Federal credit union · port washington, New York · NCUA charter #18635
Port Washington
Health score 61/100, grade C (Good) - from the NCUA 5300 Call Report, 2025Q4.
- 61
- Health / 100
- $95.4M
- Total assets
- 3,064
- Members
- 16.0%
- Net-worth ratio
Port Washington scores 61/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $95.4M; members 3,064; net-worth ratio 16.02%; health rank #4,021 of 4,374; healthier than 8th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#4,021 of 4,374 health · 2025Q4Port Washington · health 61/100 · $95.4M · 2025Q4
Call Report peers
Port Washington in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Port Washington vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Port Washington sits in 60-64 with 179 others.
61 8th percentile higher than 8% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Port Washington: Call Report deltas vs peers
- Largest favorable gap: Loan-to-Share Ratio at 106.06% vs peer 62.60% (+43.46 pp).
- Delinquency Rate trails the peer set - 5.31% here, 0.96% peer average (+4.35 pp).
Port Washington: in-state Call Report ranks
- New York health ordinal: #240 of 272.
- By total assets, Port Washington is #93 of 272 in New York.
- Member book place in New York: #142 of 272.
- One place up in New York, Utica Police Department (#239) ties at 61/100; one place down, Dunlop Employees (#241) ties at 61/100.
How Port Washington's 5300 filing moved
Port Washington: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +6.5% from $95.4M (2025Q4) to $101.6M (2026Q1).
- Net-worth ratio shifted -0.37 pp (16.39% → 16.02%).
16.02% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 61/100 score is built
Port Washington gives up 39 points in total. Delinquency Rate costs the most, 25 of its 25; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 0.0 pts
- Return on Assets 15.0 pts
- Member Growth 7.4 pts
- Loan-to-Share Ratio 8.6 pts
Port Washington health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 16.02% | +2.40 pp |
| Delinquency Rate | 5.31% | +4.35 pp |
| Return on Assets | 1.25% | +0.59 pp |
| Member Growth | -0.87% | - |
| Loan-to-Share Ratio | 106.06% | +43.46 pp |
Peer averages: $50M–$100M cohort, 584 credit unions, 2025Q4 filing.
Call Report history - Port Washington
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $101.6M | - |
| 2025Q4 | $95.4M | 3,064 |
| 2024Q4 | $85.5M | 3,091 |
| 2023Q4 | $67.9M | 3,090 |
Credit Union Details
- Charter Number
- 18635
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- port washington
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Port Washington runs 2 offices.
| Office | City |
|---|---|
| main office (Main Office) | port washington, NY |
| alternate site | port washington, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
Other federally-insured credit unions in New York, closest first by peer group and asset size.
Cross-state Call Report peers for Port Washington
Using this data
- Port Washington ranks #4,021 of 4,374 nationally on financial health and #240 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- St. Pius X Church is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with St. Pius X Church
Frequently Asked Questions
Is Port Washington financially healthy?
Port Washington has a financial health score of 61/100 (Good) from its 2025Q4 NCUA 5300 Call Report. It ranks #4,021 of 4,374 nationally on health and #240 of 272 in New York. Its net worth ratio is 16.02% and its delinquency rate 5.31%.
How does Port Washington compare to other credit unions?
Port Washington scores 61/100, higher than 8% of the 4,374 scored credit unions. Against the 584 peers in the $50M–$100M cohort, its widest edge is loan-to-share ratio (106.06% vs 62.60%). Its widest shortfall is delinquency rate (5.31% vs 0.96%).
How can I join Port Washington?
Port Washington operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Port Washington directly for the exact boundaries and application steps.
Is my money safe at Port Washington?
Port Washington is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Port Washington's net worth ratio of 16.02% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.