State credit union · Everett, Washington · NCUA charter #67262
Northwest Plus
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $314.7M
- Total assets
- 15,591
- Members
- 13.3%
- Net-worth ratio
Northwest Plus scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $314.7M; members 15,591; net-worth ratio 13.30%; health rank #928 of 4,374; healthier than 77th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#928 of 4,374 health · 2025Q4Northwest Plus · health 91/100 · $314.7M · 2025Q4
Call Report peers
Northwest Plus in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Northwest Plus vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Northwest Plus sits in 90-94 with 747 others.
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Northwest Plus
- Net Worth Ratio leads the peer set - 13.30% here, 12.11% peer average (+1.19 pp).
- Widest shortfall vs peers is Loan-to-Share Ratio: -5.31 pp (66.89% vs 72.20%).
Where Northwest Plus sits in Washington
- Washington health ordinal: #19 of 75.
- By total assets, Northwest Plus is #29 of 75 in Washington.
- Member book place in Washington: #31 of 75.
- One place up in Washington, North Coast (#18) ties at 91/100; one place down, PEAK (#20) ties at 91/100.
Northwest Plus: 2025Q4 → 2026Q1
Northwest Plus: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.1% from $314.7M (2025Q4) to $318.2M (2026Q1).
- Net-worth ratio shifted +0.06 pp (13.24% → 13.30%).
This credit union's 13.30% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 91/100 score is built
Northwest Plus gives up 9 points in total. Member Growth costs the most, 6.2 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 22.9 pts
- Return on Assets 15.0 pts
- Member Growth 8.8 pts
- Loan-to-Share Ratio 14.3 pts
Northwest Plus vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 13.30% | +1.19 pp |
| Delinquency Rate | 0.71% | -0.18 pp |
| Return on Assets | 0.59% | -0.04 pp |
| Member Growth | -0.13% | - |
| Loan-to-Share Ratio | 66.89% | -5.31 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $318.2M | - |
| 2025Q4 | $314.7M | 15,591 |
| 2024Q4 | $301.5M | 15,612 |
| 2023Q4 | $298.8M | 16,348 |
Credit Union Details
- Charter Number
- 67262
- Type
- State
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Washington
- City
- Everett
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Northwest Plus runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| Everett (Main Office) | Everett, WA |
| Smokey Point | Arlington, WA |
| Burlington | Burlington, WA |
| Murphys Corner | Everett, WA |
| Marysville | Marysville, WA |
| Stanwood | Stanwood, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Other-state peers near Northwest Plus
Using this data
- Northwest Plus ranks #928 of 4,374 nationally on financial health and #19 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Peninsula Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Peninsula Community
Frequently Asked Questions
Is Northwest Plus financially healthy?
Northwest Plus has a financial health score of 91/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #928 of 4,374 nationally on health and #19 of 75 in Washington. Its net worth ratio is 13.30% and its delinquency rate 0.71%.
How does Northwest Plus compare to other credit unions?
Northwest Plus scores 91/100, higher than 77% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (13.30% vs 12.11%). Its widest shortfall is loan-to-share ratio (66.89% vs 72.20%).
How can I join Northwest Plus?
Membership eligibility for Northwest Plus depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Northwest Plus directly for current membership requirements and application steps.
Is my money safe at Northwest Plus?
Northwest Plus is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Northwest Plus's net worth ratio of 13.30% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.