Federal credit union · Depew, New York · NCUA charter #11663
Good Neighbors
Health score 59/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 59
- Health / 100
- $92.7M
- Total assets
- 10,438
- Members
- 7.5%
- Net-worth ratio
Good Neighbors scores 59/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $92.7M; members 10,438; net-worth ratio 7.54%; health rank #4,102 of 4,374; healthier than 6th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#4,102 of 4,374 health · 2025Q4Good Neighbors · health 59/100 · $92.7M · 2025Q4
- NCUSIF 59/100
- CAMELS 7.5%
- HEALTH 2.27%
- NW -1.18%
- DELQ $92.7M
- ROA 10,438
- ASSETS #4,102/4,374
- MEM Northwoods Community
- RANK 11663
Call Report peers
Good Neighbors in the assets neighbourhood
Good Neighbors's $92.7M assets sit next to Northwoods Community ($92.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Good Neighbors vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
59 6th percentile higher than 6% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Good Neighbors - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #11663: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Good Neighbors vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +6.82 pp (69.42% vs 62.60%).
- Net Worth Ratio trails the peer set - 7.54% here, 13.62% peer average (-6.08 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Good Neighbors in New York
- New York health ordinal: #250 of 272.
- Assets rank #94 of 272 inside New York ($92.7M reported).
- Member book place in New York: #70 of 272.
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Good Neighbors Call Report trajectory
Good Neighbors: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved -0.6% from $92.7M (2025Q4) to $92.2M (2026Q1).
- Net-worth ratio shifted -0.07 pp (7.61% → 7.54%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 7.54% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 59/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 59.
- Net Worth Ratio 23.8 pts
- Delinquency Rate 10.8 pts
- Return on Assets 0.0 pts
- Member Growth 9.5 pts
- Loan-to-Share Ratio 14.9 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.54% | -6.08 pp |
| Delinquency Rate | 2.27% | +1.31 pp |
| Return on Assets | -1.18% | -1.84 pp |
| Member Growth | 0.44% | - |
| Loan-to-Share Ratio | 69.42% | +6.82 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Good Neighbors quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $92.2M | - |
| 2025Q4 | $92.7M | 10,438 |
| 2024Q4 | $94.3M | 10,392 |
| 2023Q4 | $94.4M | 9,991 |
Credit Union Details
- Charter Number
- 11663
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- Depew
- Data Quarter
- 2025Q4
Branch Locations (3)
Good Neighbors operates 3 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Good Neighbors CU Main Office (Main Office) | Depew, NY |
| Good Neighbors City Branch (2) | Buffalo, NY |
| Good Neighbors CU Back Office | Depew, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
Cross-state Call Report peers for Good Neighbors
Two NCUA Call Report peer sets for Good Neighbors, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($92.7M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (59/100 here).
Using this data
- Good Neighbors ranks #4,102 of 4,374 nationally on financial health and #250 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Crossroads Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Crossroads Community
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Good Neighbors financially healthy?
Yes/no aside, the number is 59/100 (Fair) - Good Neighbors's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,102 of 4,374; by total assets it ranks #1,889 of 4,374 nationally (same basis as /rankings/largest); and #94 of 272 within New York. Above 80 reads excellent, below 50 warrants closer monitoring; a 7.54% net worth ratio and 2.27% delinquency rate are the key drivers.
How does Good Neighbors compare to other credit unions?
59/100 is Good Neighbors's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Good Neighbors?
Good Neighbors operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Good Neighbors directly for the exact boundaries and application steps.
Is my money safe at Good Neighbors?
Federal credit unions like Good Neighbors are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Good Neighbors's net worth ratio of 7.54% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Good Neighbors offer compared to banks?
Credit unions like Good Neighbors are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Good Neighbors directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.