Federal credit union · NEW YORK, New York · NCUA charter #9358
New York Times Employees
Health score 51/100, grade D (Fair) - from the NCUA 5300 Call Report, 2025Q4.
- 51
- Health / 100
- $72.1M
- Total assets
- 4,171
- Members
- 17.2%
- Net-worth ratio
New York Times Employees scores 51/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $72.1M; members 4,171; net-worth ratio 17.19%; health rank #4,251 of 4,374; healthier than 3rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#4,251 of 4,374 health · 2025Q4New York Times Employees · health 51/100 · $72.1M · 2025Q4
- ASSETS 51/100
- MEM 17.2%
- RANK 2.84%
- PHOTO -0.53%
- BOOK $72.1M
- CHARTER 4,171
- NCUSIF #4,251/4,374
- CAMELS EP
- HEALTH 9358
Call Report peers
New York Times Employees in the assets neighbourhood
New York Times Employees's $72.1M assets sit next to EP ($71.9M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
New York Times Employees vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
51 3rd percentile higher than 3% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
New York Times Employees - Share Insurance Coverage
Below: composite supervisory bracket and risk-based capital for charter #9358, per the 2025Q4 NCUA Call Report. Our deposit-insurance coverage note explains how the $250,000 NCUSIF ceiling works.
New York Times Employees: Call Report deltas vs peers
- Strongest edge vs 584 $50M–$100M peers is Net Worth Ratio: +3.57 pp (17.19% vs 13.62%).
- Loan-to-Share Ratio trails the peer set - 49.99% here, 62.60% peer average (-12.61 pp).
Peer averages are NCUA 5300 means for the $50M–$100M cohort (584 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where New York Times Employees sits in New York
- New York health ordinal: #262 of 272.
- By total assets, New York Times Employees is #107 of 272 in New York.
- Membership ranks #118 of 272 among New York CUs with a reported count (4,171 members).
In-state ordinals use the live credit_unions table for NY only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
New York Times Employees: 2025Q4 → 2026Q1
New York Times Employees: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.5% from $72.1M (2025Q4) to $72.4M (2026Q1).
- Net-worth ratio shifted +0.05 pp (17.14% → 17.19%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
17.19% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 51/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 51.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 7.3 pts
- Return on Assets 0.0 pts
- Member Growth 2.9 pts
- Loan-to-Share Ratio 10.8 pts
Financial Health Metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 17.19% | +3.57 pp |
| Delinquency Rate | 2.84% | +1.88 pp |
| Return on Assets | -0.53% | -1.19 pp |
| Member Growth | -3.38% | - |
| Loan-to-Share Ratio | 49.99% | -12.61 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $50M–$100M (584 CUs).
New York Times Employees quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $72.4M | - |
| 2025Q4 | $72.1M | 4,171 |
| 2024Q4 | $73.0M | 4,317 |
| 2023Q4 | $74.8M | 4,440 |
Credit Union Details
- Charter Number
- 9358
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $50M–$100M
- State
- New York
- City
- NEW YORK
- Data Quarter
- 2025Q4
Branch Locations (2)
Per its most recent NCUA branch filing, New York Times Employees runs 2 offices in 2 different cities.
| Office | City |
|---|---|
| Main Office (Main Office) | New York, NY |
| College Point | Flushing, NY |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in New York
More federally-insured credit unions based in New York, ordered by peer group match and asset size.
New York Times Employees nationwide neighbourhoods
New York Times Employees's nationwide photo peers by assets and by health score, excluding New York charters.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($72.1M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (51/100 here).
Using this data
- New York Times Employees ranks #4,251 of 4,374 nationally on financial health and #262 of 272 in NY -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- New York University is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with New York University
- Rates and health both vary by institution, not just by state -- see how New York credit unions compare overall before assuming this one is typical. New York state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is New York Times Employees financially healthy?
New York Times Employees has a financial health score of 51/100 (Fair) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #4,251 of 4,374; by total assets it ranks #2,114 of 4,374 nationally (same basis as /rankings/largest); and #107 of 272 within New York. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 17.19% and delinquency rate of 2.84%.
How does New York Times Employees compare to other credit unions?
Five weighted metrics from NCUA filings produce New York Times Employees's 51/100 score on PlainCU's health composite, compared to a peer group average for $50M–$100M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join New York Times Employees?
New York Times Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact New York Times Employees directly for the exact boundaries and application steps.
Is my money safe at New York Times Employees?
Federal credit unions like New York Times Employees are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. New York Times Employees's net worth ratio of 17.19% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does New York Times Employees offer compared to banks?
Credit unions like New York Times Employees are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact New York Times Employees directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.