State credit union · KNOXVILLE, Tennessee · NCUA charter #67793
Knox Co. Employees
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $13.0M
- Total assets
- 1,350
- Members
- 18.0%
- Net-worth ratio
Knox Co. Employees scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $13.0M; members 1,350; net-worth ratio 18.01%; health rank #890 of 4,374; healthier than 77th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#890 of 4,374 health · 2025Q4Knox Co. Employees · health 91/100 · $13.0M · 2025Q4
- CHARTER 91/100
- NCUSIF 18.0%
- CAMELS 0.10%
- HEALTH 1.04%
- NW $13.0M
- DELQ 1,350
- ROA #890/4,374
- ASSETS Clairton Works
- MEM 67793
Call Report peers
Knox Co. Employees in the assets neighbourhood
Knox Co. Employees's $13.0M assets sit next to Clairton Works ($13.0M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Knox Co. Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Knox Co. Employees - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #67793. See our deposit-insurance coverage note.
Peer-gap read for Knox Co. Employees
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +5.06 pp (64.86% vs 59.80%).
Peer averages are NCUA 5300 means for the $10M–$50M cohort (1163 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Knox Co. Employees in Tennessee
- Tennessee health ordinal: #31 of 127.
- Tennessee assets place: #102 of 127.
- Member book place in Tennessee: #104 of 127.
In-state ordinals use the live credit_unions table for TN only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Knox Co. Employees: 2025Q4 → 2026Q1
Knox Co. Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.7% from $13.0M (2025Q4) to $12.8M (2026Q1).
- Net-worth ratio shifted +0.65 pp (17.36% → 18.01%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
18.01% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 13.6 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 18.01% | +3.15 pp |
| Delinquency Rate | 0.10% | -1.05 pp |
| Return on Assets | 1.04% | +0.33 pp |
| Member Growth | -0.88% | - |
| Loan-to-Share Ratio | 64.86% | +5.06 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $10M–$50M (1163 CUs).
Call Report history - Knox Co. Employees
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $12.8M | - |
| 2025Q4 | $13.0M | 1,350 |
| 2024Q4 | $12.0M | 1,362 |
| 2023Q4 | $11.1M | 1,389 |
Credit Union Details
- Charter Number
- 67793
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- KNOXVILLE
- Data Quarter
- 2025Q4
Branch Locations (3)
Knox Co. Employees operates 3 offices across 2 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| City County Building (Main Office) | Knoxville, TN |
| AURORA ADVANTAGE DATA CU DATA CENTER | JEFFERSON CITY, MO |
| KNOX COUNTY EMPLOYEES CU (CENTRAL BRANCH) | Knoxville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Knox Co. Employees
Two NCUA Call Report peer sets for Knox Co. Employees, both outside Tennessee so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($13.0M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Knox Co. Employees ranks #890 of 4,374 nationally on financial health and #31 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- I B E W 175 is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with I B E W 175
- Rates and health both vary by institution, not just by state -- see how Tennessee credit unions compare overall before assuming this one is typical. Tennessee state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Knox Co. Employees financially healthy?
Knox Co. Employees has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #890 of 4,374; by total assets it ranks #3,407 of 4,374 nationally (same basis as /rankings/largest); and #102 of 127 within Tennessee. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 18.01% and delinquency rate of 0.10%.
How does Knox Co. Employees compare to other credit unions?
91/100 is Knox Co. Employees's score on PlainCU's health composite, compared to a peer group average for $10M–$50M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Knox Co. Employees?
Membership eligibility for Knox Co. Employees depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Knox Co. Employees directly for current membership requirements and application steps.
Is my money safe at Knox Co. Employees?
Federal credit unions like Knox Co. Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Knox Co. Employees's net worth ratio of 18.01% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Knox Co. Employees offer compared to banks?
Credit unions like Knox Co. Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Knox Co. Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.