Federal credit union · Texarkana, Texas · NCUA charter #21383
DOMINO
Health score 90/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 90
- Health / 100
- $82.8M
- Total assets
- 5,231
- Members
- 17.3%
- Net-worth ratio
DOMINO scores 90/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $82.8M; members 5,231; net-worth ratio 17.26%; health rank #1,049 of 4,374; healthier than 73rd of scored peers.
Title II Call Report masthead
NCUA 5300 Call Report Masthead
#1,049 of 4,374 health · 2025Q4DOMINO · health 90/100 · $82.8M · 2025Q4
- HEALTH 90/100
- NW 17.3%
- DELQ 0.16%
- ROA 0.50%
- ASSETS $82.8M
- MEM 5,231
- RANK #1,049/4,374
- PHOTO Valley Oak
- BOOK 21383
Call Report peers
DOMINO in the assets neighbourhood
DOMINO's $82.8M assets sit next to Valley Oak ($82.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
DOMINO vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
90 Top 27% higher than 73% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
DOMINO - Share Insurance Coverage
Composite supervisory bracket and risk-based capital, read from the 2025Q4 NCUA Call Report for charter #21383. See our deposit-insurance coverage note.
DOMINO: Call Report deltas vs peers
- Largest favorable gap: Net Worth Ratio at 17.26% vs peer 13.62% (+3.64 pp).
- Largest lag: Loan-to-Share Ratio at 53.29% vs peer 62.60% (-9.31 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where DOMINO sits in Texas
- Texas health ordinal: #101 of 386.
- Assets rank #162 of 386 inside Texas ($82.8M reported).
- Member book place in Texas: #171 of 386.
In-state ordinals use the live credit_unions table for TX only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
DOMINO Call Report trajectory
DOMINO: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +3.5% from $82.8M (2025Q4) to $85.6M (2026Q1).
- Net-worth ratio shifted -0.07 pp (17.33% → 17.26%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
At 17.26%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 90/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 90.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 9.1 pts
- Loan-to-Share Ratio 10.9 pts
Call Report ratios for DOMINO
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.26% | +3.64 pp |
| Delinquency Rate | 0.16% | -0.80 pp |
| Return on Assets | 0.50% | -0.16 pp |
| Member Growth | 0.11% | - |
| Loan-to-Share Ratio | 53.29% | -9.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
DOMINO filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $85.6M | - |
| 2025Q4 | $82.8M | 5,231 |
| 2024Q4 | $82.3M | 5,225 |
| 2023Q4 | $82.4M | 5,268 |
Credit Union Details
- Charter Number
- 21383
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Texarkana
- Data Quarter
- 2025Q4
Branch Locations (4)
DOMINO operates 4 offices across 3 cities, spanning 2 states, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Liberty Eylau (Main Office) | Texarkana, TX |
| Atlanta | Atlanta, TX |
| Mill | Queen City, TX |
| Jefferson Ave | Texarkana, AR |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
More federally-insured credit unions based in Texas, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
DOMINO's nationwide photo peers by assets and by health score, excluding Texas charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($82.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (90/100 here).
Using this data
- DOMINO ranks #1,049 of 4,374 nationally on financial health and #101 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Metro Medical is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Metro Medical
- Rates and health both vary by institution, not just by state -- see how Texas credit unions compare overall before assuming this one is typical. Texas state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is DOMINO financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, DOMINO carries a financial health score of 90/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #1,049 of 4,374; by total assets it ranks #1,988 of 4,374 nationally (same basis as /rankings/largest); and #162 of 386 within Texas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 17.26% net worth ratio and a 0.16% delinquency rate.
How does DOMINO compare to other credit unions?
90/100 is DOMINO's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join DOMINO?
DOMINO operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact DOMINO directly for the exact boundaries and application steps.
Is my money safe at DOMINO?
Federal credit unions like DOMINO are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. DOMINO's net worth ratio of 17.26% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does DOMINO offer compared to banks?
Credit unions like DOMINO are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact DOMINO directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.