Federal credit union · Akron, Ohio · NCUA charter #96672
Buckeye State
Health score 79/100, grade B (Very Good) - from the NCUA 5300 Call Report, 2025Q4.
- 79
- Health / 100
- $148.5M
- Total assets
- 16,098
- Members
- 11.4%
- Net-worth ratio
Buckeye State scores 79/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $148.5M; members 16,098; net-worth ratio 11.36%; health rank #2,869 of 4,374; healthier than 33rd of scored peers.
Federal Call Report extract
NCUA 5300 Call Report Masthead
#2,869 of 4,374 health · 2025Q4Buckeye State · health 79/100 · $148.5M · 2025Q4
- BOOK 79/100
- CHARTER 11.4%
- NCUSIF 0.93%
- CAMELS 0.39%
- HEALTH $148.5M
- NW 16,098
- DELQ #2,869/4,374
- ROA CHENEY
- ASSETS 96672
Call Report peers
Buckeye State in the assets neighbourhood
Buckeye State's $148.5M assets sit next to CHENEY ($148.3M) on the assets neighbourhood; peer NAMES stay, and the masthead VALUES are this credit union's Call Report.
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Buckeye State vs every NCUA-scored credit union
Where this credit union's health score sits among every federally insured CU with a scored NCUA 5300 filing
79 33rd percentile higher than 33% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Buckeye State - Share Insurance Coverage
Read from the 2025Q4 NCUA Call Report for charter #96672: composite supervisory bracket and risk-based capital. Full deposit-insurance coverage details in our disclaimer.
Buckeye State vs $100M–$500M peers
- Largest favorable gap: Loan-to-Share Ratio at 77.13% vs peer 72.20% (+4.93 pp).
- Widest shortfall vs peers is Net Worth Ratio: -0.75 pp (11.36% vs 12.11%).
Peer averages are NCUA 5300 means for the $100M–$500M cohort (1069 CUs), 2025Q4 vintage - registry deltas only, not a join recommendation.
Where Buckeye State sits in Ohio
- In Ohio, health place is #133 of 196 on the same NCUA-ratio sort used nationally.
- By total assets, Buckeye State is #61 of 196 in Ohio.
- Member book place in Ohio: #44 of 196.
In-state ordinals use the live credit_unions table for OH only - ROW_NUMBER sorts match /rankings healthiest and largest, scoped to the state.
Buckeye State Call Report trajectory
Buckeye State: total assets by quarter
4 Call Report filings on this page's own vintage chain
- Assets moved +0.2% from $148.5M (2025Q4) to $148.8M (2026Q1).
- Net-worth ratio shifted +0.10 pp (11.26% → 11.36%).
Trajectory uses quarterly_financials rows already on this page - same NCUA 5300 vintage chain, not a forecast.
This credit union's 11.36% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 79/100 score is built
Each segment is a pillar's weighted contribution to the composite; widths sum to 79.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 20.7 pts
- Return on Assets 13.4 pts
- Member Growth 0.0 pts
- Loan-to-Share Ratio 14.9 pts
Buckeye State health metrics
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 11.36% | -0.75 pp |
| Delinquency Rate | 0.93% | +0.04 pp |
| Return on Assets | 0.39% | -0.23 pp |
| Member Growth | -17.11% | - |
| Loan-to-Share Ratio | 77.13% | +4.93 pp |
Health score = weighted composite of the five NCUA ratios above. Scores based on NCUA 5300 Call Report Q4 2025 data. Peer group: $100M–$500M (1069 CUs).
Call Report history - Buckeye State
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $148.8M | - |
| 2025Q4 | $148.5M | 16,098 |
| 2024Q4 | $144.2M | 19,420 |
| 2023Q4 | $142.2M | 19,872 |
Credit Union Details
- Charter Number
- 96672
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Akron
- Data Quarter
- 2025Q4
Branch Locations (6)
Per its most recent NCUA branch filing, Buckeye State runs 6 offices in 5 different cities.
| Office | City |
|---|---|
| 195 South Main (Main Office) | Akron, OH |
| Akron | Akron, OH |
| Alliance | Alliance, OH |
| Canton | Canton, OH |
| Hartville | Hartville, OH |
| Shaker Heights | Shaker Heights, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
A look at other Ohio credit unions, ranked by how closely their peer group and asset size match this one.
Other-state peers near Buckeye State
Cross-state asset and health neighbours for Buckeye State - kept outside Ohio; in-state CUs stay in the Nearby block.
Similar total assets
Nearest other-state credit unions with ≥$10M assets ($148.5M here).
Similar health score
Nearest other-state credit unions by five-factor health composite (79/100 here).
Using this data
- Buckeye State ranks #2,869 of 4,374 nationally on financial health and #133 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- Education First Credit Union, Inc. is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with Education First Credit Union, Inc.
- Rates and health both vary by institution, not just by state -- see how Ohio credit unions compare overall before assuming this one is typical. Ohio state overview
National and state figures are benchmarks built from NCUA 5300 Call Report data, not a recommendation for any individual account decision.
Frequently Asked Questions
Is Buckeye State financially healthy?
A 11.36% net worth ratio and a 0.93% delinquency rate feed into Buckeye State's financial health score of 79/100 (Very Good), from NCUA 5300 Call Report data as of Q4 2025. On the national health ranking (same basis as /rankings/healthiest), it sits at #2,869 of 4,374; by total assets it ranks #1,493 of 4,374 nationally (same basis as /rankings/largest); and #61 of 196 within Ohio. The scale: above 80 excellent, below 50 warrants closer monitoring.
How does Buckeye State compare to other credit unions?
79/100 is Buckeye State's score on PlainCU's health composite, compared to a peer group average for $100M–$500M credit unions, built from five weighted NCUA metrics - net worth ratio at 30%, delinquency rate at 25%, return on assets at 15%, member growth at 15%, and loan-to-share ratio at 15%.
What is a credit union health score?
A credit union health score is a composite rating (0–100) that combines five financial metrics reported to the NCUA: net worth ratio (capital adequacy), delinquency rate (loan quality), return on assets (profitability), member growth, and loan-to-share ratio (liquidity balance). Scores above 80 indicate excellent financial health; 60–79 is good; 40–59 is fair; below 40 is weak.
How can I join Buckeye State?
Membership eligibility for Buckeye State depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Buckeye State directly for current membership requirements and application steps.
Is my money safe at Buckeye State?
Federal credit unions like Buckeye State are insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Buckeye State's net worth ratio of 11.36% exceeds the 7% threshold NCUA considers "well capitalized."
What rates does Buckeye State offer compared to banks?
Credit unions like Buckeye State are not-for-profit cooperatives, which typically allows them to offer higher savings rates and lower loan rates than banks. Nationally, credit unions average 0.25–0.50% lower auto loan rates and 0.10–0.30% higher savings yields. Contact Buckeye State directly for current rates, or compare overall credit union vs bank rates on our rates comparison page.
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. Credit union figures are computed directly from NCUA quarterly call report data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.