Federal credit union · Ashtabula, Ohio · NCUA charter #14584
LAKEVIEW
Health score 80/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 80
- Health / 100
- $150.8M
- Total assets
- 8,125
- Members
- 12.9%
- Net-worth ratio
LAKEVIEW scores 80/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $150.8M; members 8,125; net-worth ratio 12.90%; health rank #2,729 of 4,374; healthier than 36th of scored peers.
NCUA 5300 Call Report masthead
NCUA 5300 Call Report Masthead
#2,729 of 4,374 health · 2025Q4LAKEVIEW · health 80/100 · $150.8M · 2025Q4
- CHARTER 80/100
- NCUSIF 12.9%
- CAMELS 0.65%
- HEALTH 0.80%
- NW $150.8M
- DELQ 8,125
- ROA #2,729/4,374
- ASSETS SHORELINE
- MEM 14584
Call Report peers
LAKEVIEW in the assets neighbourhood
LAKEVIEW's $150.8M assets sit next to SHORELINE ($150.8M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
LAKEVIEW vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
80 36th percentile higher than 36% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
LAKEVIEW - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #14584: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
LAKEVIEW: Call Report deltas vs peers
- Net Worth Ratio leads the peer set - 12.90% here, 12.11% peer average (+0.79 pp).
- Loan-to-Share Ratio trails the peer set - 45.01% here, 72.20% peer average (-27.19 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where LAKEVIEW sits in Ohio
- Ohio health ordinal: #124 of 196.
- Ohio assets place: #60 of 196.
- Member book place in Ohio: #71 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
LAKEVIEW: 2025Q4 → 2026Q1
LAKEVIEW: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +1.6% from $150.8M (2025Q4) to $153.2M (2026Q1).
- Net-worth ratio shifted +0.12 pp (12.78% → 12.90%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 12.90% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 80/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 80.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 23.5 pts
- Return on Assets 15.0 pts
- Member Growth 1.6 pts
- Loan-to-Share Ratio 9.9 pts
LAKEVIEW vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.90% | +0.79 pp |
| Delinquency Rate | 0.65% | -0.24 pp |
| Return on Assets | 0.80% | +0.17 pp |
| Member Growth | -4.10% | - |
| Loan-to-Share Ratio | 45.01% | -27.19 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - LAKEVIEW
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $153.2M | - |
| 2025Q4 | $150.8M | 8,125 |
| 2024Q4 | $147.5M | 8,472 |
| 2023Q4 | $146.9M | 9,212 |
Credit Union Details
- Charter Number
- 14584
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Ashtabula
- Data Quarter
- 2025Q4
Branch Locations (3)
Per its most recent NCUA branch filing, LAKEVIEW runs 3 offices in 3 different cities.
| Office | City |
|---|---|
| Ashtabula Office (Main Office) | Ashtabula, OH |
| Geneva Branch | Geneva, OH |
| Jefferson Branch | Jefferson, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near LAKEVIEW
Two NCUA Call Report peer sets for LAKEVIEW, both outside Ohio so the neighborhoods are not state containment (the Nearby list above stays in-state).
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($150.8M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (80/100 here).
Using this data
- LAKEVIEW ranks #2,729 of 4,374 nationally on financial health and #124 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Buckeye State is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Buckeye State
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is LAKEVIEW financially healthy?
Yes/no aside, the number is 80/100 (Excellent) - LAKEVIEW's financial health score from the NCUA 5300 Call Report, Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,729 of 4,374; by total assets it ranks #1,485 of 4,374 nationally (same basis as /rankings/largest); and #60 of 196 within Ohio. Above 80 reads excellent, below 50 warrants closer monitoring; a 12.90% net worth ratio and 0.65% delinquency rate are the key drivers.
How does LAKEVIEW compare to other credit unions?
Five weighted metrics from NCUA filings produce LAKEVIEW's 80/100 score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join LAKEVIEW?
LAKEVIEW operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact LAKEVIEW directly for the exact boundaries and application steps.
Is my money safe at LAKEVIEW?
Federal credit unions like LAKEVIEW are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. LAKEVIEW's net worth ratio of 12.90% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does LAKEVIEW offer compared to banks?
Credit unions like LAKEVIEW are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact LAKEVIEW directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.