State credit union · Dodge City, Kansas · NCUA charter #67856

Credit Union of Dodge City

Health score 83/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.

83
Health / 100
$98.7M
Total assets
10,049
Members
13.8%
Net-worth ratio
A Letter grade on the five-factor composite

Credit Union of Dodge City scores 83/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.7M; members 10,049; net-worth ratio 13.80%; health rank #2,255 of 4,374; healthier than 46th of scored peers.

Title II Call Report masthead

NCUA 5300 Call Report Masthead

#2,255 of 4,374 health · 2025Q4

Credit Union of Dodge City · health 83/100 · $98.7M · 2025Q4

  • NW 83/100
  • DELQ 13.8%
  • ROA 0.67%
  • ASSETS 1.34%
  • MEM $98.7M
  • RANK 10,049
  • PHOTO #2,255/4,374
  • BOOK Lufthansa Emp.
  • CHARTER 67856

Credit Union of Dodge City in the assets neighbourhood

Sno Falls$98.9MSouth Carolina National Guard$98.9MCredit Union of Dodge City (this)Credit Union of Dodge City (…$98.7MLufthansa Emp.$98.7MTexas Dps$98.7MSERVE$98.5M
Nearest other-state credit unions by total assets (NCUA 5300)

Credit Union of Dodge City's $98.7M assets sit next to Lufthansa Emp. ($98.7M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.

Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.

Credit Union of Dodge City vs every NCUA-scored credit union

Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing

83 46th percentile higher than 46% of 4,374 credit unions

every scored credit union, bucketed by value

Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.

Source NCUA 5300 Call Report aggregates · 2025Q4

Credit Union of Dodge City - Share Insurance Coverage

Below: composite supervisory bracket and risk-based capital for charter #67856, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.

NCUSIF coverage gauge for Credit Union of Dodge City Share insurance under NCUSIF covers up to $250,000 per share owner. Credit Union of Dodge City holds approximately $84.0M in member shares. Composite CAMELS rating bracket 1 (Strong). Risk-based capital ratio 13.8 percent. Share Insurance Coverage Federal NCUSIF - $250K per share owner 1 2 3 4 5 CAMELS 1 · Strong RBC ratio 13.8% · $84.0M member shares Insured · backed by full faith and credit of the United States
Source: NCUA 5300 Call Report 2025Q4 - share insurance under Title II of the Federal Credit Union Act

Credit Union of Dodge City: Call Report deltas vs peers

  • Strongest edge vs 584 $50M–$100M peers is Loan-to-Share Ratio: +0.75 pp (63.35% vs 62.60%).

Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.

Credit Union of Dodge City in Kansas

  • In Kansas, health place is #28 of 61 on the same NCUA-ratio sort used nationally.
  • Kansas assets place: #18 of 61.
  • Membership ranks #15 of 61 among Kansas CUs with a reported count (10,049 members).

In-state ordinals use the live credit_unions table for KS only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.

Credit Union of Dodge City Call Report trajectory

Credit Union of Dodge City: total assets by quarter

4 Call Report filings on this page's own vintage chain

95,000,000100,000,000105,000,000110,000,000 2023Q42024Q42025Q42026Q1 105,754,837 103,340,545 ▼ -2.3%
  • Assets moved +4.7% from $98.7M (2025Q4) to $103.3M (2026Q1).
  • Net-worth ratio shifted -0.31 pp (14.11% → 13.80%).

Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.

Net worth ratio vs. NCUA well-capitalized threshold 92.0%

At 13.80%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.

How the 83/100 score is built

Each segment is a pillar's weighted contribution to the composite; widths sum to 83.

  • Net Worth Ratio 30.0 pts
  • Delinquency Rate 23.3 pts
  • Return on Assets 15.0 pts
  • Member Growth 1.5 pts
  • Loan-to-Share Ratio 13.2 pts

Call Report ratios for Credit Union of Dodge City

Metric Value vs peer
Net Worth Ratio 13.80% +0.18 pp
Delinquency Rate 0.67% -0.30 pp
Return on Assets 1.34% +0.68 pp
Member Growth -4.19% -
Loan-to-Share Ratio 63.35% +0.75 pp

Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).

Historical Financials

Quarter Assets Members
2026Q1 $103.3M -
2025Q4 $98.7M 10,049
2024Q4 $100.7M 10,488
2023Q4 $105.8M 11,283

Credit Union Details

Charter Number
67856
Type
State
Field of Membership
Other
Peer Group
$50M–$100M
State
Kansas
City
Dodge City
Data Quarter
2025Q4

Branch Locations (3)

The NCUA branch filing lists 3 physical offices for Credit Union of Dodge City, spread across 2 cities.

Office City
Trail Office (Main Office) Dodge City, KS
Cimarron Branch Cimarron, KS
Frontview Office Dodge City, KS

Source: NCUA Credit Union Branch Information, 2025Q4 filing.

Nearby Credit Unions in Kansas

A look at other Kansas credit unions, ranked by how closely their peer group and asset size match this one.

Compare Credit Union of Dodge City vs MID-KANSAS

Credit Union of Dodge City nationwide neighbourhoods

Two NCUA Call Report peer sets for Credit Union of Dodge City, both outside Kansas so the neighborhoods are not state containment (the Nearby list above stays in-state).

Similar health score

Nearest other-state credit unions by five-factor health composite (83/100 here).

Using this data

  • Credit Union of Dodge City ranks #2,255 of 4,374 nationally on financial health and #28 of 61 in KS -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
  • MID-KANSAS is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with MID-KANSAS
  • Rates and health both vary by institution, not just by state -- see how Kansas credit unions compare overall before assuming this one is typical. Kansas state overview

National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.

Frequently Asked Questions

Is Credit Union of Dodge City financially healthy?

Based on NCUA 5300 Call Report data as of Q4 2025, Credit Union of Dodge City carries a financial health score of 83/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,255 of 4,374; by total assets it ranks #1,830 of 4,374 nationally (same basis as /rankings/largest); and #18 of 61 within Kansas. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 13.80% net worth ratio and a 0.67% delinquency rate.

How does Credit Union of Dodge City compare to other credit unions?

Five weighted metrics from NCUA filings produce Credit Union of Dodge City's 83/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).

What is a credit union health score?

A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.

How can I join Credit Union of Dodge City?

Membership eligibility for Credit Union of Dodge City depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Credit Union of Dodge City directly for current membership requirements and application steps.

Is my money safe at Credit Union of Dodge City?

Federal credit unions like Credit Union of Dodge City are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Credit Union of Dodge City's net worth ratio of 13.80% exceeds the 7% threshold NCUA considers "well capitalized."

What rates does Credit Union of Dodge City offer compared to banks?

Credit unions like Credit Union of Dodge City are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Credit Union of Dodge City directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.

Data sourced from the NCUA 5300 Call Report (2025Q4) for Credit Union of Dodge City. Retrieved and formatted by PlainCU. See our methodology for details.

Disclaimer: Not affiliated with NCUA. For informational purposes only.

Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.