State credit union · Dallas, Texas · NCUA charter #67517
Metro Medical
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $82.0M
- Total assets
- 6,216
- Members
- 17.5%
- Net-worth ratio
Metro Medical scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $82.0M; members 6,216; net-worth ratio 17.55%; health rank #2,539 of 4,374; healthier than 39th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,539 of 4,374 health · 2025Q4Metro Medical · health 81/100 · $82.0M · 2025Q4
- MEM 81/100
- RANK 17.5%
- PHOTO 0.87%
- BOOK 0.99%
- CHARTER $82.0M
- NCUSIF 6,216
- CAMELS #2,539/4,374
- HEALTH FORRIT
- NW 67517
Call Report peers
Metro Medical in the assets neighbourhood
Metro Medical's $82.0M assets sit next to FORRIT ($82.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Metro Medical vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Metro Medical - Share Insurance Coverage
Charter #67517's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
Where Metro Medical diverges from peer averages
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.93 pp (17.55% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -24.31 pp (38.29% vs 62.60%).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Metro Medical sits in Texas
- In Texas, health place is #231 of 386 on the same NCUA-ratio sort used nationally.
- Texas assets place: #163 of 386.
- Member book place in Texas: #160 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Metro Medical: 2025Q4 → 2026Q1
Metro Medical: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.0% from $82.0M (2025Q4) to $82.0M (2026Q1).
- Net-worth ratio shifted +0.27 pp (17.28% → 17.55%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 17.55% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 81/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 81.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.3 pts
- Return on Assets 15.0 pts
- Member Growth 5.0 pts
- Loan-to-Share Ratio 9.7 pts
Metro Medical health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.55% | +3.93 pp |
| Delinquency Rate | 0.87% | -0.10 pp |
| Return on Assets | 0.99% | +0.33 pp |
| Member Growth | -2.25% | - |
| Loan-to-Share Ratio | 38.29% | -24.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Metro Medical quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $82.0M | - |
| 2025Q4 | $82.0M | 6,216 |
| 2024Q4 | $83.1M | 6,359 |
| 2023Q4 | $85.2M | 6,479 |
Credit Union Details
- Charter Number
- 67517
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Dallas
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Metro Medical runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Metro Medical Credit Union (Main Office) | Dallas, TX |
| Co-Op Shared Branching Network | Duluth, GA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
Other federally-insured credit unions in Texas, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Metro Medical, both outside Texas so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($82.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (81/100 here).
Using this data
- Metro Medical ranks #2,539 of 4,374 nationally on financial health and #231 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- DOMINO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with DOMINO
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Metro Medical financially healthy?
Metro Medical has a financial health score of 81/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,539 of 4,374; by total assets it ranks #1,994 of 4,374 nationally (same basis as /rankings/largest); and #163 of 386 within Texas. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.55% and delinquency rate of 0.87%.
How does Metro Medical compare to other credit unions?
Five weighted metrics from NCUA filings produce Metro Medical's 81/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Metro Medical?
Membership eligibility for Metro Medical depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Metro Medical directly for current membership requirements and application steps.
Is my money safe at Metro Medical?
Federal credit unions like Metro Medical are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Metro Medical's net worth ratio of 17.55% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Metro Medical offer compared to banks?
Credit unions like Metro Medical are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Metro Medical directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.