State credit union · North Bend, Washington · NCUA charter #68293
Sno Falls
Health score 69/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 69
- Health / 100
- $98.9M
- Total assets
- 5,159
- Members
- 8.6%
- Net-worth ratio
Sno Falls scores 69/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $98.9M; members 5,159; net-worth ratio 8.62%; health rank #3,672 of 4,374; healthier than 16th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#3,672 of 4,374 health · 2025Q4Sno Falls · health 69/100 · $98.9M · 2025Q4
Call Report peers
Sno Falls in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Sno Falls vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Sno Falls sits in 65-69 with 275 others.
69 16th percentile higher than 16% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Sno Falls: Call Report deltas vs peers
- Loan-to-Share Ratio leads the peer set - 77.96% here, 62.60% peer average (+15.36 pp).
- Widest shortfall vs peers is Net Worth Ratio: -5.00 pp (8.62% vs 13.62%).
Washington standing for Sno Falls
- Washington health ordinal: #72 of 75.
- Assets rank #42 of 75 inside Washington ($98.9M reported).
- Membership ranks #45 of 75 among Washington CUs with a reported count (5,159 members).
- One place up in Washington, CASCADE (#71) ties at 69/100; one place down, EVERGREENDIRECT (#73) scores 68/100, 1 point lower.
Sno Falls Call Report trajectory
Sno Falls: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.2% from $98.9M (2025Q4) to $101.2M (2026Q1).
- Net-worth ratio shifted -0.01 pp (8.63% → 8.62%).
At 8.62%, this credit union is above the 7.0% NCUA well-capitalized threshold under PCA rules.
How the 69/100 score is built
Sno Falls gives up 31 points in total. Member Growth costs the most, 15 of its 15; Loan-to-Share Ratio scores full marks.
- Net Worth Ratio 26.6 pts
- Delinquency Rate 22.9 pts
- Return on Assets 4.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 15.1 pts
Sno Falls health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.62% | -5.00 pp |
| Delinquency Rate | 0.71% | -0.25 pp |
| Return on Assets | -0.01% | -0.67 pp |
| Member Growth | -6.44% | - |
| Loan-to-Share Ratio | 77.96% | +15.36 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Sno Falls
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $101.2M | - |
| 2025Q4 | $98.9M | 5,159 |
| 2024Q4 | $98.1M | 5,514 |
| 2023Q4 | $104.6M | 5,993 |
Credit Union Details
- Charter Number
- 68293
- Type
- State
- Field of Membership
- Other
- Peer Group
- $50M–$100M
- State
- Washington
- City
- North Bend
- Data Quarter
- 2025Q4
Branch Locations (3)
The NCUA branch filing lists 3 physical offices for Sno Falls, spread across 2 cities.
| Office | City |
|---|---|
| Corporate Headquarters (Main Office) | North Bend, WA |
| North Bend Branch | North Bend, WA |
| Snoqualmie Ridge Branch | Snoqualmie, WA |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Washington
More federally-insured credit unions based in Washington, ordered by peer group match and asset size.
Nationwide credit unions with similar profiles
Similar total assets
Similar health score
Using this data
- Sno Falls ranks #3,672 of 4,374 nationally on financial health and #72 of 75 in WA -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- GRANCO is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with GRANCO
Frequently Asked Questions
Is Sno Falls financially healthy?
Sno Falls has a financial health score of 69/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #3,672 of 4,374 nationally on health and #72 of 75 in Washington. Its net worth ratio is 8.62% and its delinquency rate 0.71%.
How does Sno Falls compare to other credit unions?
Sno Falls scores 69/100, higher than 16% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (77.96% vs 62.60%). Its widest shortfall is net worth ratio (8.62% vs 13.62%).
How can I join Sno Falls?
Membership eligibility for Sno Falls depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Sno Falls directly for current membership requirements and application steps.
Is my money safe at Sno Falls?
Sno Falls is a state-chartered credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Sno Falls's net worth ratio of 8.62% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.