State credit union · Austin, Texas · NCUA charter #67511
Texas Dps
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $98.7M
- Total assets
- 5,763
- Members
- 12.1%
- Net-worth ratio
Texas Dps scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.7M; members 5,763; net-worth ratio 12.14%; health rank #1,267 of 4,374; healthier than 69th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#1,267 of 4,374 health · 2025Q4Texas Dps · health 89/100 · $98.7M · 2025Q4
Call Report peers
Texas Dps in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Texas Dps vs every NCUA-scored credit union
Texas Dps sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Texas Dps vs $50M–$100M peers
- Loan-to-Share Ratio leads the peer set - 66.70% here, 62.60% peer average (+4.10 pp).
- Widest shortfall vs peers is Net Worth Ratio: -1.48 pp (12.14% vs 13.62%).
Where Texas Dps sits in Texas
- Health composite ranks #116 of 386 among scored Texas credit unions.
- By total assets, Texas Dps is #145 of 386 in Texas.
- Member book place in Texas: #165 of 386.
- One place up in Texas, Rave Financial (#115) ties at 89/100; one place down, ALLIED (#117) ties at 89/100.
Quarter path for Texas Dps
Texas Dps: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.2% from $98.7M (2025Q4) to $99.9M (2026Q1).
- Net-worth ratio shifted +0.03 pp (12.11% → 12.14%).
At 12.14%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 89/100 score is built
Texas Dps gives up 11 points in total. Member Growth costs the most, 6.3 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 21.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.7 pts
- Loan-to-Share Ratio 14.3 pts
Texas Dps vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.14% | -1.48 pp |
| Delinquency Rate | 0.90% | -0.06 pp |
| Return on Assets | 0.74% | +0.09 pp |
| Member Growth | -0.16% | - |
| Loan-to-Share Ratio | 66.70% | +4.10 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $99.9M | - |
| 2025Q4 | $98.7M | 5,763 |
| 2024Q4 | $98.2M | 5,772 |
| 2023Q4 | $96.9M | 5,757 |
Credit Union Details
- Charter Number
- 67511
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Texas
- City
- Austin
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Texas Dps.
| Office | City |
|---|---|
| Texas DPS Credit Union (Main Office) | Austin, TX |
| LCRA Credit Union | Austin, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Texas Dps
Using this data
- Texas Dps ranks #1,267 of 4,374 nationally on financial health and #116 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Coastal Community is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Coastal Community
Frequently Asked Questions
Is Texas Dps financially healthy?
On its 2025Q4 NCUA 5300 filing, Texas Dps scores 89/100 (Excellent), with a 12.14% net worth ratio and 0.90% of loans delinquent. It ranks #1,267 of 4,374 nationally on health and #116 of 386 in Texas.
How does Texas Dps compare to other credit unions?
Texas Dps scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (66.70% vs 62.60%). Its widest shortfall is net worth ratio (12.14% vs 13.62%).
How can I join Texas Dps?
Membership eligibility for Texas Dps depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Texas Dps directly for current membership requirements and application steps.
Is my money safe at Texas Dps?
Texas Dps is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Texas Dps's net worth ratio of 12.14% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.