State credit union · Everett, Washington · NCUA charter #67262
Northwest Plus
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $314.7M
- Total assets
- 15,591
- Members
- 13.3%
- Net-worth ratio
Northwest Plus scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $314.7M; members 15,591; net-worth ratio 13.30%; health rank #928 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#928 of 4,374 health · 2025Q4Northwest Plus · health 91/100 · $314.7M · 2025Q4
- CAMELS 91/100
- HEALTH 13.3%
- NW 0.71%
- DELQ 0.59%
- ROA $314.7M
- ASSETS 15,591
- MEM #928/4,374
- RANK Fall River Municipal
- PHOTO 67262
Call Report peers
Northwest Plus in the assets neighbourhood
Northwest Plus's $314.7M assets sit next to Fall River Municipal ($315.5M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Plus vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Northwest Plus - Share Insurance Coverage
The 2025Q4 NCUA Call Report puts charter #67262 at the supervisory bracket and risk-based capital level shown below. NCUSIF protection is covered in our deposit-insurance coverage note.
Peer-gap read for Northwest Plus
- Net Worth Ratio leads the peer set - 13.30% here, 12.11% peer average (+1.19 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.31 pp (66.89% vs 72.20%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Northwest Plus sits in Washington
- Washington health ordinal: #19 of 75.
- By total assets, Northwest Plus is #29 of 75 in Washington.
- Member book place in Washington: #31 of 75.
In-state ordinals use the live credit_unions table for WA only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Northwest Plus: 2025Q4 → 2026Q1
Northwest Plus: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.1% from $314.7M (2025Q4) to $318.2M (2026Q1).
- Net-worth ratio shifted +0.06 pp (13.24% → 13.30%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 13.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.3 pts
Northwest Plus vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.30% | +1.19 pp |
| Delinquency Rate | 0.71% | -0.18 pp |
| Return on Assets | 0.59% | -0.04 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 66.89% | -5.31 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $318.2M | - |
| 2025Q4 | $314.7M | 15,591 |
| 2024Q4 | $301.5M | 15,612 |
| 2023Q4 | $298.8M | 16,348 |
Credit Union Details
- Charter Number
- 67262
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Northwest Plus runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| Everett (Main Office) | Everett, WA |
| Smokey Point | Arlington, WA |
| Burlington | Burlington, WA |
| Murphys Corner | Everett, WA |
| Marysville | Marysville, WA |
| Stanwood | Stanwood, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Other-state peers near Northwest Plus
Cross-state asset and health neighbours for Northwest Plus - kept outside Washington; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($314.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- Northwest Plus ranks #928 of 4,374 nationally on financial health and #19 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Peninsula Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Peninsula Community
- Rates and health both vary by institution, not just by state -- see how Washington credit unions compare overall before assuming this one is typical. Washington state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Northwest Plus financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Northwest Plus carries a financial health score of 91/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #928 of 4,374; by total assets it ranks #1,011 of 4,374 nationally (same basis as /rankings/largest); and #29 of 75 within Washington. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.30% net worth ratio and a 0.71% delinquency rate.
How does Northwest Plus compare to other credit unions?
Five weighted metrics from NCUA filings produce Northwest Plus's 91/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Northwest Plus?
Membership eligibility for Northwest Plus depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northwest Plus directly for current membership requirements and application steps.
Is my money safe at Northwest Plus?
Federal credit unions like Northwest Plus are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Plus's net worth ratio of 13.30% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Northwest Plus offer compared to banks?
Credit unions like Northwest Plus are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Northwest Plus directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.