Federal credit union · Cleveland, Ohio · NCUA charter #95107
Ohio Educational
Health score 89/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 89
- Health / 100
- $154.7M
- Total assets
- 14,808
- Members
- 8.1%
- Net-worth ratio
Ohio Educational scores 89/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $154.7M; members 14,808; net-worth ratio 8.10%; health rank #1,358 of 4,374; healthier than 69th of scored peers.
NCUA Call Report stamp band
NCUA 5300 Call Report Masthead
#1,358 of 4,374 health · 2025Q4Ohio Educational · health 89/100 · $154.7M · 2025Q4
Call Report peers
Ohio Educational in the assets neighbourhood
Subscribe to this credit union's financial changes (RSS) — one item per NCUA 5300 call report, no account required.
Ohio Educational vs every NCUA-scored credit union
Ohio Educational sits in the busiest band, 85-89, alongside 857 other credit unions.
89 Top 31% higher than 69% of 4,374 credit unions
every scored credit union, bucketed by value
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Source NCUA 5300 Call Report aggregates · 2025Q4
Where Ohio Educational diverges from peer averages
- Strongest edge vs 1069 $100M–$500M peers is Loan-to-Share Ratio: +6.18 pp (78.38% vs 72.20%).
- Largest lag: Net Worth Ratio at 8.10% vs peer 12.11% (-4.01 pp).
Ohio standing for Ohio Educational
- In Ohio, health place is #61 of 196 on the same NCUA-ratio sort used nationally.
- Ohio assets place: #59 of 196.
- Ohio membership ordinal: #47 of 196.
- One place up in Ohio, FIRELANDS (#60) ties at 89/100; one place down, Children's Medical Center (#62) scores 88/100, 1 point lower.
How Ohio Educational's 5300 filing moved
Ohio Educational: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +2.3% from $154.7M (2025Q4) to $158.2M (2026Q1).
- Net-worth ratio shifted -0.11 pp (8.21% → 8.10%).
8.10% net worth puts this credit union above the NCUA's 7.0% well-capitalized bar (Prompt Corrective Action rules).
How the 89/100 score is built
Ohio Educational gives up 11 points in total. Member Growth costs the most, 6.6 of its 15; Delinquency Rate and Return on Assets and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 25.2 pts
- Delinquency Rate 25.0 pts
- Return on Assets 15.0 pts
- Member Growth 8.4 pts
- Loan-to-Share Ratio 15.4 pts
Ohio Educational vs peer ratios
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 8.10% | -4.01 pp |
| Delinquency Rate | 0.13% | -0.76 pp |
| Return on Assets | 0.67% | +0.05 pp |
| Member Growth | -0.35% | - |
| Loan-to-Share Ratio | 78.38% | +6.18 pp |
Peer averages: $100M–$500M cohort, 1069 credit unions, 2025Q4 filing.
Call Report history - Ohio Educational
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $158.2M | - |
| 2025Q4 | $154.7M | 14,808 |
| 2024Q4 | $147.1M | 14,860 |
| 2023Q4 | $149.2M | 15,182 |
Credit Union Details
- Charter Number
- 95107
- Type
- Federal
- Field of Membership
- Other
- Peer Group
- $100M–$500M
- State
- Ohio
- City
- Cleveland
- Data Quarter
- 2025Q4
Branch Locations (5)
The NCUA branch filing lists 5 physical offices for Ohio Educational, spread across 5 cities.
| Office | City |
|---|---|
| Administrative Office (Main Office) | Seven Hills, OH |
| Cleveland Branch | Cleveland, OH |
| Lakewood | Lakewood, OH |
| Oberlin | Oberlin, OH |
| Zanesville | Zanesville, OH |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Ohio
More federally-insured credit unions based in Ohio, ordered by peer group match and asset size.
Cross-state Call Report peers for Ohio Educational
Using this data
- Ohio Educational ranks #1,358 of 4,374 nationally on financial health and #61 of 196 in OH -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- LAKEVIEW is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with LAKEVIEW
Frequently Asked Questions
Is Ohio Educational financially healthy?
Ohio Educational has a financial health score of 89/100 (Excellent) from its 2025Q4 NCUA 5300 Call Report. It ranks #1,358 of 4,374 nationally on health and #61 of 196 in Ohio. Its net worth ratio is 8.10% and its delinquency rate 0.13%.
How does Ohio Educational compare to other credit unions?
Ohio Educational scores 89/100, higher than 69% of the 4,374 scored credit unions. Against the 1069 peers in the $100M–$500M cohort, its widest edge is loan-to-share ratio (78.38% vs 72.20%). Its widest shortfall is net worth ratio (8.10% vs 12.11%).
How can I join Ohio Educational?
Membership eligibility for Ohio Educational depends on its field of membership - currently: Other. Credit unions typically require a common bond such as employer, location, or association membership. Contact Ohio Educational directly for current membership requirements and application steps.
Is my money safe at Ohio Educational?
Ohio Educational is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Ohio Educational's net worth ratio of 8.10% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.