Federal credit union · Ashtabula, Ohio · NCUA charter #14584
LAKEVIEW
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $150.8M
- Total assets
- 8,125
- Members
- 12.9%
- Net-worth ratio
LAKEVIEW scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $150.8M; members 8,125; net-worth ratio 12.90%; health rank #2,729 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,729 of 4,374 health · 2025Q4LAKEVIEW · health 80/100 · $150.8M · 2025Q4
Call Report peers
LAKEVIEW in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LAKEVIEW vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); LAKEVIEW sits in 80-84 with 767 others.
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
LAKEVIEW: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 12.90% here, 12.11% peer average (+0.79 pp).
- Loan-to-Share Ratio trails the peer set - 45.01% here, 72.20% peer average (-27.19 pp).
Where LAKEVIEW sits in Ohio
- Ohio health ordinal: #124 of 196.
- Ohio assets place: #60 of 196.
- Member book place in Ohio: #71 of 196.
- One place up in Ohio, DOY (#123) ties at 80/100; one place down, ALLWEALTH (#125) ties at 80/100.
LAKEVIEW: 2025Q4 → 2026Q1
LAKEVIEW: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +1.6% from $150.8M (2025Q4) to $153.2M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.78% → 12.90%).
This credit union's 12.90% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
LAKEVIEW gives up 20 points in total. Member Growth costs the most, 13.4 of its 15; Net Worth Ratio and Return on Assets score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.5 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 9.9 pts
LAKEVIEW vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.90% | +0.79 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | 0.80% | +0.17 pp |
| Member Growth | -4.10% | - |
| Loan-to-Share Ratio | 45.01% | -27.19 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - LAKEVIEW
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $153.2M | - |
| 2025Q4 | $150.8M | 8,125 |
| 2024Q4 | $147.5M | 8,472 |
| 2023Q4 | $146.9M | 9,212 |
Credit Union Details
- Charter Number
- 14584
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Ashtabula
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, LAKEVIEW runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Ashtabula Office (Main Office) | Ashtabula, OH |
| Geneva Branch | Geneva, OH |
| Jefferson Branch | Jefferson, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near LAKEVIEW
Using this data
- LAKEVIEW ranks #2,729 of 4,374 nationally on financial health and #124 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buckeye State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buckeye State
Frequently Asked Questions
Is LAKEVIEW financially healthy?
On its 2025Q4 NCUA 5300 filing, LAKEVIEW scores 80/100 (Excellent), with a 12.90% net worth ratio and 0.65% of loans delinquent. It ranks #2,729 of 4,374 nationally on health and #124 of 196 in Ohio.
How does LAKEVIEW compare to other credit unions?
LAKEVIEW scores 80/100, higher than 36% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is net worth ratio (12.90% vs 12.11%). Its widest shortfall is loan-to-share ratio (45.01% vs 72.20%).
How can I join LAKEVIEW?
LAKEVIEW operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LAKEVIEW directly for the exact boundaries and application steps.
Is my money safe at LAKEVIEW?
LAKEVIEW is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LAKEVIEW's net worth ratio of 12.90% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.