Federal credit union · Holyoke, Colorado · NCUA charter #2818
Holyoke Community
Health score 81/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 81
- Health / 100
- $47.6M
- Total assets
- 2,922
- Members
- 8.0%
- Net-worth ratio
Holyoke Community scores 81/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $47.6M; members 2,922; net-worth ratio 7.95%; health rank #2,664 of 4,374; healthier than 39th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#2,664 of 4,374 health · 2025Q4Holyoke Community · health 81/100 · $47.6M · 2025Q4
Call Report peers
Holyoke Community in the assets neighbourhood
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Holyoke Community vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Holyoke Community sits in 80-84 with 767 others.
81 39th percentile higher than 39% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Holyoke Community: Call Report deltas vs peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +7.70 pp (67.50% vs 59.80%).
- Widest shortfall vs peers is Net Worth Ratio: -6.91 pp (7.95% vs 14.86%).
Holyoke Community in Colorado
- In Colorado, health place is #43 of 66 on the same NCUA-ratio sort used nationally.
- Assets rank #49 of 66 inside Colorado ($47.6M reported).
- Colorado membership ordinal: #51 of 66.
- One place up in Colorado, Horizons North (#42) ties at 81/100; one place down, AURORA (#44) scores 80/100, 1 point lower.
How Holyoke Community's 5300 filing moved
Holyoke Community: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +5.3% from $47.6M (2025Q4) to $50.1M (2026Q1).
- Net-worth ratio shifted -0.16 pp (8.11% → 7.95%).
7.95% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 81/100 score is built
Holyoke Community gives up 19 points in total. Member Growth costs the most, 7.5 of its 15; Loan-to-Share Ratio loses the least, 0.6.
- Net Worth Ratio 24.9 pts
- Delinquency Rate 21.1 pts
- Return on Assets 12.6 pts
- Member Growth 7.5 pts
- Loan-to-Share Ratio 14.9 pts
Holyoke Community health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 7.95% | -6.91 pp |
| Delinquency Rate | 0.89% | -0.26 pp |
| Return on Assets | 0.34% | -0.37 pp |
| Member Growth | -0.81% | - |
| Loan-to-Share Ratio | 67.50% | +7.70 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Call Report history - Holyoke Community
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $50.1M | - |
| 2025Q4 | $47.6M | 2,922 |
| 2024Q4 | $43.6M | 2,946 |
| 2023Q4 | $42.4M | 2,916 |
Credit Union Details
- Charter Number
- 2818
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Colorado
- City
- Holyoke
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, Holyoke Community runs 2 offices in 2 different cities across 2 states.
| Office | City |
|---|---|
| Holyoke Office (Main Office) | Holyoke, CO |
| Imperial Office | Imperial, NE |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Colorado
More federally-insured credit unions based in Colorado, ordered by peer group match and asset size.
Other-state peers near Holyoke Community
Similar total assets
Using this data
- Holyoke Community ranks #2,664 of 4,374 nationally on financial health and #43 of 66 in CO -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Pueblo Government Agencies is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Pueblo Government Agencies
Frequently Asked Questions
Is Holyoke Community financially healthy?
On its 2025Q4 NCUA 5300 filing, Holyoke Community scores 81/100 (Excellent), with a 7.95% net worth ratio and 0.89% of loans delinquent. It ranks #2,664 of 4,374 nationally on health and #43 of 66 in Colorado.
How does Holyoke Community compare to other credit unions?
Holyoke Community scores 81/100, higher than 39% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (67.50% vs 59.80%). Its widest shortfall is net worth ratio (7.95% vs 14.86%).
How can I join Holyoke Community?
Holyoke Community operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Holyoke Community directly for the exact boundaries and application steps.
Is my money safe at Holyoke Community?
Holyoke Community is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Holyoke Community's net worth ratio of 7.95% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.