net-worth ratio shifted +0.53 pp (19.57% → 20.10%).
This credit union's 20.10% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Workmen's Circle Incorporated gives up 9 points in total. Member Growth costs the most, 5 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 10.0 pts
- Loan-to-Share Ratio 11.0 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 20.10% | +7.99 pp |
| Delinquency Rate | 0.00% | -0.89 pp |
| Return on Assets | 1.00% | +0.38 pp |
| Member Growth | 0.84% | - |
| Loan-to-Share Ratio | 98.31% | +26.11 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Workmen's Circle Incorporated quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $135.9M | - |
| 2025Q4 | $135.9M | 1,681 |
| 2024Q4 | $125.9M | 1,667 |
| 2023Q4 | $119.7M | 1,646 |
Credit Union Details
- Charter Number
- 67892
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Georgia
- City
- Savannah
- Data Quarter
- 2025Q4
Branch Locations (4)
Workmen's Circle Incorporated operates 4 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Workmen's Circle Credit Union (Main Office) | Savannah, GA |
| Commercial Business Systems | Goldsboro, NC |
| Member First Mortgage | Kennesaw, GA |
| South State Bank | Savannah, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Georgia
More federally-insured credit unions based in Georgia, ordered by peer group match and asset size.
Cross-state Call Report peers for Workmen's Circle Incorporat…
Using this data
- Workmen's Circle Incorporated ranks #882 of 4,374 nationally on financial health and #22 of 74 in GA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- AFLAC is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with AFLAC
Frequently Asked Questions
Is Workmen's Circle Incorporated financially healthy?
On its 2025Q4 NCUA 5300 filing, Workmen's Circle Incorporated scores 91/100 (Excellent), with a 20.10% net worth ratio and 0.00% of loans delinquent. It ranks #882 of 4,374 nationally on health and #22 of 74 in Georgia.
How does Workmen's Circle Incorporated compare to other credit unions?
Workmen's Circle Incorporated scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (98.31% vs 72.20%).
How can I join Workmen's Circle Incorporated?
Membership eligibility for Workmen's Circle Incorporated depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Workmen's Circle Incorporated directly for current membership requirements and application steps.
Is my money safe at Workmen's Circle Incorporated?
Workmen's Circle Incorporated is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Workmen's Circle Incorporated's net worth ratio of 20.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.