Federal credit union · Akron, Ohio · NCUA charter #96672
Buckeye State
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $148.5M
- Total assets
- 16,098
- Members
- 11.4%
- Net-worth ratio
Buckeye State scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $148.5M; members 16,098; net-worth ratio 11.36%; health rank #2,869 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,869 of 4,374 health · 2025Q4Buckeye State · health 79/100 · $148.5M · 2025Q4
Call Report peers
Buckeye State in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Buckeye State vs every NCUA-scored credit union
The busiest band is 85-89 (858 credit unions); Buckeye State sits in 75-79 with 502 others.
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Buckeye State vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 77.13% vs peer 72.20% (+4.93 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.75 pp (11.36% vs 12.11%).
Where Buckeye State sits in Ohio
- In Ohio, health place is #133 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, Buckeye State is #61 of 196 in Ohio.
- Member book place in Ohio: #44 of 196.
- One place up in Ohio, Valley One Community (#132) ties at 79/100; one place down, PROMEDICA (#134) ties at 79/100.
Buckeye State Call Report trajectory
Buckeye State: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +0.2% from $148.5M (2025Q4) to $148.8M (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.26% → 11.36%).
This credit union's 11.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Buckeye State gives up 21 points in total. Member Growth costs the most, 15 of its 15; Net Worth Ratio and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 13.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
Buckeye State health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.36% | -0.75 pp |
| Delinquency Rate | 0.93% | +0.04 pp |
| Return on Assets | 0.39% | -0.23 pp |
| Member Growth | -17.11% | - |
| Loan-to-Share Ratio | 77.13% | +4.93 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Buckeye State
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $148.8M | - |
| 2025Q4 | $148.5M | 16,098 |
| 2024Q4 | $144.2M | 19,420 |
| 2023Q4 | $142.2M | 19,872 |
Credit Union Details
- Charter Number
- 96672
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Akron
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Buckeye State runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| 195 South Main (Main Office) | Akron, OH |
| Akron | Akron, OH |
| Alliance | Alliance, OH |
| Canton | Canton, OH |
| Hartville | Hartville, OH |
| Shaker Heights | Shaker Heights, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Buckeye State
Similar total assets
Similar health score
Using this data
- Buckeye State ranks #2,869 of 4,374 nationally on financial health and #133 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Education First Credit Union, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Education First Credit Union, Inc.
Frequently Asked Questions
Is Buckeye State financially healthy?
On its 2025Q4 NCUA 5300 filing, Buckeye State scores 79/100 (Very Good), with a 11.36% net worth ratio and 0.93% of loans delinquent. It ranks #2,869 of 4,374 nationally on health and #133 of 196 in Ohio.
How does Buckeye State compare to other credit unions?
Buckeye State scores 79/100, higher than 33% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (77.13% vs 72.20%). Its widest shortfall is net worth ratio (11.36% vs 12.11%).
How can I join Buckeye State?
Membership eligibility for Buckeye State depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Buckeye State directly for current membership requirements and application steps.
Is my money safe at Buckeye State?
Buckeye State is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Buckeye State's net worth ratio of 11.36% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.