Federal credit union · WESTBURY, New York · NCUA charter #20341
Lufthansa Emp.
Health score 72/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 72
- Health / 100
- $98.7M
- Total assets
- 1,463
- Members
- 17.1%
- Net-worth ratio
Lufthansa Emp. scores 72/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.7M; members 1,463; net-worth ratio 17.07%; health rank #3,450 of 4,374; healthier than 20th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#3,450 of 4,374 health · 2025Q4Lufthansa Emp. · health 72/100 · $98.7M · 2025Q4
- NW 72/100
- DELQ 17.1%
- ROA 0.31%
- ASSETS 0.11%
- MEM $98.7M
- RANK 1,463
- PHOTO #3,450/4,374
- BOOK Credit Union of Dodge City
- CHARTER 20341
Call Report peers
Lufthansa Emp. in the assets neighbourhood
Lufthansa Emp.'s $98.7M assets sit next to Credit Union of Dodge City ($98.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Lufthansa Emp. vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
72 20th percentile higher than 20% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Lufthansa Emp. - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #20341, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Peer-gap read for Lufthansa Emp.
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.45 pp (17.07% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 6.28% here, 62.60% peer average (-56.32 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Lufthansa Emp. sits in New York
- New York health ordinal: #200 of 272.
- New York assets place: #91 of 272.
- Membership ranks #199 of 272 among New York CUs with a reported count (1,463 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Lufthansa Emp.: 2025Q4 → 2026Q1
Lufthansa Emp.: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -1.9% from $98.7M (2025Q4) to $96.8M (2026Q1).
- Net-worth ratio shifted +0.44 pp (16.63% → 17.07%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
17.07% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 72/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 72.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 9.1 pts
- Member Growth 1.5 pts
- Loan-to-Share Ratio 6.4 pts
Call Report ratios for Lufthansa Emp.
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.07% | +3.45 pp |
| Delinquency Rate | 0.31% | -0.65 pp |
| Return on Assets | 0.11% | -0.55 pp |
| Member Growth | -4.19% | - |
| Loan-to-Share Ratio | 6.28% | -56.32 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Lufthansa Emp. quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $96.8M | - |
| 2025Q4 | $98.7M | 1,463 |
| 2024Q4 | $102.4M | 1,527 |
| 2023Q4 | $103.1M | 1,609 |
Credit Union Details
- Charter Number
- 20341
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- WESTBURY
- Data Quarter
- 2025Q4
Branch Location
Lufthansa Emp. operates a single office in WESTBURY, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Headquarters / Main Branch (Main Office) | WESTBURY, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Nationwide credit unions with similar profiles
Cross-state asset and health neighbours for Lufthansa Emp. - kept outside New York; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($98.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (72/100 here).
Using this data
- Lufthansa Emp. ranks #3,450 of 4,374 nationally on financial health and #200 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Greater Chautauqua is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Greater Chautauqua
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Lufthansa Emp. financially healthy?
Lufthansa Emp. has a financial health score of 72/100 (Very Good) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #3,450 of 4,374; by total assets it ranks #1,831 of 4,374 nationally (same basis as /rankings/largest); and #91 of 272 within New York. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.07% and delinquency rate of 0.31%.
How does Lufthansa Emp. compare to other credit unions?
PlainCU's health composite puts Lufthansa Emp. at 72/100, compared to a peer group average for $50M–$100M credit unions. It's a weighted blend of five NCUA-reported figures: net worth ratio (30% of the score), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Lufthansa Emp.?
Lufthansa Emp. operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Lufthansa Emp. directly for the exact boundaries and application steps.
Is my money safe at Lufthansa Emp.?
Federal credit unions like Lufthansa Emp. are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Lufthansa Emp.'s net worth ratio of 17.07% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Lufthansa Emp. offer compared to banks?
Credit unions like Lufthansa Emp. are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Lufthansa Emp. directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.