Federal credit union · FALCONER, New York · NCUA charter #3759
Greater Chautauqua
Health score 84/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 84
- Health / 100
- $99.5M
- Total assets
- 9,552
- Members
- 11.3%
- Net-worth ratio
Greater Chautauqua scores 84/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $99.5M; members 9,552; net-worth ratio 11.28%; health rank #2,127 of 4,374; healthier than 50th of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,127 of 4,374 health · 2025Q4Greater Chautauqua · health 84/100 · $99.5M · 2025Q4
Call Report peers
Greater Chautauqua in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Greater Chautauqua vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Greater Chautauqua sits in 80-84 with 767 others.
84 Top 50% higher than 50% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Greater Chautauqua: Call Report deltas vs peers
- Largest favorable gap: Return on Assets at 1.20% vs peer 0.66% (+0.55 pp).
- Largest lag: Loan-to-Share Ratio at 50.51% vs peer 62.60% (-12.09 pp).
Greater Chautauqua: in-state Call Report ranks
- Health composite ranks #120 of 272 among scored New York credit unions.
- By total assets, Greater Chautauqua is #90 of 272 in New York.
- Membership ranks #74 of 272 among New York CUs with a reported count (9,552 members).
- One place up in New York, Utica Gas & Electric Emp (#119) ties at 84/100; one place down, Affinity One (#121) ties at 84/100.
Greater Chautauqua: 2025Q4 → 2026Q1
Greater Chautauqua: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.5% from $99.5M (2025Q4) to $101.0M (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.18% → 11.28%).
This credit union's 11.28% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 84/100 score is built
Greater Chautauqua gives up 16 points in total. Member Growth costs the most, 6.6 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 19.6 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 11.0 pts
Greater Chautauqua vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.28% | -2.34 pp |
| Delinquency Rate | 1.05% | +0.09 pp |
| Return on Assets | 1.20% | +0.55 pp |
| Member Growth | -0.32% | - |
| Loan-to-Share Ratio | 50.51% | -12.09 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Greater Chautauqua
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $101.0M | - |
| 2025Q4 | $99.5M | 9,552 |
| 2024Q4 | $96.4M | 9,583 |
| 2023Q4 | $91.6M | 9,591 |
Credit Union Details
- Charter Number
- 3759
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- FALCONER
- Data Quarter
- 2025Q4
Branch Locations (4)
The NCUA branch filing lists 4 physical offices for Greater Chautauqua, spread across 4 cities.
| Office | City |
|---|---|
| Greater Chautauqua FCU (Main Office) | Falconer, NY |
| Greater Chautauqua FCU | Dunkirk, NY |
| Greater Chautauqua FCU | Jamestown, NY |
| Greater Chautauqua FCU | Mayville, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
A look at other New York credit unions, ranked by how closely their peer group and asset size match this one.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Greater Chautauqua ranks #2,127 of 4,374 nationally on financial health and #120 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Lufthansa Emp. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Lufthansa Emp.
Frequently Asked Questions
Is Greater Chautauqua financially healthy?
On its 2025Q4 NCUA 5300 filing, Greater Chautauqua scores 84/100 (Excellent), with a 11.28% net worth ratio and 1.05% of loans delinquent. It ranks #2,127 of 4,374 nationally on health and #120 of 272 in New York.
How does Greater Chautauqua compare to other credit unions?
Greater Chautauqua scores 84/100, higher than 50% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is return on assets (1.20% vs 0.66%). Its widest shortfall is loan-to-share ratio (50.51% vs 62.60%).
How can I join Greater Chautauqua?
Greater Chautauqua operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Greater Chautauqua directly for the exact boundaries and application steps.
Is my money safe at Greater Chautauqua?
Greater Chautauqua is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Greater Chautauqua's net worth ratio of 11.28% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.