Federal credit union · Depew, New York · NCUA charter #11663
Good Neighbors
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $92.7M
- Total assets
- 10,438
- Members
- 7.5%
- Net-worth ratio
Good Neighbors scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.7M; members 10,438; net-worth ratio 7.54%; health rank #4,102 of 4,374; healthier than 6th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,102 of 4,374 health · 2025Q4Good Neighbors · health 59/100 · $92.7M · 2025Q4
Call Report peers
Good Neighbors in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Good Neighbors vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Good Neighbors sits in 55-59 with 115 others.
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Good Neighbors vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +6.82 pp (69.42% vs 62.60%).
- Net Worth Ratio trails the peer set - 7.54% here, 13.62% peer average (-6.08 pp).
Good Neighbors in New York
- New York health ordinal: #250 of 272.
- Assets rank #94 of 272 inside New York ($92.7M reported).
- Member book place in New York: #70 of 272.
- One place up in New York, GHS (#249) ties at 59/100; one place down, Metro Realtors (#251) scores 58/100, 1 point lower.
Good Neighbors Call Report trajectory
Good Neighbors: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -0.6% from $92.7M (2025Q4) to $92.2M (2026Q1).
- Net-worth ratio shifted -0.07 pp (7.61% → 7.54%).
This credit union's 7.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 59/100 score is built
Good Neighbors gives up 41 points in total. Return on Assets costs the most, 15 of its 15; Loan-to-Share Ratio loses the least, 0.1.
- Net Worth Ratio 23.8 pts
- Delinquency Rate 10.8 pts
- Return on Assets 0.0 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.54% | -6.08 pp |
| Delinquency Rate | 2.27% | +1.31 pp |
| Return on Assets | -1.18% | -1.84 pp |
| Member Growth | 0.44% | - |
| Loan-to-Share Ratio | 69.42% | +6.82 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Good Neighbors quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.2M | - |
| 2025Q4 | $92.7M | 10,438 |
| 2024Q4 | $94.3M | 10,392 |
| 2023Q4 | $94.4M | 9,991 |
Credit Union Details
- Charter Number
- 11663
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Depew
- Data Quarter
- 2025Q4
Branch Locations (3)
Good Neighbors operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Good Neighbors CU Main Office (Main Office) | Depew, NY |
| Good Neighbors City Branch (2) | Buffalo, NY |
| Good Neighbors CU Back Office | Depew, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Good Neighbors
Using this data
- Good Neighbors ranks #4,102 of 4,374 nationally on financial health and #250 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Crossroads Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Crossroads Community
Frequently Asked Questions
Is Good Neighbors financially healthy?
Good Neighbors has a financial health score of 59/100 (Fair) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,102 of 4,374 nationally on health and #250 of 272 in New York. Its net worth ratio is 7.54% and its delinquency rate 2.27%.
How does Good Neighbors compare to other credit unions?
Good Neighbors scores 59/100, higher than 6% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (69.42% vs 62.60%). Its widest shortfall is net worth ratio (7.54% vs 13.62%).
How can I join Good Neighbors?
Good Neighbors operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Good Neighbors directly for the exact boundaries and application steps.
Is my money safe at Good Neighbors?
Good Neighbors is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Good Neighbors's net worth ratio of 7.54% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.