Federal credit union · Columbia, South Carolina · NCUA charter #17636
South Carolina National Guard
Health score 87/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 87
- Health / 100
- $98.9M
- Total assets
- 5,604
- Members
- 26.3%
- Net-worth ratio
South Carolina National Guard scores 87/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.9M; members 5,604; net-worth ratio 26.25%; health rank #1,543 of 4,374; healthier than 60th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,543 of 4,374 health · 2025Q4South Carolina National Gua… · health 87/100 · $98.9M · 2025Q4
Call Report peers
South Carolina National Guard in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
South Carolina National Guard vs every NCUA-scored credit union
South Carolina National Guard sits in the busiest band, 85-89, alongside 857 other credit unions.
87 Top 40% higher than 60% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
South Carolina National Guard vs $50M–$100M peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +12.63 pp (26.25% vs 13.62%).
- Widest shortfall vs peers is Loan-to-Share Ratio: -16.71 pp (45.89% vs 62.60%).
Where South Carolina National Guard sits in South Carolina
- South Carolina health ordinal: #20 of 46.
- Assets rank #23 of 46 inside South Carolina ($98.9M reported).
- South Carolina membership ordinal: #31 of 46.
- One place up in South Carolina, Latitude 32 (#19) scores 88/100, 1 point higher; one place down, REV (#21) ties at 87/100.
How South Carolina National Guard's 5300 filing moved
South Carolina National Guard: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved -1.5% from $98.9M (2025Q4) to $97.4M (2026Q1).
- Net-worth ratio shifted +0.93 pp (25.32% → 26.25%).
At 26.25%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 87/100 score is built
South Carolina National Guard gives up 13 points in total. Member Growth costs the most, 8.2 of its 15; Net Worth Ratio and Delinquency Rate and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.8 pts
- Loan-to-Share Ratio 10.2 pts
Call Report ratios for South Carolina National Guard
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 26.25% | +12.63 pp |
| Delinquency Rate | 0.13% | -0.83 pp |
| Return on Assets | 2.35% | +1.69 pp |
| Member Growth | -1.22% | - |
| Loan-to-Share Ratio | 45.89% | -16.71 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
South Carolina National Guard quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $97.4M | - |
| 2025Q4 | $98.9M | 5,604 |
| 2024Q4 | $93.0M | 5,673 |
| 2023Q4 | $89.9M | 5,738 |
Credit Union Details
- Charter Number
- 17636
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- South Carolina
- City
- Columbia
- Data Quarter
- 2025Q4
Branch Locations (2)
South Carolina National Guard operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Columbia, SC |
| McEntire Branch | Eastover, SC |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in South Carolina
More federally-insured credit unions based in South Carolina, ordered by peer group match and asset size.
- SANTEE COOPER CREDIT UNIONMONCKS CORNER, SC · $50M–$100M92Health
- CURIS FINANCIALColumbia, SC · $50M–$100M84Health
- LATITUDE 32CHARLESTON, SC · $50M–$100M88Health
- NUCOR EMPLOYEE'SFlorence, SC · $50M–$100M97Health
- TRUGreenwood, SC · $50M–$100M92Health
Compare South Carolina National Guard vs SANTEE COOPER CREDIT UNION
Other-state peers near South Carolina National Guard
Using this data
- South Carolina National Guard ranks #1,543 of 4,374 nationally on financial health and #20 of 46 in SC -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Santee Cooper Credit Union is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Santee Cooper Credit Union
Frequently Asked Questions
Is South Carolina National Guard financially healthy?
On its 2025Q4 NCUA 5300 filing, South Carolina National Guard scores 87/100 (Excellent), with a 26.25% net worth ratio and 0.13% of loans delinquent. It ranks #1,543 of 4,374 nationally on health and #20 of 46 in South Carolina.
How does South Carolina National Guard compare to other credit unions?
South Carolina National Guard scores 87/100, higher than 60% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is net worth ratio (26.25% vs 13.62%). Its widest shortfall is loan-to-share ratio (45.89% vs 62.60%).
How can I join South Carolina National Guard?
South Carolina National Guard operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact South Carolina National Guard directly for the exact boundaries and application steps.
Is my money safe at South Carolina National Guard?
South Carolina National Guard is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. South Carolina National Guard's net worth ratio of 26.25% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.