Federal credit union · AKRON, Ohio · NCUA charter #511
BFG
Health score 91/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 91
- Health / 100
- $162.6M
- Total assets
- 20,521
- Members
- 12.4%
- Net-worth ratio
BFG scores 91/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $162.6M; members 20,521; net-worth ratio 12.41%; health rank #935 of 4,374; healthier than 77th of scored peers.
5300 filing masthead
NCUA 5300 Call Report Masthead
#935 of 4,374 health · 2025Q4BFG · health 91/100 · $162.6M · 2025Q4
- HEALTH 91/100
- NW 12.4%
- DELQ 0.13%
- ROA 0.68%
- ASSETS $162.6M
- MEM 20,521
- RANK #935/4,374
- PHOTO Greater Woodlawn
- BOOK 511
Call Report peers
BFG in the assets neighbourhood
BFG's $162.6M assets sit next to Greater Woodlawn ($162.6M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
BFG vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
91 Top 23% higher than 77% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
BFG - Share Insurance Coverage
Charter #511's composite supervisory bracket and risk-based capital, as reported in the 2025Q4 NCUA Call Report. See our deposit-insurance coverage note for how NCUSIF protection works.
BFG vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 82.42% vs peer 72.20% (+10.22 pp).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Ohio standing for BFG
- Health composite ranks #34 of 196 among scored Ohio credit unions.
- Assets rank #58 of 196 inside Ohio ($162.6M reported).
- Member book place in Ohio: #35 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
How BFG's 5300 filing moved
BFG: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.8% from $162.6M (2025Q4) to $163.8M (2026Q1).
- Net-worth ratio shifted -0.07 pp (12.48% → 12.41%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
12.41% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 91/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 91.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 6.3 pts
- Loan-to-Share Ratio 14.7 pts
BFG health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 12.41% | +0.30 pp |
| Delinquency Rate | 0.13% | -0.76 pp |
| Return on Assets | 0.68% | +0.06 pp |
| Member Growth | -1.52% | - |
| Loan-to-Share Ratio | 82.42% | +10.22 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
BFG quarterly book
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $163.8M | - |
| 2025Q4 | $162.6M | 20,521 |
| 2024Q4 | $154.1M | 20,837 |
| 2023Q4 | $159.3M | 21,814 |
Credit Union Details
- Charter Number
- 511
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- AKRON
- Data Quarter
- 2025Q4
Branch Locations (2)
BFG operates 2 offices across 2 cities, per its most recent NCUA branch filing.
| Office | City |
|---|---|
| Main Office (Main Office) | Akron, OH |
| Hudson Branch | Hudson, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near BFG
Cross-state asset and health neighbours for BFG - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($162.6M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (91/100 here).
Using this data
- BFG ranks #935 of 4,374 nationally on financial health and #34 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- TRUPARTNER is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with TRUPARTNER
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is BFG financially healthy?
BFG has a financial health score of 91/100 (Excellent) based on NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #935 of 4,374; by total assets it ranks #1,436 of 4,374 nationally (same basis as /rankings/largest); and #58 of 196 within Ohio. Scores above 80 indicate excellent financial health; scores below 50 may warrant closer monitoring. Key factors include net worth ratio of 12.41% and delinquency rate of 0.13%.
How does BFG compare to other credit unions?
BFG scores 91/100 on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions. The score is based on five NCUA-reported metrics: net worth ratio (30%), delinquency rate (25%), return on assets (15%), member growth (15%), and loan-to-share ratio (15%).
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join BFG?
BFG operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact BFG directly for the exact boundaries and application steps.
Is my money safe at BFG?
Federal credit unions like BFG are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. BFG's net worth ratio of 12.41% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does BFG offer compared to banks?
Credit unions like BFG are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact BFG directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.