Federal credit union · WESTBURY, New York · NCUA charter #20341
Lufthansa Emp.
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $98.7M
- Total assets
- 1,463
- Members
- 17.1%
- Net-worth ratio
Lufthansa Emp. scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.7M; members 1,463; net-worth ratio 17.07%; health rank #3,450 of 4,374; healthier than 20th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,450 of 4,374 health · 2025Q4Lufthansa Emp. · health 72/100 · $98.7M · 2025Q4
Call Report peers
Lufthansa Emp. in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lufthansa Emp. vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Lufthansa Emp. sits in 70-74 with 317 others.
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Peer-gap read for Lufthansa Emp.
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.45 pp (17.07% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 6.28% here, 62.60% peer average (-56.32 pp).
Where Lufthansa Emp. sits in New York
- New York health ordinal: #200 of 272.
- New York assets place: #91 of 272.
- Membership ranks #199 of 272 among New York CUs with a reported count (1,463 members).
- One place up in New York, Syracuse Postal (#199) scores 73/100, 1 point higher; one place down, CHEN-DEL-O (#201) ties at 72/100.
Lufthansa Emp.: 2025Q4 → 2026Q1
Lufthansa Emp.: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.9% from $98.7M (2025Q4) to $96.8M (2026Q1).
- Net-worth ratio shifted +0.44 pp (16.63% → 17.07%).
17.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 72/100 score is built
Lufthansa Emp. gives up 28 points in total. Member Growth costs the most, 13.5 of its 15; Net Worth Ratio and Delinquency Rate score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.1 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 6.4 pts
Call Report ratios for Lufthansa Emp.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.07% | +3.45 pp |
| Delinquency Rate | 0.31% | -0.65 pp |
| Return on Assets | 0.11% | -0.55 pp |
| Member Growth | -4.19% | - |
| Loan-to-Share Ratio | 6.28% | -56.32 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Lufthansa Emp. quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $96.8M | - |
| 2025Q4 | $98.7M | 1,463 |
| 2024Q4 | $102.4M | 1,527 |
| 2023Q4 | $103.1M | 1,609 |
Credit Union Details
- Charter Number
- 20341
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- WESTBURY
- Data Quarter
- 2025Q4
Branch Location
Lufthansa Emp. operates a single office in WESTBURY, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters / Main Branch (Main Office) | WESTBURY, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Lufthansa Emp. ranks #3,450 of 4,374 nationally on financial health and #200 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Chautauqua is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Chautauqua
Frequently Asked Questions
Is Lufthansa Emp. financially healthy?
On its 2025Q4 NCUA 5300 filing, Lufthansa Emp. scores 72/100 (Very Good), with a 17.07% net worth ratio and 0.31% of loans delinquent. It ranks #3,450 of 4,374 nationally on health and #200 of 272 in New York.
How does Lufthansa Emp. compare to other credit unions?
Lufthansa Emp. scores 72/100, higher than 20% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (17.07% vs 13.62%). Its widest shortfall is loan-to-share ratio (6.28% vs 62.60%).
How can I join Lufthansa Emp.?
Lufthansa Emp. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lufthansa Emp. directly for the exact boundaries and application steps.
Is my money safe at Lufthansa Emp.?
Lufthansa Emp. is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lufthansa Emp.'s net worth ratio of 17.07% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.