State credit union · New Johnsonvill, Tennessee · NCUA charter #67713
LAKESIDE
Health score 92/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 92
- Health / 100
- $42.3M
- Total assets
- 2,640
- Members
- 17.0%
- Net-worth ratio
LAKESIDE scores 92/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $42.3M; members 2,640; net-worth ratio 16.98%; health rank #737 of 4,374; healthier than 80th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#737 of 4,374 health · 2025Q4LAKESIDE · health 92/100 · $42.3M · 2025Q4
Call Report peers
LAKESIDE in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LAKESIDE vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LAKESIDE sits in 90-94 with 747 others.
92 Top 20% higher than 80% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LAKESIDE vs $10M–$50M peers
- Loan-to-Share Ratio leads the peer set - 64.06% here, 59.80% peer average (+4.26 pp).
Where LAKESIDE sits in Tennessee
- Tennessee health ordinal: #25 of 127.
- Assets rank #69 of 127 inside Tennessee ($42.3M reported).
- Member book place in Tennessee: #77 of 127.
- One place up in Tennessee, Bowater Employees (#24) scores 93/100, 1 point higher; one place down, Healthcare Services (#26) ties at 92/100.
LAKESIDE: 2025Q4 → 2026Q1
LAKESIDE: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +3.5% from $42.3M (2025Q4) to $43.8M (2026Q1).
- Net-worth ratio shifted -0.20 pp (17.18% → 16.98%).
At 16.98%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 92/100 score is built
LAKESIDE gives up 8 points in total. Delinquency Rate costs the most, 4.4 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.6 pts
- Return on Assets 15.0 pts
- Member Growth 12.3 pts
- Loan-to-Share Ratio 14.1 pts
LAKESIDE vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.98% | +2.12 pp |
| Delinquency Rate | 0.94% | -0.21 pp |
| Return on Assets | 1.41% | +0.71 pp |
| Member Growth | 2.76% | - |
| Loan-to-Share Ratio | 64.06% | +4.26 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
LAKESIDE filing history
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $43.8M | - |
| 2025Q4 | $42.3M | 2,640 |
| 2024Q4 | $41.2M | 2,569 |
| 2023Q4 | $40.0M | 2,527 |
Credit Union Details
- Charter Number
- 67713
- Type
- State
- Field of Membership
- Other
- Peer Group
- $10M–$50M
- State
- Tennessee
- City
- New Johnsonvill
- Data Quarter
- 2025Q4
Branch Locations (2)
LAKESIDE operates 2 offices in New Johnsonville, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Lakeside Hwy (Main Office) | New Johnsonville, TN |
| Lakeside Plant | New Johnsonville, TN |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Tennessee
A look at other Tennessee credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near LAKESIDE
Using this data
- LAKESIDE ranks #737 of 4,374 nationally on financial health and #25 of 127 in TN -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Knoxville Law Enforcement is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Knoxville Law Enforcement
Frequently Asked Questions
Is LAKESIDE financially healthy?
LAKESIDE has a financial health score of 92/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #737 of 4,374 nationally on health and #25 of 127 in Tennessee. Its net worth ratio is 16.98% and its delinquency rate 0.94%.
How does LAKESIDE compare to other credit unions?
LAKESIDE scores 92/100, higher than 80% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (64.06% vs 59.80%).
How can I join LAKESIDE?
Membership eligibility for LAKESIDE depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact LAKESIDE directly for current membership requirements and application steps.
Is my money safe at LAKESIDE?
LAKESIDE is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LAKESIDE's net worth ratio of 16.98% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.