Federal credit union · Fort Worth, Texas · NCUA charter #20990
Alcon Employees
Health score 88/100, grade A (Excellent) - from the NCUA 5300 Call Report, 2025Q4.
- 88
- Health / 100
- $29.1M
- Total assets
- 2,611
- Members
- 21.4%
- Net-worth ratio
Alcon Employees scores 88/100 on PlainCU's health composite from NCUA 5300 Call Report data (2025Q4). Assets $29.1M; members 2,611; net-worth ratio 21.45%; health rank #1,380 of 4,374; healthier than 65th of scored peers.
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Alcon Employees vs every NCUA-scored credit union
Alcon Employees sits in the busiest band, 85-89, alongside 857 other credit unions.
88 Top 35% higher than 65% of 4,374 credit unions
every scored credit union, bucketed by value
Each bar is a band; taller bars hold more credit unions. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count and share, and where it sits relative to this entry.
Source NCUA 5300 Call Report aggregates · 2025Q4
Alcon Employees vs $10M–$50M peers
- Strongest edge vs 1163 $10M–$50M peers is Loan-to-Share Ratio: +27.85 pp (87.65% vs 59.80%).
- Return on Assets trails the peer set - 0.23% here, 0.70% peer average (-0.47 pp).
Alcon Employees in Texas
- Texas health ordinal: #133 of 386.
- By total assets, Alcon Employees is #226 of 386 in Texas.
- Texas membership ordinal: #228 of 386.
- One place up in Texas, Harris County (#132) ties at 88/100; one place down, Walker County (#134) ties at 88/100.
Quarter path for Alcon Employees
Alcon Employees: total assets by quarter
2023Q4 to 2026Q1, NCUA 5300
- Assets moved +4.0% from $29.1M (2025Q4) to $30.3M (2026Q1).
- Net-worth ratio shifted -0.93 pp (22.38% → 21.45%).
This credit union's 21.45% net worth ratio clears the 7.0% NCUA well-capitalized threshold set under Prompt Corrective Action rules.
How the 88/100 score is built
Alcon Employees gives up 12 points in total. Member Growth costs the most, 8.1 of its 15; Net Worth Ratio and Delinquency Rate and Loan-to-Share Ratio score full marks.
- Net Worth Ratio 30.0 pts
- Delinquency Rate 25.0 pts
- Return on Assets 11.0 pts
- Member Growth 6.9 pts
- Loan-to-Share Ratio 15.1 pts
Call Report ratios for Alcon Employees
| Metric | Value | vs peer |
|---|---|---|
| Net Worth Ratio | 21.45% | +6.59 pp |
| Delinquency Rate | 0.26% | -0.89 pp |
| Return on Assets | 0.23% | -0.47 pp |
| Member Growth | -1.17% | - |
| Loan-to-Share Ratio | 87.65% | +27.85 pp |
Peer averages: $10M–$50M cohort, 1163 credit unions, 2025Q4 filing.
Historical Financials
| Quarter | Assets | Members |
|---|---|---|
| 2026Q1 | $30.3M | - |
| 2025Q4 | $29.1M | 2,611 |
| 2024Q4 | $29.8M | 2,642 |
| 2023Q4 | $30.3M | 2,861 |
Credit Union Details
- Charter Number
- 20990
- Type
- Federal
- Field of Membership
- Community
- Peer Group
- $10M–$50M
- State
- Texas
- City
- Fort Worth
- Data Quarter
- 2025Q4
Branch Locations (2)
The NCUA branch filing lists 2 physical offices for Alcon Employees.
| Office | City |
|---|---|
| Main Branch (Main Office) | Fort Worth, TX |
| Alcon Rec Mgmt | Fort Worth, TX |
Source: NCUA Credit Union Branch Information, 2025Q4 filing.
Nearby Credit Unions in Texas
A look at other Texas credit unions, ranked by how closely their peer group and asset size match this one.
Cross-state Call Report peers for Alcon Employees
Using this data
- Alcon Employees ranks #1,380 of 4,374 nationally on financial health and #133 of 386 in TX -- the national figure is a benchmark, not a prediction for how any specific account performs. National health rankings
- ROCKET is a nearby credit union with a similar profile -- compare the two side by side before deciding where to bank. Compare with ROCKET
Frequently Asked Questions
Is Alcon Employees financially healthy?
On its 2025Q4 NCUA 5300 filing, Alcon Employees scores 88/100 (Excellent), with a 21.45% net worth ratio and 0.26% of loans delinquent. It ranks #1,380 of 4,374 nationally on health and #133 of 386 in Texas.
How does Alcon Employees compare to other credit unions?
Alcon Employees scores 88/100, higher than 65% of the 4,374 scored credit unions. Against the 1163 peers in the $10M–$50M cohort, its widest edge is loan-to-share ratio (87.65% vs 59.80%). Its widest shortfall is return on assets (0.23% vs 0.70%).
How can I join Alcon Employees?
Alcon Employees operates under a community charter, meaning membership is generally open to anyone who lives, works, worships, or attends school within its defined geographic service area, no employer or association tie required. Contact Alcon Employees directly for the exact boundaries and application steps.
Is my money safe at Alcon Employees?
Alcon Employees is a federal credit union; its shares are federally insured by the National Credit Union Share Insurance Fund (NCUSIF), administered by the NCUA. Each individual depositor is insured up to $250,000, the same limit as FDIC-insured banks. Alcon Employees's net worth ratio of 21.45% exceeds the 7% threshold NCUA considers "well capitalized."
Every figure on PlainCU is rendered directly from NCUA quarterly call report data, no number is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.