Federal credit union · FALCONER, New York · NCUA charter #3759
Greater Chautauqua
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $99.5M
- Total assets
- 9,552
- Members
- 11.3%
- Net-worth ratio
Greater Chautauqua scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $99.5M; members 9,552; net-worth ratio 11.28%; health rank #2,127 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,127 of 4,374 health · 2025Q4Greater Chautauqua · health 84/100 · $99.5M · 2025Q4
- ROA 84/100
- ASSETS 11.3%
- MEM 1.05%
- RANK 1.20%
- PHOTO $99.5M
- BOOK 9,552
- CHARTER #2,127/4,374
- NCUSIF Healthcare First Credit Union
- CAMELS 3759
Call Report peers
Greater Chautauqua in the assets neighbourhood
Greater Chautauqua's $99.5M assets sit next to Healthcare First Credit Union ($99.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Chautauqua vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Chautauqua - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #3759, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
Greater Chautauqua: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.20% vs peer 0.66% (+0.55 pp).
- Largest lag: Loan-to-Share Ratio at 50.51% vs peer 62.60% (-12.09 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Greater Chautauqua: in-state Call Report ranks
- Health composite ranks #120 of 272 among scored New York credit unions.
- By total assets, Greater Chautauqua is #90 of 272 in New York.
- Membership ranks #74 of 272 among New York CUs with a reported count (9,552 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Greater Chautauqua: 2025Q4 → 2026Q1
Greater Chautauqua: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.5% from $99.5M (2025Q4) to $101.0M (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.18% → 11.28%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 84.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 11.0 pts
Greater Chautauqua vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.28% | -2.34 pp |
| Delinquency Rate | 1.05% | +0.09 pp |
| Return on Assets | 1.20% | +0.55 pp |
| Member Growth | -0.32% | - |
| Loan-to-Share Ratio | 50.51% | -12.09 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
Call Report history - Greater Chautauqua
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $101.0M | - |
| 2025Q4 | $99.5M | 9,552 |
| 2024Q4 | $96.4M | 9,583 |
| 2023Q4 | $91.6M | 9,591 |
Credit Union Details
- Charter Number
- 3759
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- FALCONER
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Greater Chautauqua, spread across 4 cities.
| Office | City |
|---|---|
| Greater Chautauqua FCU (Main Office) | Falconer, NY |
| Greater Chautauqua FCU | Dunkirk, NY |
| Greater Chautauqua FCU | Jamestown, NY |
| Greater Chautauqua FCU | Mayville, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Two NCUA Call Report peer sets for Greater Chautauqua, both outside New York so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($99.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (84/100 here).
Using this data
- Greater Chautauqua ranks #2,127 of 4,374 nationally on financial health and #120 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lufthansa Emp. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lufthansa Emp.
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Greater Chautauqua financially healthy?
Based on NCUA 5300 Call Report data as of Q4 2025, Greater Chautauqua carries a financial health score of 84/100 (Excellent). On the national health ranking (same basis as /rankings/healthiest), it sits at #2,127 of 4,374; by total assets it ranks #1,824 of 4,374 nationally (same basis as /rankings/largest); and #90 of 272 within New York. On this scale, above 80 is excellent and below 50 warrants closer monitoring; the two biggest inputs here are a 11.28% net worth ratio and a 1.05% delinquency rate.
How does Greater Chautauqua compare to other credit unions?
84/100 is Greater Chautauqua's score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Greater Chautauqua?
Greater Chautauqua operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greater Chautauqua directly for the exact boundaries and application steps.
Is my money safe at Greater Chautauqua?
Federal credit unions like Greater Chautauqua are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Chautauqua's net worth ratio of 11.28% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Greater Chautauqua offer compared to banks?
Credit unions like Greater Chautauqua are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Greater Chautauqua directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.